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Looking for a life insurance agent in Gardner? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 10 life insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Russell Otte
112 S Elm St, Gardner, KS 66030
(913) 268-4222
russellotte.fbfsagents.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
Life insurance agents in Gardner, Kansas help residents find coverage that fits their needs and budget. Kansas law requires agents to hold a valid state license and follow the Kansas Insurance Code. Local agents can explain how Kansas community property laws may affect policy ownership and beneficiary designations.
What Does a Life Insurance Agent in Gardner Cost?
A typical term life policy for a healthy 35 year old in Kansas costs between 20 and 40 dollars per month for 250,000 dollars of coverage. Whole life policies can cost 100 to 300 dollars per month for the same amount. Costs depend on age, health, tobacco use, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Kansas?
Agents must hold a Kansas life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Kansas Insurance Department website.
How long do I have to review a life insurance policy in Kansas?
Kansas gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in Kansas.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.