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HomeLife Insurance AgentsMaryland › Frederick

Find Life Insurance Agents Near You in Frederick, MD

Browse life insurance agents serving Frederick, Maryland. Updated 2026-07-14.

The top-rated life insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 538 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 24 life insurance agents serving Frederick.

Showing 24 life insurance agents in Frederick, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Danielle Leonard - State Farm Insurance Agent1090 W Patrick St suite c(301) 695-5244
2Adams Insurance Agency - A Relation Company474 Prospect Blvd(301) 662-0340
3Kathy Schultze - State Farm Insurance Agent100 Tuscanney Dr E(301) 694-6711
4Connie Phillips Insurance605 W Patrick St(301) 662-5717
5Lindquist Insurance7430 New Technology Way Suite 120(301) 694-0008
6BMC Insurance, Frederick MD295 Bucheimer Rd B(301) 698-5425
7Jose Nolivos at Comparion Insurance Agency5283 Corporate Dr Ste 302(301) 692-4144
8Escobar Insurance Agency45 Waverley Dr Suite I(301) 620-0950
9Lebherz Insurance401 W Patrick St(301) 662-0250
10Insurance Brokers of Maryland, LLC182 Thomas Johnson Dr Ste 202(301) 668-2233
DL
1090 W Patrick St suite c
Danielle Leonard - State Farm Insurance Agent
Life Insurance Agent · Frederick, MD

Danielle Leonard - State Farm Insurance Agent serves the Frederick, Maryland area as a local life insurance agent. The agency provides coverage options designed to help individuals and families protect their financial futures. Life insurance can help provide income replacement and cover final expenses for loved ones. This office works with clients to assess their personal needs and select appropriate policies. Its services include term life insurance and whole life insurance in Frederick.

AI
474 Prospect Blvd
Adams Insurance Agency - A Relation Company
Life Insurance Agent · Frederick, MD

Adams Insurance Agency - A Relation Company in Frederick, MD provides a full range of services as a life insurance agent, assisting clients in selecting suitable coverage to protect their beneficiaries and long-term financial objectives. It offers ongoing policy review and support, helping ensure that coverage adapts to changing life circumstances and needs over time. The agency services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

KS
100 Tuscanney Dr E
Kathy Schultze - State Farm Insurance Agent
Life Insurance Agent · Frederick, MD

Kathy Schultze - State Farm Insurance Agent in Frederick, Maryland, serves local homeowners, business owners, and renters seeking life insurance coverage. The agency helps clients evaluate term and whole life policies to protect their families and financial futures. A typical consultation involves discussing income replacement, debt coverage, and final expense needs. The team also assists with policy adjustments as life circumstances change. Additionally, this agent provides service to residents in the surrounding communities such as Walkersville and the greater Frederick County area.

CP
605 W Patrick St
Connie Phillips Insurance
Life Insurance Agent · Frederick, MD

Serving Frederick, Maryland, and the surrounding communities, Connie Phillips Insurance handles life insurance policies designed to provide financial protection for families. The agency typically works with individuals seeking coverage that supports beneficiaries after a loss. For a standard job, the agent begins by reviewing a client’s current situation and income needs, then presents a suitable policy option for long-term stability.

LI
7430 New Technology Way Suite 120
Lindquist Insurance
Life Insurance Agent · Frederick, MD

Some insurance needs are met with a single policy purchase, while others require ongoing adjustments as life changes. Lindquist Insurance, a Frederick, MD life insurance agent, helps clients understand the difference when choosing coverage tailored to their long-term financial goals. Policies are designed to provide income replacement or cover final expenses, with beneficiaries designated at the time of application. Service for policy management, beneficiary updates, and annual plan reviews is provided on a scheduled basis as needed.

BI
295 Bucheimer Rd B
BMC Insurance, Frederick MD
Life Insurance Agent · Frederick, MD

BMC Insurance in Frederick, MD offers specialized life insurance planning, along with comprehensive policy reviews and coverage adjustments to meet individual needs. The agency provides guidance on term, whole, and universal life products, helping clients navigate complex decisions about financial protection. Local agents work with residents to assess long-term obligations and income replacement strategies. As year-end approaches, the firm assists Frederick families in evaluating how their coverage aligns with estate tax implications and recent beneficiary designation changes.

JN
5283 Corporate Dr Ste 302
Jose Nolivos at Comparion Insurance Agency
Life Insurance Agent · Frederick, MD

Jose Nolivos at Comparion Insurance Agency works in the Frederick, Maryland area, helping individuals and businesses plan for financial protection. As a life insurance agent, the company specializes in policies that provide income replacement and coverage for final expenses. The agency can assist small retail offices with key-person coverage, advise food service operations on business continuity plans, and help warehouses arrange policies to protect against loss of a critical employee.

EI
45 Waverley Dr Suite I
Escobar Insurance Agency
Life Insurance Agent · Frederick, MD

As the Frederick area transitions through seasons, families often reassess their financial safety nets. Escobar Insurance Agency responds by offering guidance on life insurance policies tailored to individual circumstances. Their work focuses on explaining how different coverage options can address long-term needs. Clients can explore term or permanent plans during a complementary discussion held at the agency’s local office. The process typically begins with a detailed review of current coverage and personal goals during an initial fact-finding session.

LI
401 W Patrick St
Lebherz Insurance
Life Insurance Agent · Frederick, MD

Lebherz Insurance provides life insurance services for residential clients in Frederick, Maryland, helping them secure financial protection for their families. The agency also offers commercial coverage for local businesses, addressing their specific needs within the community. Service extends throughout the Frederick area, ensuring that policyholders receive timely support wherever they are located. Assistance is available during regular appointments, and agents proactively follow up with clients after initial policies are issued to discuss any changes or additional coverage needs between visits.

IB
182 Thomas Johnson Dr Ste 202
Insurance Brokers of Maryland, LLC
Life Insurance Agent · Frederick, MD

Insurance Brokers of Maryland, LLC in Frederick, MD is known for helping clients secure financial protection through life insurance policies. The company guides individuals and families in selecting coverage suited to their income and future needs, offering options such as term and whole life plans. Agents work with local residents to assess obligations and long-term goals. As a specialty service, the company can also assist with final expense insurance to cover end-of-life costs.

CI
5283 Corporate Dr Ste 302
Comparion Insurance Agency
Life Insurance Agent · Frederick, MD
(301) 620-1061
comparioninsurance.com/insurance-agent/maryland/frederick-0380
WE
182 Thomas Johnson Dr #105
Will Ehrenpreis - State Farm Insurance Agent
Life Insurance Agent · Frederick, MD
(301) 620-2422
insureitwithwill.com
AI
8490 Progress Drive Suite #200
Avemco Insurance Company
Life Insurance Agent · Frederick, MD
(888) 241-7891
avemco.com
FM
5280 Corporate Dr Suite A270
Frederick Mutual Insurance Company
Life Insurance Agent · Frederick, MD
(301) 663-9522
frederickmutual.com
CM
321 Ballenger Center Dr Ste 225
Cathryn Mcculloch, Bankers Life Agent
Life Insurance Agent · Frederick, MD
(301) 739-8590
agents.bankerslife.com/md/frederick/321-ballenger-center-dr/cathryn-mcculloch
SB
5283 Corporate Dr Ste 302
Salley Barrett at Comparion Insurance Agency
Life Insurance Agent · Frederick, MD
(301) 378-7626
comparioninsurance.com/insurance-agent/maryland/frederick-0380/salley-barrett
BI
50 Citizen's Way
Bellwether Insurance
Life Insurance Agent · Frederick, MD
(240) 575-3227
bellwetherins.com
PI
197 Thomas Johnson Dr
Prime Insurance Co
Life Insurance Agent · Frederick, MD
(301) 962-2437
MA
5 Hillcrest Dr STE B203
Machado & Associates Insurance Agency Co
Life Insurance Agent · Frederick, MD
(301) 901-5971
machado-ins.com
SA
519 N Market St
Sally Arnold & Associates
Life Insurance Agent · Frederick, MD
(301) 662-2246
sallyarnoldinsurance.com
CC
321 Ballenger Center Dr Ste 225
Clyde Constant, Bankers Life Agent
Life Insurance Agent · Frederick, MD
(301) 739-8590
agents.bankerslife.com/md/frederick/321-ballenger-center-dr/clyde-constant
II
880 N East St
Independent Insurance MD
Life Insurance Agent · Frederick, MD
(240) 835-5912
BI
5100 Buckeystown Pike # 250
Balderson Insurance Agency, LLC
Life Insurance Agent · Frederick, MD
(301) 874-0772
baldersoninsurance.com
BI
97 Thomas Johnson Dr Suite 201
Bowers Insurance
Life Insurance Agent · Frederick, MD
(301) 662-1144
bowersinsurance.com

What Does a a Life Insurance Agent in Frederick Cost?

Typical costs for life insurance in Maryland depend on age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500,000 dollar term policy. Older applicants or those with health conditions may pay higher premiums. This is general information not insurance advice.

About life insurance agents in Frederick

Life insurance agents in Frederick Maryland help residents find coverage that fits their needs and budget. Maryland law requires agents to hold a valid license from the Maryland Insurance Administration. Local agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Maryland?

In Maryland life insurance agents must hold a producer license from the Maryland Insurance Administration. This license requires completing prelicensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.

How long does it take to get a life insurance policy in Frederick?

The process usually takes between two and six weeks from application to policy issue. Some policies require a medical exam which can add time. Maryland allows a free look period of 10 days after you receive the policy to review and cancel if you choose.

Are life insurance benefits taxable in Maryland?

Life insurance death benefits are generally not subject to federal or Maryland income tax. However if the policy is part of an estate Maryland may apply estate tax for estates over 5 million dollars. You should consult a tax professional for your specific situation.

Life Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.