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Find Life Insurance Agents in Panama City, FL

Directory of life insurance agents in Panama City, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 life insurance agents in Panama City, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785 johndouglasinsurance.com
Harry Grizzle Insurance
2104 W 23rd St, Panama City, FL 32405
(850) 598-0450 harrygrizzleinsurance.com
Acceptance Insurance
609 E 23rd St, Panama City, FL 32405
(850) 204-3793 locations.acceptance.com
Michael Lovchuk - State Farm Insurance Agent
3477 FL-77 a, Panama City, FL 32405
(850) 769-9919 lovchuk.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047 pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627 ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383 standrewsins.com
Lori Pons - State Farm Insurance Agent
429 S Tyndall Pkwy suite a, Panama City, FL 32404
(850) 769-1617 loripons.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183 daffininsurance.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888 huttinsurance.com
Acentria Insurance
501 W 11th St, Panama City, FL 32401
(850) 257-2990 acentria.com
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959 specialtyinsgroup.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828 browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000 hollomoninsurance.com
Affordable Insurance Group of Panama City
2104 W 11th St, Panama City, FL 32401
(850) 769-5050 affordableinspc.com
Jessica Lyng Insurance
13800 Panama City Beach Pkwy Ste 107d, Panama City, FL 32407
(850) 265-6088 jessicalynginsurance.com
Providence Risk Insurance LLC
5501 Cherry St, Panama City, FL 32404
(850) 785-3717 providenceriskinsurance.com
Nichols & Associates Insurance Services
1229 Jenks Ave, Panama City, FL 32401
(850) 747-0288 insurancepanamacityfl.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225 blackwellinsurance.net
Bond Insurance Inc DBA We Insure
621 N Tyndall Pkwy, Panama City, FL 32404
(850) 747-3001 weinsurepanamacity.com

Life insurance agents in Panama City, Florida help residents choose coverage that protects their families and meets state requirements. Florida law requires agents to hold a valid 2-15 or 2-14 license issued by the Florida Department of Financial Services. Local agents can explain how Florida community property laws or hurricane risks may affect policy selection.

What Does a Life Insurance Agent in Panama City Cost?

Term life insurance in Florida typically costs between $25 and $100 per month for a healthy 35-year-old seeking a 20-year $500,000 policy. Whole life insurance premiums range from $100 to $300 per month for similar coverage. Costs vary by age, health, tobacco use, and policy type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
Agents must hold a 2-15 Life and Health or 2-14 Life license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How does Florida law affect life insurance beneficiaries?
Florida law automatically revokes a former spouse as beneficiary upon divorce unless the policy states otherwise. This is covered under Florida Statute 732.703. Agents can help you update beneficiary designations to match your current wishes.