The top-rated life insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 250 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 14 life insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 5 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 6 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 7 | Seth Bodak: Allstate Insurance | 1995 S Pinellas Ave | (727) 937-5126 |
| 8 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 9 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
| 10 | MCP Insurance Services, Inc | 19 W Tarpon Ave Ste A | (727) 942-8999 |
East Lake Insurance & Taxes Tarpon Springs serves the greater Tarpon Springs area, offering professional services as a life insurance agent. The company helps individuals and families assess their coverage needs to secure financial protection for the future. Policies are designed to provide beneficiaries with a death benefit, which can help cover final expenses, replace lost income, or pay off debts. Navigators assist clients in comparing term and permanent life insurance options to match personal circumstances and budgets.
Anclote Insurance Agency LLC provides life insurance agent services for individuals and families in the Tarpon Springs, Florida area. It assists clients in evaluating their coverage needs and selecting appropriate policies to protect financial stability. The agency offers ongoing policy reviews and supports beneficiaries through the claims process when necessary. Its services accommodate a range of property types such as single-family homes, apartments, retail spaces, and restaurants.
Residents and small business owners in Tarpon Springs can work with Martindale Insurance Services, operated by Dain Martindale, for their life insurance coverage needs. As an independent agent, Dain assists clients in evaluating various life insurance policy options designed to provide financial protection for families and beneficiaries. The agency also offers guidance on Medicare and health insurance plans. Serving the broader North Pinellas County area, the office additionally helps clients from nearby communities such as Palm Harbor and Holiday with their insurance questions.
Serving Tarpon Springs and the surrounding communities in Pinellas County, Brightway Insurance, The Demian Megalaa Agency handles life insurance policies for local residents and families. These policies are designed to provide financial protection and income replacement in the event of a policyholder’s death. The agency assists clients in navigating different plan options to match their individual needs and budgets. A typical job begins with a thorough consultation to assess coverage requirements, followed by a clear explanation of term and whole life choices before presenting a suitable recommendation.
GreatFlorida Insurance: Alex Kalopitas in Tarpon Springs, FL offers clients the choice between term life insurance, which provides coverage for a set period, and permanent life policies that remain in force for the insured’s entire lifetime. These plans aim to help families secure financial protection for final expenses, outstanding debts, or income replacement. The agent works with individuals to match policy type to their specific needs and budget. Service arrangements run on a one-time, scheduled, or as-needed basis depending on policy review requirements and client preference.
Donovan Insurance Solutions offers specialty life insurance services, including final expense and mortgage protection policies, to the Tarpon Springs community. It also provides comprehensive term and whole life insurance plans tailored to individual financial needs and future goals. The agency helps clients secure coverage designed for income replacement, debt settlement, and wealth transfer. During open enrollment and the end-of-year financial review season, it assists local residents with adjusting their coverage to accommodate changes in family health and budgeting priorities.
As seasonal storms and shifting family needs become more frequent along the Gulf Coast, residents of Tarpon Springs seek dependable coverage to protect their loved ones. Seth Bodak: Allstate Insurance serves this community as a local life insurance agent, offering term, whole, and universal life policies tailored to various budgets. The agent works closely with clients to explain policy features and help ensure financial security for beneficiaries. An initial consultation starts with a review of the client's current coverage, followed by a personalized needs assessment.
Coastal Insurance provides life insurance guidance to individuals and families in Tarpon Springs, Florida. Its agents focus on helping clients select coverage that protects assets and provides financial security for beneficiaries. The company can assist with term, whole, and universal life policies as part of a broader personal risk management strategy. In addition to residential clients, Coastal Insurance works with commercial operations requiring key person or buy-sell coverage for offices, warehouses, and food service businesses.
Joe Ricci - State Farm Insurance Agent provides life insurance services to residents of Tarpon Springs, FL, and the surrounding areas. Their work also extends to commercial coverage needs for local businesses. Clients receive guidance on securing financial protection for their families and assets. The agency assists with regular policy reviews to ensure coverage keeps pace with changing life circumstances. They schedule follow-up appointments between regular visits to adjust plans as clients’ needs evolve.
MCP Insurance Services, Inc is a Tarpon Springs life insurance agent known for helping individuals and families select appropriate coverage to protect their financial futures. The company guides clients through the process of comparing policy options, including term and whole life plans, to match specific budgeting and long-term goals. Its service range also addresses the needs of local business owners seeking key person protection. As a specialty service, it can add on tailored final expense coverage for pre-planning funeral costs.
What Does a a Life Insurance Agent in Tarpon Springs Cost?
Life insurance costs in Florida vary by age health and coverage amount. A healthy 40 year old might pay 30 to 60 dollars per month for a 20 year term policy with 500k in coverage. Whole life policies typically cost more often 150 to 400 dollars monthly for similar coverage. Florida residents may see slightly higher rates due to the state's older population and hurricane risk. This is general information not insurance advice.
About life insurance agents in Tarpon Springs
Life insurance agents in Tarpon Springs Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict regulations. Working with a local agent can simplify the process of choosing term life whole life or other policy types.
Frequently Asked Questions
What license does a life insurance agent in Tarpon Springs need?
A life insurance agent in Florida must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Agents must complete continuing education every two years to renew their license.
Is life insurance required by Florida law?
Florida does not require life insurance for individuals. However lenders may require it for mortgage protection and businesses often use it for key person coverage. Florida statute 627.455 covers policy requirements.
How long does it take to get a life insurance policy in Florida?
The application process can take a few days to several weeks depending on the policy type and your health. Florida allows a free look period of 10 days after you receive the policy to cancel for a full refund.
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