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HomeLife Insurance AgentsFlorida › Palm Harbor

Find Life Insurance Agents Near You in Palm Harbor, FL

Browse life insurance agents serving Palm Harbor, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 21 life insurance agents serving Palm Harbor.

Showing 21 life insurance agents in Palm Harbor, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Coleman Insurance Agency4831 Ruen Dr Suite 200(727) 441-9911
2Reliant Insurance Services34921 US Hwy 19 N #201(727) 335-0335
3Lizette Cochran - State Farm Insurance Agent3031 E Lake Rd S(727) 786-1082
4Direct Auto Insurance30604 US Hwy 19 N(727) 789-2274
5Brightway Insurance, The Harrington Agency31962 US Hwy 19 N(727) 789-2200
6Gregg Schindler - State Farm Insurance Agent2138 US-19 ALT #2-A(727) 238-8800
7Pam Leonard-Williams - State Farm Insurance Agent1410 US-19 ALT C(727) 785-0413
8Hawk Insurance Group31087 US Hwy 19 N(727) 877-4295
9Whitco Insurance Agency Palm Harbor 👍30832 US Hwy 19 N(727) 781-5858
10Pinellas Insurance Solutions3060 US-19 ALT Suite B1(727) 557-5633
CI
4831 Ruen Dr Suite 200
Coleman Insurance Agency
Life Insurance Agent · Palm Harbor, FL

Coleman Insurance Agency serves the Palm Harbor, Florida, metro area as a life insurance agent. The company assists residents in selecting suitable coverage to provide financial protection for their families. Life insurance helps replace lost income and cover final expenses after a policyholder passes. The agency guides clients through the process of determining appropriate policy amounts and terms. It handles term life insurance policies for temporary needs and whole life insurance for lifelong coverage and cash value growth.

RI
34921 US Hwy 19 N #201
Reliant Insurance Services
Life Insurance Agent · Palm Harbor, FL

Reliant Insurance Services in Palm Harbor, FL, provides a range of life insurance solutions designed to help individuals and families secure financial protection. The company focuses on helping clients understand policy options and maintain appropriate coverage over time, offering guidance on plan reviews and beneficiary updates. These services assist in adapting to life changes such as marriage or the birth of a child. Reliant Insurance Services typically works with homeowners of single-family homes and apartments, as well as owners of retail shops and restaurants, to address their life insurance needs.

LC
3031 E Lake Rd S
Lizette Cochran - State Farm Insurance Agent
Life Insurance Agent · Palm Harbor, FL

Lizette Cochran - State Farm Insurance Agent in Palm Harbor, FL serves homeowners, renters, and business owners in the area. She works with clients to select life insurance policies that can provide financial protection for their families. Her agency also offers auto, home, and health insurance options to meet diverse needs. Residents and business operators seeking coverage can work with her team to review their specific situations. The agency additionally serves the surrounding communities of Clearwater and the greater Tampa Bay metropolitan region.

DA
30604 US Hwy 19 N
Direct Auto Insurance
Life Insurance Agent · Palm Harbor, FL

Direct Auto Insurance offers life insurance options designed for either a single premium payment or recurring monthly premiums, providing flexibility for different financial situations in Palm Harbor, Florida. Coverage typically includes term life and whole life policies tailored to local residents’ needs. The agent assists clients in understanding how these products can offer financial protection for beneficiaries. Service appointments are available on a scheduled basis, allowing for personalized consultations at the client’s convenience.

BI
31962 US Hwy 19 N
Brightway Insurance, The Harrington Agency
Life Insurance Agent · Palm Harbor, FL

Brightway Insurance, The Harrington Agency serves clients in Palm Harbor and the surrounding Tampa Bay communities. It handles a full range of life insurance needs, including term and whole life policies customized to individual financial goals. The agency works with local families to review coverage gaps and compare options from multiple carriers. For a typical job, it follows a straightforward process of assessing the client’s current situation, explaining policy features, and then presenting a tailored recommendation for coverage.

GS
2138 US-19 ALT #2-A
Gregg Schindler - State Farm Insurance Agent
Life Insurance Agent · Palm Harbor, FL

Gregg Schindler - State Farm Insurance Agent in Palm Harbor, FL helps clients distinguish between one-time term life policies and recurring whole life coverage, both designed to address varying financial goals and family needs. The firm assists individuals and families in selecting appropriate coverage amounts based on their specific circumstances and long-term planning objectives. Services are available on an as-needed basis for policy reviews, adjustments, or new applications as life changes occur.

PL
1410 US-19 ALT C
Pam Leonard-Williams - State Farm Insurance Agent
Life Insurance Agent · Palm Harbor, FL

As a life insurance agent in Palm Harbor, FL, Pam Leonard-Williams - State Farm Insurance Agent specializes in helping clients secure term life and whole life policies. Its general service work includes guiding individuals and families through coverage options tailored to financial goals and long-term protection needs. For local residents facing the financial implications of an unexpected passing, this office assists with planning that can provide income replacement or final expense funds during a difficult time.

HI
31087 US Hwy 19 N
Hawk Insurance Group
Life Insurance Agent · Palm Harbor, FL

As families in Palm Harbor consider the financial security of their loved ones during the spring renewal season, Hawk Insurance Group provides guidance through the available life insurance options. This agency works with residents to understand term or whole life policies that fit varying household budgets and long-term financial goals. Before recommending any specific coverage amount, a professional agent first schedules a complimentary in-home assessment of the client’s existing policies, health history, and family income needs.

WI
30832 US Hwy 19 N
Whitco Insurance Agency Palm Harbor 👍
Life Insurance Agent · Palm Harbor, FL

Whitco Insurance Agency Palm Harbor offers life insurance solutions for homeowners and renters in the Palm Harbor, FL area. Commercial coverage is also provided for small and mid-sized businesses throughout the local region. Clients receive clear explanations of policy features and benefit options during the enrollment process. After the initial purchase, the agency follows up regularly to review coverage needs and can adjust plans between scheduled annual visits.

PI
3060 US-19 ALT Suite B1
Pinellas Insurance Solutions
Life Insurance Agent · Palm Harbor, FL
DM
30826 US Hwy 19 N
Dick Martin - State Farm Insurance Agent
Life Insurance Agent · Palm Harbor, FL
(727) 785-4995
dickmartinagency.com
GI
3382 Tampa Rd
GreatFlorida Insurance: Jim Sullivan
Life Insurance Agent · Palm Harbor, FL
(727) 781-5533
palmharbor.greatflorida.com
EI
30522 US Hwy 19 N #107-Q
Edgewater Insurance Inc
Life Insurance Agent · Palm Harbor, FL
(727) 772-0428
edgewaterinsuranceinc.com
IS
2708 US-19 ALT Suite 505 Suite F
Insurance Solutions of Tampa Bay
Life Insurance Agent · Palm Harbor, FL
(727) 474-9645
insurancesolutionstb.com
RI
32756 US Hwy 19 N
Royal Insurance, Inc.
Life Insurance Agent · Palm Harbor, FL
(727) 786-0090
royalinsuranceinc.com
TI
1440 Palm Harbor Blvd
Taurus Insurance Professionals
Life Insurance Agent · Palm Harbor, FL
(727) 605-3137
taurusinspros.com
VI
2965 Palm Harbor Blvd
Vested Insurance Agency
Life Insurance Agent · Palm Harbor, FL
(727) 303-2654
vestedinsuranceagency.com
FC
1155 Tampa Rd Suite A
First Class Insurance
Life Insurance Agent · Palm Harbor, FL
(727) 796-2600
1classinsurance.com
CI
3466 Tampa Rd
Chavanne Insurance Agency
Life Insurance Agent · Palm Harbor, FL
(727) 771-1716
LA
3523 US-19 ALT
The Life and Annuity Shop LLC
Life Insurance Agent · Palm Harbor, FL
(888) 661-1999
annuity1.com
EI
31055 US Hwy 19 N
Estrella Insurance
Life Insurance Agent · Palm Harbor, FL
(727) 609-2501
agents.estrellainsurance.com/en-us/fl/palmharbor/445.html

What Does a a Life Insurance Agent in Palm Harbor Cost?

Life insurance costs in Palm Harbor Florida vary by age health and policy type. A healthy 35 year old might pay 30 to 50 dollars per month for a 500,000 dollar term life policy. Older applicants or those with health conditions may see higher rates. Florida residents may also pay slightly more due to the state's higher cost of living and natural disaster risks. This is general information and not insurance advice.

About life insurance agents in Palm Harbor

Life insurance agents in Palm Harbor Florida help residents find coverage that meets their needs. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks in the Tampa Bay area including hurricane exposure and can guide you to appropriate policies.

Frequently Asked Questions

What license does a life insurance agent in Palm Harbor need?

Florida requires life insurance agents to hold a valid 2-15 license. This license allows them to sell life insurance and variable annuities. Agents must complete continuing education every two years to keep their license active.

How long does it take to get a life insurance policy in Florida?

The process can take from a few days to several weeks depending on the policy type. Term life policies often have faster approval times. Full underwriting with a medical exam typically takes 4 to 6 weeks in Florida.

Can a Palm Harbor agent help with Florida specific hurricane coverage?

Yes a local agent can explain how life insurance interacts with other Florida policies. While life insurance does not cover property damage, agents can help you coordinate benefits with homeowners and flood insurance. Florida law requires clear disclosure of policy exclusions.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.