The top-rated life insurance agent in St. Augustine, Florida is Perry Unwalla - State Farm Insurance Agent, rated 4.8 stars across 423 reviews. Other highly rated options include Leigh Insurance Agency, The Bailey Group – An NFP Company, Tim Huber Insurance. This directory lists 22 life insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S Suite A | (904) 461-5400 |
| 2 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 3 | The Bailey Group – An NFP Company | 1200 Plantation Island Dr S UNIT 210 | (904) 461-1800 |
| 4 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 5 | Direct Auto Insurance | 2467 US-1 | (904) 794-2357 |
| 6 | Kim Vona Insurance Agency | 320 Paseo Reyes Dr | (904) 490-0457 |
| 7 | Britni Burkins: Allstate Insurance | 125 Nix Boat Yard Rd | (904) 797-2660 |
| 8 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 9 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 10 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area, providing life insurance coverage to local families and individuals. The agent helps clients understand policy options that offer financial protection for loved ones. Services focus on selecting appropriate term or whole life plans to meet specific needs. Common client concerns include income replacement and final expense planning. The office also assists with policy adjustments as personal circumstances change. Specific services handled here include setting up new life insurance policies and reviewing existing coverage options.
Leigh Insurance Agency provides clients in St. Augustine, FL, with life insurance products designed to protect their families and secure their financial futures. The agency assists individuals in evaluating term and permanent policy options, helping to ensure that beneficiaries receive necessary financial support. Policy reviews and beneficiary updates are part of maintaining ongoing coverage that adapts to changing life circumstances. The company serves homeowners residing in single-family homes and apartments, as well as proprietors of local retail shops and restaurants.
The Bailey Group in St. Augustine, FL provides life insurance planning coverage for individuals and families throughout the greater North Florida area and surrounding coastal communities. It assists clients with term, whole, and universal life policies to ensure financial protection and estate security. The company evaluates each local resident's specific income responsibilities and family obligations. This life insurance agent then customizes coverage solutions that match long-term financial goals and local cost-of-living factors.
Serving residents, families, and small business owners in the area, Tim Huber Insurance provides life insurance coverage to help secure financial futures in St. Augustine, FL. The agency guides clients in selecting policies that support beneficiaries with income replacement, final expense planning, and debt protection. Everyday consultations focus on matching coverage options to individual needs and budgets. This life insurance agent also assists clients in nearby communities such as Palm Coast and the greater St. Johns County region.
Direct Auto Insurance provides life insurance services to residents in the St. Augustine, Florida area. Commercial coverage is also available for local businesses seeking financial protection for their key personnel or partners. The agency works with clients throughout the surrounding region to help secure policies tailored to individual needs. Follow-up appointments and policy reviews are typically arranged to ensure coverage remains suitable between regular check-ins.
Kim Vona Insurance Agency in St. Augustine, Florida helps clients distinguish between term life policies, which provide coverage for a specified period, and permanent life insurance that remains in force for a lifetime. These options are designed to address different financial protection needs, such as income replacement or final expenses. A licensed agent explains policy features and assists with applications to ensure appropriate coverage levels. Service is available on an as-needed basis, with clients scheduling individual consultations to review or adjust their policies when required.
Britni Burkins: Allstate Insurance focuses on providing life insurance solutions, with additional offerings that can include auto, home, and renters coverage in the St. Augustine, FL area. Policies aim to protect individuals and families against financial hardship from unexpected events. The agency commonly works with residential clients seeking long-term security and financial planning options. For commercial operations, services extend to covering offices, warehouses, and food service businesses.
Ancient City Insurance provides term life, whole life, and universal life policies for residents of St. Augustine, Florida. The agency tailors coverage to address the long-term financial security of households. Policyholders receive guidance in selecting appropriate death benefit amounts and policy durations. The office assists with final expense planning and income replacement strategies. During the active hurricane season, Ancient City Insurance helps clients review existing policies to ensure sufficient protection against storm-related mortality risks and sudden loss of household income.
Oldest City Insurance provides residential life insurance coverage to homeowners and families in St. Augustine, Florida, helping protect their financial future. The agency also arranges commercial coverage for local small businesses seeking similar security for their operations and employees. Its service area primarily encompasses St. Augustine and the surrounding communities within St. Johns County. Clients can follow up on their policies or request adjustments to their plans between regular visits, ensuring continued alignment with changing personal or business needs.
What Does a a Life Insurance Agent in St. Augustine Cost?
Term life insurance for a healthy 35 year old in Florida typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance can range from 100 to 300 dollars per month for the same coverage amount. Costs vary based on age health and policy type. This is general information and does not constitute insurance advice.
About life insurance agents in St. Augustine
Life insurance agents in St. Augustine Florida help residents choose policies that protect their families and meet state regulations. Florida law requires agents to hold a valid state license and follow strict disclosure rules under Florida Statute 626. Agents can explain how Florida community property laws may affect your policy beneficiaries.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 Life and Variable Annuity license from the Florida Department of Financial Services. Agents must complete 24 hours of continuing education every two years to renew their license.
How does Florida law affect life insurance payouts?
Florida Statute 222.13 protects life insurance proceeds from creditors if the policy names a specific beneficiary. This protection does not apply if the policy is payable to the insureds estate.
What is the free look period for life insurance in Florida?
Florida law gives you a 30 day free look period after buying a life insurance policy. You can cancel the policy within that time and receive a full refund of any premiums paid.
Life Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont