The top-rated life insurance agent in Overland Park, Kansas is KMO Insurance Agency, rated 5.0 stars across 725 reviews. Other highly rated options include Insurance Pros Inc, Capstone Insurance Agency, JRS Healthcare Solutions LLC. This directory lists 30 life insurance agents serving Overland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KMO Insurance Agency | 10551 Barkley St suite 325 | (913) 261-9789 |
| 2 | Insurance Pros Inc | 6600 College Blvd Ste. 140 | (913) 944-4465 |
| 3 | Capstone Insurance Agency | 12721 Metcalf Ave Ste 100 | (913) 825-2700 |
| 4 | JRS Healthcare Solutions LLC | 7300 W 110th St 7 Floor | (816) 559-7747 |
| 5 | Blue Valley Insurance Agency | 7311 W 132nd St STE 100 | (913) 451-0020 |
| 6 | Globe Life Liberty National Division: Cordova Agencies | 10500 Barkley St Suite 218 | (913) 428-0727 |
| 7 | Flury-Hinderks Insurance Agency | 12022 Blue Valley Pkwy | (913) 345-9900 |
| 8 | Farmers Insurance - Allan Naranjo | 7133 W 80th St Ste 200 | (913) 513-4196 |
| 9 | Agency Insurance | 5440 W 110th St Suite 300 | (913) 386-8298 |
| 10 | Philip Kathol, Life & Health Insurance Broker - Apollo Agency | 10907 W 145th Pl | (913) 963-4779 |
KMO Insurance Agency serves the Overland Park, Kansas, metro area with life insurance agent services. The company assists local residents in evaluating and applying for coverage that provides financial protection for families. Its work involves explaining policy options and guiding clients through the selection process based on individual needs. Common considerations include term life and whole life policies, which help beneficiaries manage future expenses after a policyholder’s death. KMO Insurance Agency specifically handles term life insurance and whole life insurance applications in this region.
Insurance Pros Inc, a life insurance agency based in Overland Park, KS, offers a range of life insurance services. These services include helping clients select suitable term and permanent life insurance policies. The agency further assists with policy reviews and beneficiary updates to ensure coverage aligns with evolving personal needs. Its service approach involves straightforward policy management support throughout the year. The agency serves a variety of property owners in the region, including single-family homes, apartment complexes, and both retail stores and local restaurants.
Capstone Insurance Agency serves homeowners, families, and individuals in Overland Park, Kansas, seeking life insurance coverage. It provides guidance on term and whole life policies designed to protect loved ones and secure financial futures. The agency works with clients to evaluate their specific protection needs and presents options from various carriers. Beyond its home base, Capstone Insurance Agency also extends its services to residents of the neighboring communities within the greater Kansas City metro area.
JRS Healthcare Solutions LLC serves clients in Overland Park, Kansas, and the surrounding suburban communities throughout Johnson County. As a life insurance agency, it handles term, whole, and universal life policies designed to meet individual financial protection needs. The company focuses on helping local residents secure coverage that covers final expenses, income replacement, and estate planning objectives. To handle a typical job, it begins with a thorough needs assessment, then presents suitable policy options and guides clients through the application process to ensure they obtain appropriate coverage.
Blue Valley Insurance Agency specializes in helping clients select life insurance policies tailored to their income protection needs, along with offering general guidance on long-term financial planning for families in Overland Park, Kansas. Its agents work to simplify the process of choosing coverage that fits individual budgets and future goals. As local seasons change, the agency assists clients with reviewing their coverage during major life transitions like a new home purchase or the arrival of a child.
In Overland Park, KS, residents can choose between one-time policy purchases or recurring service options when selecting life insurance. Coverage through Globe Life Liberty National Division: Cordova Agencies focuses on plans that help provide financial protection for families. Local agents assist clients in understanding term or whole life options suited to individual needs. Service runs on an as-needed basis for policy adjustments, claims support, and annual review requests from policyholders.
As families in Overland Park plan for the future or adjust to major life changes like a new baby or a mortgage, securing financial protection becomes essential. Flury-Hinderks Insurance Agency helps local residents navigate these decisions by offering straightforward guidance on life insurance options. They focus on matching coverage types to each client's specific stage of life and financial situation without overwhelming jargon. Every process begins with an initial consultation to review personal needs and family goals before recommending any specific policy approach.
Farmers Insurance - Allan Naranjo provides financial protection solutions and risk management guidance to individuals and families in Overland Park, Kansas. The agency specializes in tailoring life insurance policies to help clients secure their long-term financial goals and safeguard their loved ones. Beyond personal coverage, the firm also addresses the distinct insurance needs of commercial clients. It serves a variety of business sectors, including professional offices, warehouses, and food service operations, offering customized protection plans for each specific work environment.
Agency Insurance offers life insurance guidance to residential clients in Overland Park, Kansas, helping families select policies that align with their long-term financial goals. The agency also provides commercial life insurance options for local business owners seeking coverage for key personnel or buy-sell agreements. Service extends throughout the broader Overland Park area, where independent agents assist with policy reviews and adjustments. New coverage plans are documented in detail to simplify follow-up service. Clients may schedule regular check-ins between annual policy reviews to update beneficiaries or adjust coverage amounts as life circumstances change.
What Does a a Life Insurance Agent in Overland Park Cost?
Typical costs for life insurance in Kansas vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies for the same person could cost 200 to 400 dollars per month. Older applicants or those with health issues will pay higher premiums. This is general information not insurance advice.
About life insurance agents in Overland Park
Life insurance agents in Overland Park Kansas help residents find coverage that fits their needs and budget. Kansas law requires agents to hold a valid state license and follow regulations set by the Kansas Insurance Department. Whether you need term life whole life or final expense insurance a local agent can guide you through the process.
Frequently Asked Questions
What license does a life insurance agent need in Kansas?
In Kansas life insurance agents must hold a valid resident or non-resident license from the Kansas Insurance Department. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
How long does a life insurance application take in Overland Park?
The application process can take from a few days to several weeks depending on the policy type and your health. Some term policies with no medical exam can be approved in 24 to 48 hours. Full underwriting policies may require a paramedical exam and take 4 to 8 weeks.
Can a life insurance agent in Overland Park help with Kansas estate planning?
Yes many life insurance agents work with estate planning attorneys to coordinate policies with wills and trusts. Kansas does not have a state estate tax but federal estate tax may apply to large estates. An agent can help structure ownership and beneficiaries to align with your plan.
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