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Find Life Insurance Agents Near You in St Cloud, FL
Directory of life insurance agents in St Cloud, Florida. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 life insurance agents in St Cloud, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
521 13th St, St Cloud, FL 34769
(407) 964-1787
univistainsuranceorlando.com
MM Insurance Pro
1207 Michigan Ave, St Cloud, FL 34769
(407) 908-7474
mminsurancepro.com
Client Care Insurance
2001 Hickory Tree Rd, St Cloud, FL 34772
(407) 574-5599
clientcareinsurance.com
Dolly Clements Garcia - State Farm Insurance Agent
1101 New York Ave, St Cloud, FL 34769
(407) 556-3203
dollyclements.com
Ford Insurance
113 E 13th St, St Cloud, FL 34769
(407) 847-5892
fordinsfl.com
Amsley Insurance Services
1617 13th St, St Cloud, FL 34769
(407) 892-9645
amsleyinsurance.com
GreatFlorida Insurance: Tony Busby
1417 Hamlin Ave UNIT G, St Cloud, FL 34771
(407) 270-8220
lakenona.greatflorida.com
Advantage Insurance Advisors - St. Cloud
910 13th St, St Cloud, FL 34769
(321) 945-8153
helpmeaia.com
Barakat Insurance Agency
2722 13th St, St Cloud, FL 34769
(407) 705-3877
barakatinsurance.com
Central Care Insurance
3415 Perching Rd, St Cloud, FL 34772
(833) 339-6434
centralcareinsurance.com
Ashton Insurance Agency LLC
123 E 13th St, St Cloud, FL 34769
(407) 498-4477
theashtoninsuranceagency.com
Marcus Polk: Allstate Insurance
2015 13th St, St Cloud, FL 34769
(407) 891-7681
agents.allstate.com
The Florida Health Insurance Exchange
1712 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 892-5500
floridablue-fwh.com
Brightway Insurance, The Sterner Agency
1451 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 891-9361
brightway.com
Global Luxury Financial & Insurance Group
1431 Belladonna Pl, St Cloud, FL 34771
(689) 322-1553
glfinsurancegroup.com
Gaston Financial Group
1121 Kentucky Ave, St Cloud, FL 34769
(407) 346-1946
gastonfinancialgroup.com
Newman Debra
1102 New York Ave, St Cloud, FL 34769
(407) 892-6300
Ryan P Ross Insurance
Bass Hwy, St Cloud, FL 34771
(239) 289-9839
ryanpross.com
Life insurance agents in St Cloud, Florida help residents choose policies that meet their needs. Florida law requires agents to be licensed through the Florida Department of Financial Services. Local agents understand the specific risks and coverage options for Central Florida families.
What Does a Life Insurance Agent in St Cloud Cost?
Typical life insurance costs in Florida range from $25 to $150 per month for a healthy 35-year-old with a $500,000 term policy. Rates vary by age, health, coverage amount, and policy type. Florida has no state income tax on life insurance proceeds. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a valid Florida life insurance license from the Department of Financial Services. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to renew the license.
How long does the Florida life insurance application process take?
Most applications take 2 to 6 weeks from application to policy issue. The timeline depends on the type of policy and the applicants health history. Florida law allows a 10-day free look period after receiving the policy.
Do I need a medical exam for life insurance in Florida?
Not always. Many policies offer no-exam options for smaller face amounts. However, traditional term and whole life policies usually require a paramedical exam. Florida law does not require an exam for all policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.