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Find Life Insurance Agents Near You in Germantown, MD
Directory of life insurance agents in Germantown, Maryland. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 17 life insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Peak Insurance & Benefit Services, LLC
13216 Executive Park Terrace, Germantown, MD 20874
(240) 361-2699
peakibs.com
Minhthao Ha - State Farm Insurance Agent
13224 Executive Park Terrace, Germantown, MD 20874
(301) 924-4557
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Allstate Insurance Agent: Juste Pehoua
21030 Frederick Rd ste h, Germantown, MD 20876
(301) 478-0900
agents.allstate.com
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
Brokerage Services International, Inc.
19785 Crystal Rock Dr STE 211, Germantown, MD 20874
(301) 540-8484
bsibroker.com
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
Life insurance agents in Germantown Maryland help residents choose policies that protect their families and meet state regulations. Maryland law requires agents to be licensed by the Maryland Insurance Administration and follow strict disclosure rules. Working with a local agent ensures you understand how Maryland estate recovery laws may affect your coverage.
What Does a Life Insurance Agent in Germantown Cost?
Typical costs for life insurance in Maryland range from $25 to $150 per month for a healthy 30-year-old with a 20-year term policy of $500,000. Whole life policies can cost $200 to $500 per month for similar coverage. Costs vary by age health and coverage amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents need in Germantown Maryland?
Life insurance agents in Maryland must hold a valid license from the Maryland Insurance Administration. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years with continuing education.
How does Maryland law affect life insurance payouts?
Maryland has a two-year contestability period during which insurers can deny claims for misrepresentation. After that period, claims are generally paid unless fraud is proven. Maryland also has a 30-day grace period for late premium payments.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.