The top-rated life insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,045 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 50 life insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Shaffer - State Farm Insurance Agent | 117 N Palafox St | (850) 433-4343 |
| 2 | Will Rentschler - State Farm Insurance Agent | 1301 E Cervantes St | (850) 433-4678 |
| 3 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 4 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 5 | John Kizziah - State Farm Insurance Agent | 4300 Bayou Blvd Ste 23 | (850) 477-8100 |
| 6 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 7 | Globe Life Liberty National Division: The Mitchell & Mitchell Agencies | 1449 W 9 Mile Rd Suite 11 & 12 | (251) 660-4437 |
| 8 | MEG Financial, Inc. | 196 E 9 Mile Rd suite g | (877) 583-3955 |
| 9 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
| 10 | Robinson Legacy Insurance Services | 6100 W Fairfield Dr Ste A | (850) 285-0808 |
John Shaffer - State Farm Insurance Agent serves the Pensacola area and the surrounding Escambia County region, offering a range of life insurance coverage options. As a life insurance agent, the company helps clients evaluate term and whole life policies to protect their families' financial futures. Their work involves guiding residents through the process of selecting appropriate benefit amounts and policy terms. The office specifically handles applications for final expense coverage and mortgage protection plans in this community.
Will Rentschler - State Farm Insurance Agent in Pensacola, FL, provides life insurance policies designed to offer financial protection for individuals and their families. Service plans include free policy reviews, claim filing assistance, and annual coverage checkups to adjust for life changes. The agency helps clients navigate term and whole life options during personalized consultations. It also offers complementary auto, home, and health insurance products. Properties serviced include single-family homes, apartments, retail spaces, and restaurants.
Advance Insurance of Northwest Florida serves clients in Pensacola and the surrounding communities, handling life insurance policies tailored for individual and family financial security. It assists customers with understanding various policy options that can protect beneficiaries in the event of a death. The agency focuses on aligning coverage with specific personal goals and budget considerations. To manage a typical job, it first assesses a client's current obligations and future needs before presenting suitable policy choices for consideration.
Homeowners and families in Pensacola work with Florida Insurance Agency to secure life insurance coverage that protects their loved ones’ financial future. The agency helps clients evaluate term, whole, and universal life options to match their budgeting and long-term planning needs. They guide policyholders through beneficiary designations and coverage amounts, ensuring clarity during the application process. Florida Insurance Agency also serves residents in the nearby Milton area as part of the greater Pensacola metro region.
Some life insurance needs are met with a single policy purchase, while others require ongoing adjustments as circumstances change. John Kizziah - State Farm Insurance Agent in Pensacola, FL, offers coverage options that help protect local families from financial loss. A typical policy can provide beneficiaries with a lump-sum payment following the insured's death. This agent works with clients to review their current needs and select appropriate term or whole life plans. Service is provided on an as-needed basis, allowing policyholders to request future modifications when their situation evolves.
Classic Insurance Group specializes in whole life, term life, and indexed universal life policies, serving individuals and families in Pensacola, Florida. It also assists clients with supplementing existing coverage through riders and benefit adjustments. Agents conduct thorough needs analyses to match policy types with personal financial goals and budget requirements. The company helps local residents secure coverage adjustments when preparing for major life changes such as marriage, the birth of a child, or retirements. As hurricane season approaches, Classic Insurance Group reviews existing life policies to ensure beneficiaries remain adequately protected.
As families in Pensacola prepare for the prospect of hurricane season each year, Globe Life Liberty National Division: The Mitchell & Mitchell Agencies offers life insurance coverage tailored to local needs. The agency helps residents secure financial protection for their loved ones against unexpected events common to the Gulf Coast region. A licensed agent reviews each client’s current situation to recommend an appropriate policy. The initial step involves scheduling a no-obligation consultation to assess individual coverage requirements.
MEG Financial, Inc. serves residents in the Pensacola area with life insurance coverage tailored to their personal needs and future planning. The agency also provides commercial policies for local business owners seeking financial protection and continuity. Their service area encompasses the greater Pensacola region and surrounding communities. Clients receive thorough consultations during initial meetings, with agents clearly explaining policy options and benefits. Follow-up service is provided as needed between regular annual reviews, ensuring all coverage remains aligned with clients changing circumstances.
Specializing in life insurance coverage, The O'Neil Agency LLC, formerly known as David Seckinger & Associates in Pensacola, FL, helps individuals and businesses secure financial protection. The agency focuses on term and whole life policies designed to address long-term needs and income replacement. Its services are suited for a variety of commercial environments, including offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Pensacola Cost?
A typical term life insurance policy in Florida for a healthy 35 year old non smoker costs between 25 and 50 dollars per month for 500000 dollars of coverage. Whole life policies range from 100 to 300 dollars per month for the same amount. Costs vary based on age health and policy type. Florida has a 2.5 percent premium tax that may affect final pricing. This is general information not insurance advice.
About life insurance agents in Pensacola
Life insurance agents in Pensacola Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks in the region including hurricane exposure and coastal property considerations.
Frequently Asked Questions
What license does a life insurance agent need in Pensacola Florida?
A life insurance agent in Florida must hold a valid 2-15 life and health insurance license from the Florida Department of Financial Services. Agents must complete 24 hours of continuing education every two years including 3 hours on ethics and 5 hours on Florida law.
How long does a life insurance application take in Florida?
The application process typically takes 2 to 6 weeks in Florida. The timeline depends on the policy type and whether a medical exam is required. Florida law allows a 10 day free look period after you receive the policy to cancel for a full refund.
Do I need a medical exam for life insurance in Pensacola?
Many policies in Florida offer no exam options for smaller coverage amounts usually under 100000 dollars. For larger policies a medical exam is common. Florida law does not require an exam but insurers use health data to set rates.
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