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Looking for a life insurance agent in Winter Haven? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 life insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274
robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134
teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
Life insurance agents in Winter Haven, Florida help residents choose policies that protect their families and meet financial goals. Florida law requires agents to be licensed by the Florida Department of Financial Services and follow strict disclosure rules. Local agents understand the needs of Winter Haven families and businesses.
What Does a Life Insurance Agent in Winter Haven Cost?
Term life insurance for a healthy 35-year-old in Florida often costs between $25 and $50 per month for a $250,000 policy. Whole life insurance premiums can range from $100 to $300 per month for similar coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a valid Florida Life Insurance license (2-15 or 2-14) from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam.
How does Florida law affect life insurance policies?
Florida has a 10-day free look period for new policies. Beneficiaries must file claims within two years of the insureds death. Suicide exclusions typically apply for the first two years.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.