The top-rated life insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 544 reviews. Other highly rated options include Turner Insurance, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 22 life insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 6 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Santos Group - All Insurance | 25 Palm Harbor Village Way W STE 5A | (386) 597-1112 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area, offering a range of life insurance policies to help individuals and families plan for the future. The agency assists clients in understanding their coverage options. Life insurance can provide financial protection and support financial goals at various stages of life. The agency specifically handles term life insurance for temporary coverage needs and whole life insurance for permanent protection.
Turner Insurance provides life insurance services to individuals and families in the Palm Coast area, helping clients select appropriate coverage for their financial needs. Its offerings include policy evaluations to ensure beneficiaries receive intended support, along with guidance on term, whole, or universal policies. The company may offer periodic plan reviews to discuss changing life circumstances such as marriage or retirement. It serves residential property owners, including single-family homes and apartments, as well as commercial interests in retail and restaurant sectors.
Insurance Office of America serves Palm Coast and the surrounding Flagler County communities, handling life insurance policies for local residents and families. It assists clients in selecting appropriate coverage to protect loved ones and secure financial futures. The agency manages term, whole, and universal life options for different needs and budgets. To handle a typical job, it begins with a personal consultation to assess individual coverage requirements before presenting suitable policy choices from multiple insurers.
Integrity Insurance Group of Florida offers both term and permanent life insurance policies, distinguished by whether the client requires temporary income protection or lifelong coverage that also builds cash value. Serving the Palm Coast area, the agency assists individuals and families in assessing their financial needs to select appropriate benefit amounts. Policies are designed to provide a tax-free death benefit for beneficiaries, supporting estate planning and debt repayment goals. Client consultations are available on a scheduled, appointment-only basis to allow for thorough needs analysis.
Tilton & Unger Insurance serves homeowners, families, and small business owners in the Palm Coast area, providing life insurance agent services tailored to their financial protection needs. The agency assists clients in evaluating term and permanent life policies designed to safeguard loved ones and secure future obligations. A typical engagement includes reviewing existing coverage and helping to plan for major life changes such as marriage or retirement. Its service area also extends to the Flagler Beach community and surrounding parts of Flagler County, ensuring accessibility for nearby residents.
The Berk Insurance Agency specializes in life insurance policy selection and coverage planning for residents of Palm Coast, FL. Its general services include helping individuals and families assess their financial protection needs for long-term security. The agency guides clients through the process of understanding different policy types to match specific goals and budgets. For example, it assists homeowners and young families with evaluating their coverage requirements during seasonal events like the start of a new job or the birth of a child.
As families in Palm Coast prepare for the summer travel season, Coastal Palm Insurance Company offers local guidance to secure their financial future. Life insurance agents here help residents assess coverage needs tailored to dependents and long-term costs. The company focuses on matching term or permanent products to each client’s budget and goals. An initial consultation typically reviews existing policies, income replacement needs, and outstanding debts before recommending an options comparison.
Heart of Florida Insurance Group specializes in life insurance services in Palm Coast, FL, helping individuals and families plan for financial security through policy options. As a life insurance agency, it provides policies designed to offer beneficiaries support after a policyholder’s passing. The company customizes coverage plans to meet varying needs, ensuring appropriate protection levels. Heart of Florida Insurance Group serves commercial sectors including offices, warehouses, and food service establishments that require group or key-person life insurance products.
Brightway Insurance, The Flagler Agency serves residential clients in Palm Coast, Florida, assisting with life insurance solutions tailored to individual needs and family protection goals. The agency also provides commercial coverage options for local businesses requiring group or key-person life policies throughout the surrounding communities. Policyholders receive thorough guidance during initial consultations, and the office coordinates follow-up service between regular annual reviews to adjust coverage as life circumstances change.
What Does a a Life Insurance Agent in Palm Coast Cost?
Life insurance costs in Florida vary by age, health, and policy type. A healthy 35-year-old in Palm Coast might pay $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost $150 to $300 per month for similar coverage. Florida residents may see slightly higher rates due to hurricane risk and higher cost of living. This is general information, not insurance advice.
About life insurance agents in Palm Coast
Life insurance agents in Palm Coast, Florida help residents choose policies that protect their families. Florida law requires agents to hold a valid state license and follow the Florida Insurance Code. Local agents understand the specific needs of Flagler County residents, including hurricane coverage considerations.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Florida requires life insurance agents to hold a valid 2-15 Life and Health license. Agents must complete pre-licensing education and pass a state exam. They also need to complete continuing education every two years to renew their license.
How long does it take to get a life insurance policy in Palm Coast?
Most life insurance policies in Florida take 2 to 6 weeks to finalize. The timeline depends on the policy type and the underwriting process. Term life policies often process faster than whole life policies.
Can a life insurance agent help with Florida estate planning?
Yes, life insurance agents often work with estate planning attorneys to coordinate policies with wills and trusts. Florida law allows life insurance proceeds to pass outside of probate if the beneficiary is properly named. This can help avoid delays and court costs.
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