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HomeLife Insurance AgentsFlorida › Punta Gorda

Find Life Insurance Agents Near You in Punta Gorda, FL

Browse life insurance agents serving Punta Gorda, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Punta Gorda, Florida is Chapman Insurance Group, rated 4.9 stars across 260 reviews. Other highly rated options include Whitco Insurance: Alexia Martin Agency, Karen Cloutier Allstate, Kassie Graddy Lancaster: Allstate Insurance. This directory lists 15 life insurance agents serving Punta Gorda.

Showing 15 life insurance agents in Punta Gorda, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chapman Insurance Group517 S Tamiami Trl(941) 347-4707
2Whitco Insurance: Alexia Martin Agency25191 E Olympia Ave Suite 2(941) 257-0692
3Karen Cloutier Allstate29291 Tribune Blvd UNIT 4(239) 984-0185
4Kassie Graddy Lancaster: Allstate Insurance2825 S Tamiami Trl ste c(941) 637-1366
5GreatFlorida Insurance: Jason Venditti208 S Tamiami Trl #112(941) 655-8170
6Rainer Health Insurance Specialists Inc309 S Tamiami Trl unit 6(941) 456-2175
7Kathy Nash - State Farm Insurance Agent3941 S Tamiami Trl #3159(941) 637-6001
8Mike Martin - State Farm Insurance Agent425 Cross St UNIT 114(941) 505-2550
9Time Insurance & Payroll115 W Olympia Ave(941) 637-1106
10Flechsig Insurance Agency2705 S Tamiami Trl Unit 111(941) 639-5855
CI
517 S Tamiami Trl
Chapman Insurance Group
Life Insurance Agent · Punta Gorda, FL

Chapman Insurance Group in Punta Gorda, Florida, provides a range of life insurance agent services, including policy consultations, application assistance, and ongoing policy reviews. It offers maintenance plans such as annual coverage check-ins and beneficiary updates to help keep policies current. The company adjusts its recommendations based on changing client needs and life events. This Life Insurance Agent supports residential clients, including owners of single-family homes and apartments, as well as commercial properties such as retail spaces and restaurants.

WI
25191 E Olympia Ave Suite 2
Whitco Insurance: Alexia Martin Agency
Life Insurance Agent · Punta Gorda, FL

Whitco Insurance: Alexia Martin Agency serves Punta Gorda and the surrounding Charlotte County area as a life insurance agent. It assists clients with securing financial protection through various life insurance solutions designed for individual and family needs. The agency helps residents navigate policy options that provide coverage for final expenses and income replacement. It specifically handles term life policies for temporary coverage and whole life policies for long-term financial planning.

KC
29291 Tribune Blvd UNIT 4
Karen Cloutier Allstate
Life Insurance Agent · Punta Gorda, FL

Homeowners, business owners, and families in Punta Gorda, FL turn to Karen Cloutier Allstate for life insurance policies that provide financial protection for loved ones. Agents here work with clients to assess their coverage needs for burial costs, mortgage protection, or income replacement. Policy options are tailored to individual budgets and long-term goals. The agency also handles policy reviews and beneficiary updates. Coverage and consultations extend through the greater Charlotte County area, including nearby Port Charlotte.

KG
2825 S Tamiami Trl ste c
Kassie Graddy Lancaster: Allstate Insurance
Life Insurance Agent · Punta Gorda, FL

Kassie Graddy Lancaster: Allstate Insurance provides a range of life insurance options to help clients in Punta Gorda manage financial protection for their families. Services include term and whole life policies, each designed to cover different planning needs. An agent works with customers to review existing coverage or establish a new policy, ensuring plans align with personal goals. The company also assists with policy maintenance, including beneficiary updates and premium adjustments. It handles services for single-family homes, apartments, retail, and restaurants.

GI
208 S Tamiami Trl #112
GreatFlorida Insurance: Jason Venditti
Life Insurance Agent · Punta Gorda, FL

GreatFlorida Insurance: Jason Venditti in Punta Gorda, FL assists clients with both one-time term policies providing temporary protection and renewable or permanent coverage options that build long-term value. As a local life insurance agent, the agency helps individuals assess their financial responsibilities and future needs before recommending appropriate policy types. Supporting this area, the professional navigates underwriting processes and application paperwork. Service arrangements function primarily on an appointment basis, scheduled as needed by each client.

RH
309 S Tamiami Trl unit 6
Rainer Health Insurance Specialists Inc
Life Insurance Agent · Punta Gorda, FL

Rainer Health Insurance Specialists Inc in Punta Gorda, FL provides specialty services in life insurance for individuals and families, including term and permanent policy options. It also offers general insurance guidance, helping clients compare coverage levels and understand policy features. As a life insurance agent, the company works with local residents to secure financial protection for loved ones. During open enrollment periods or after major life changes like marriage or the birth of a child, Rainer Health Insurance Specialists Inc helps clients adjust their coverage to match new needs.

KN
3941 S Tamiami Trl #3159
Kathy Nash - State Farm Insurance Agent
Life Insurance Agent · Punta Gorda, FL

Serving Punta Gorda and the surrounding communities of southwest Florida, Kathy Nash - State Farm Insurance Agent handles life insurance policies for local residents. The agency works with clients to secure financial protection for their families, offering guidance on coverage options that align with individual needs and budgets. These policies are designed to provide a death benefit, helping to cover final expenses or replace lost income. A typical job is addressed by first assessing the client’s current situation, then recommending a suitable plan that prioritizes long-term stability.

MM
425 Cross St UNIT 114
Mike Martin - State Farm Insurance Agent
Life Insurance Agent · Punta Gorda, FL

Mike Martin, operating as a State Farm Insurance Agent in Punta Gorda, FL, primarily assists residents in selecting appropriate life insurance policies to protect their families. Additional coverage options can often be tailored to address specific gaps left by standard plans. This agent works to explain the available term and whole life choices clearly for local clients. The commercial insurance needs of area offices, warehouses, and food service operations can also be handled through this agency.

TI
115 W Olympia Ave
Time Insurance & Payroll
Life Insurance Agent · Punta Gorda, FL

In Southwest Florida’s unpredictable hurricane season, June through November brings heightened attention to protecting loved ones through life insurance. Time Insurance & Payroll in Punta Gorda helps clients review coverage needs ahead of the stormy months, ensuring families have financial stability regardless of weather events. Life insurance agents in the area typically assist with term life, whole life, and final expense policies. As part of the initial process, the company schedules a complimentary policy review to assess existing plans for gaps or excess coverage.

FI
2705 S Tamiami Trl Unit 111
Flechsig Insurance Agency
Life Insurance Agent · Punta Gorda, FL
DI
353 Mary St
Dynamic Insurance Agency, LLC
Life Insurance Agent · Punta Gorda, FL
(941) 205-5900
dynamicinsurance.com
GI
24630 Sandhill Blvd Unit 305
GreatFlorida Insurance: Darlene Antinori
Life Insurance Agent · Punta Gorda, FL
(941) 764-7992
puntagorda.greatflorida.com
TI
252 W Marion Ave Suite 1133
Tarantino Insurance Group - Powered By : Blanchard Insurance Inc.
Life Insurance Agent · Punta Gorda, FL
(386) 450-0120
blanchardinsurance.com/tarantino-insurance-group
II
128 W Charlotte Ave
Integrity Insurance Agency
Life Insurance Agent · Punta Gorda, FL
(941) 625-0623
iiagencies.com
LS
265 E Marion Ave #117c
Lake Shore Insurance Agency
Life Insurance Agent · Punta Gorda, FL
(941) 766-1411
lakeshoreinsurance.com

What Does a a Life Insurance Agent in Punta Gorda Cost?

Life insurance costs in Florida vary based on age, health, policy type, and coverage amount. A healthy 40 year old might pay between $30 and $60 per month for a 20 year term policy with $500,000 in coverage. Older applicants or those with health conditions may see higher premiums. Costs also depend on whether you choose term or permanent insurance. This is general information and not insurance advice.

About life insurance agents in Punta Gorda

Life insurance agents in Punta Gorda help residents choose policies that protect their families and meet Florida legal requirements. Florida law requires a valid license for agents selling life insurance, and they must follow state regulations on policy disclosures and replacement rules. Local agents understand the unique needs of Charlotte County residents, including flood risk considerations and estate planning for retirees.

Frequently Asked Questions

What does a life insurance agent in Punta Gorda do?

A life insurance agent helps you compare term life, whole life, and universal life policies from different carriers. They explain policy features, help you apply, and assist with beneficiary designations. Agents must be licensed by the Florida Department of Financial Services.

Do I need a life insurance agent in Florida?

While you can buy life insurance directly from companies, an agent can help you navigate Florida specific rules like the 10 day free look period and contestability clauses. Agents also help ensure your policy complies with Florida homestead and estate tax laws.

How do I choose a life insurance agent in Punta Gorda?

Look for an agent with a current Florida license and experience with policies that fit your age and health status. Ask about their familiarity with local insurers and whether they offer term, whole life, or final expense options.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.