The top-rated life insurance agent in Salina, Kansas is Robert Pruett - State Farm Insurance Agent, rated 4.9 stars across 176 reviews. Other highly rated options include Shelter Insurance - Kelly Kitchener, Farmers Insurance - Deana Garnett, Jeff Wells Agency, Inc. American Family Insurance. This directory lists 20 life insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Pruett - State Farm Insurance Agent | 1020 E Cloud St | (785) 825-2281 |
| 2 | Shelter Insurance - Kelly Kitchener | 1809 S Ohio St | (785) 825-6227 |
| 3 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 4 | Jeff Wells Agency, Inc. American Family Insurance | 1000 Elmhurst Blvd | (785) 827-9339 |
| 5 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 6 | Aubrey Jayne Agency & Associates LLC American Family Insurance | 2100 S 9th St G | (785) 823-3814 |
| 7 | Farm Bureau Financial Services | 145 N Ohio St | (785) 827-4426 |
| 8 | Solutions For Life | 1923 S Ohio St | (785) 452-8039 |
| 9 | Iron Insurance Partners | 100 S Santa Fe Ave | (785) 825-0286 |
| 10 | L&L Advisors | 717 Roach St | (785) 823-2158 |
Robert Pruett - State Farm Insurance Agent serves the Salina, Kansas area and the surrounding county. This agency provides life insurance policies and related financial protection services for local residents and families. Life insurance agents in this region help clients evaluate coverage options that address income replacement, final expenses, and other long-term planning needs. The office handles term life policies and whole life insurance plans for individuals seeking to secure their family’s financial future.
Shelter Insurance - Kelly Kitchener offers a range of life insurance agent services, including helping clients evaluate their coverage needs and select appropriate policies. The agency provides ongoing support to maintain or adjust plans as life circumstances change, ensuring coverage remains aligned with individual goals. It serves the Salina, Kansas area by assisting with protection for families and businesses. The kinds of properties it services include single-family homes, apartments, retail, and restaurants.
At Farmers Insurance - Deana Garnett in Salina, KS, clients choose between a single-policy life insurance option designed to meet a specific immediate need or a more comprehensive recurring plan that builds long-term coverage over time. Each approach tailors term or whole life protection to the insured’s financial goals and family circumstances. This agency assists with balancing coverage amounts and beneficiary designations to safeguard loved ones. All client services and policy adjustments are handled strictly on an as-needed basis rather than according to a fixed schedule.
Homeowners and small business owners in Salina rely on this agency for life insurance policies that protect families and enterprises from financial hardship. The team offers term and whole life coverage, helping clients match a plan to their long-term financial goals. They also provide guidance on estate planning and mortgage protection strategies. Serving the broader Salina metro area, this agency additionally covers clients throughout surrounding communities such as Abilene and McPherson.
Serving Salina and the surrounding communities in central Kansas, Salina Insurance Services handles life insurance agent needs for local families and individuals. The agency helps clients explore various life insurance options suitable for their financial situations and long-term planning goals. To address a typical job, it works closely with each person to identify appropriate coverage based on their specific needs and then presents clear options for their consideration.
Aubrey Jayne Agency & Associates LLC American Family Insurance provides life insurance coverage and associated policy services to residents in and around Salina, Kansas. Its general work includes helping individuals and families select appropriate term or whole life plans to protect their financial futures. The agency regularly assists local clients with beneficiary updates, policy reviews, and coverage adjustments. It also helps customers prepare for the higher financial risks often faced during seasonal employment shifts in the regional agricultural economy.
Farm Bureau Financial Services provides guidance on life insurance policies for individuals and families in the Salina area. The agency works to match clients with suitable coverage plans, including specialty options that complement standard life protections. These add-ons may address specific financial needs or unexpected events. As a local life insurance agent, the office can assist commercial clients as well, offering policies for various business environments such as offices, warehouses, and food service operations.
Solutions For Life in Salina, KS provides residential life insurance services to local families, helping them choose appropriate coverage for their needs. The agency also assists commercial clients with business-related policies in Salina and the surrounding Saline County area. Individual consultations focus on matching coverage to personal budgets and family circumstances. After policies are in place, the office schedules routine follow-up contacts to review coverage and adjust plans between regular service visits.
As Salina residents face the changing seasons and the need to protect their families' financial futures, Iron Insurance Partners provides guidance on life insurance policies tailored to individual circumstances. The agency helps clients navigate term, whole, and universal life options to ensure adequate coverage for dependents and estate planning needs. An initial consultation typically begins with a review of current financial obligations, household income, and long-term goals. This assessment helps the agent recommend appropriate coverage amounts before moving forward with any formal application process.
L&L Advisors is known for providing life insurance options to individuals and families in Salina, Kansas. They assess client needs to recommend appropriate policy structures and coverage amounts. Their service range includes term life, whole life, and universal life policies. Additionally, they help clients understand how insurance can integrate with broader financial planning goals. An add-on specialty they offer is the inclusion of accidental death benefit riders to supplement standard coverage.
What Does a a Life Insurance Agent in Salina Cost?
A term life policy for a healthy 35-year-old in Kansas may cost between $20 and $40 per month for $250,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Costs vary based on age, health, and policy type. This is general information, not insurance advice.
About life insurance agents in Salina
Life insurance agents in Salina, Kansas help residents choose policies that protect their families. Kansas law requires agents to be licensed by the Kansas Insurance Department. Agents can explain how Kansas state laws affect policy payouts and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Salina need?
Agents must hold a Kansas resident insurance producer license. This requires passing the state exam and completing continuing education every two years.
How does Kansas law affect life insurance payouts?
Kansas has a two-year contestability period for life insurance policies. After two years, the insurer cannot deny a claim based on misstatements in the application.
What types of life insurance are common in Salina?
Term life, whole life, and universal life policies are all available. Many Salina residents choose term life for affordable coverage during working years.
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