The top-rated life insurance agent in Havre De Grace, Maryland is Legacy Insurance, rated 4.9 stars across 77 reviews. Other highly rated options include Timothy Hammond - State Farm Insurance Agent, Edward Jones - Financial Advisor: Jared Allen, CFP®|ChFC®|CPWA®|AAMS®, The Red Door Agency - Dawn Gamble. This directory lists 11 life insurance agents serving Havre De Grace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 357 Green St suite d | (410) 690-4002 |
| 2 | Timothy Hammond - State Farm Insurance Agent | 1500 Blenheim Farm Ln | (410) 939-6119 |
| 3 | Edward Jones - Financial Advisor: Jared Allen, CFP®|ChFC®|CPWA®|AAMS® | 1039A Pulaski Hwy | (410) 939-1621 |
| 4 | The Red Door Agency - Dawn Gamble | 452 Franklin St | (410) 942-9130 |
| 5 | State Farm Insurance | 104 N Washington St | (410) 272-4797 |
| 6 | Wilson Oliver Agency Inc | 203 Market St | (410) 272-2030 |
| 7 | Safe World Insurance Agency | 501 Lewis St | (410) 538-1849 |
| 8 | Mid Atlantic Benefits Group, LLC. | 203 Market St | (443) 502-5655 |
| 9 | The Voluntary Benefits Shop | 203 Market St Suite 201 | (833) 888-0277 |
| 10 | J Ellis Insurance Agency Inc - Aflac Insurance Agent | 203 Market St #210 | (301) 458-2185 |
Legacy Insurance serves the Havre De Grace, Maryland area as a dedicated life insurance agent. The company assists local families and individuals with securing financial protection for their future through various policy options. Their work involves evaluating client needs to match them with appropriate coverage plans designed to provide long-term security for beneficiaries. In this region, they focus on facilitating term life policies and whole life insurance plans that offer stable death benefits.
Timothy Hammond - State Farm Insurance Agent in Havre De Grace, MD, provides a full range of life insurance services, including term, whole, and universal policies. The agency assists clients in selecting appropriate coverage amounts and beneficiaries, then maintains these plans through periodic policy reviews and beneficiary updates. Its services are designed for individuals and families seeking financial protection. The agency handles coverage for single-family homes, apartments, retail, and restaurants.
Serving Havre De Grace and the surrounding Harford County communities, Edward Jones - Financial Advisor Jared Allen functions as a life insurance agent. This office handles term, whole, and universal life policies designed to provide financial protection for families. Each client engagement begins with a thorough review of personal goals and current coverage gaps. A typical job is approached by assessing individual needs, comparing carrier options, and presenting a clear recommendation that aligns with long-term financial security.
The Red Door Agency - Dawn Gamble serves homeowners, renters, and local business owners in Havre De Grace, Maryland, offering personalized life insurance agent services to help protect families and their financial futures. The agency guides clients through policy options to meet coverage needs for peace of mind. It also provides support for updating beneficiaries and reviewing existing plans. The surrounding communities of Aberdeen and Perryville are also covered by this office.
In Havre De Grace, Maryland, State Farm Insurance provides life insurance solutions tailored to either immediate needs or long-term financial strategies, distinguishing one-time term policies from recurring whole life coverage. Their services help area residents plan for income replacement or final expenses based on personal goals. This Life Insurance Agent delivers these options on a scheduled basis, with flexible appointment times available for policy reviews or adjustments as a client’s circumstances evolve.
Unlike a one-time financial product purchase, life insurance is a recurring service relationship that ensures ongoing coverage adapts as needs change. Wilson Oliver Agency Inc guides residents of Havre De Grace, MD through selecting policies like term or whole life. The agency clarifies how benefit amounts and premium structures can be tailored to protect families or businesses. Service operates on a scheduled basis, with regular policy reviews recommended to align coverage with evolving life circumstances.
Safe World Insurance Agency offers term and whole life insurance policies to individuals and families, helping clients secure financial protection against unforeseen events. It serves the Havre De Grace community, guiding customers through underwriting and policy selection based on their specific needs. The agency provides essential advice on using life insurance for income replacement and final expense planning. During the holiday season, it assists families in reviewing coverage to ensure their loved ones remain protected at a time when financial demands often increase.
As the seasons shift in Havre De Grace, residents often reassess their financial plans for the year ahead. Mid Atlantic Benefits Group, LLC addresses this need by guiding clients through life insurance options designed to provide long-term security for local families. Located in the community, the agency helps individuals evaluate term and permanent policies that align with their unique household circumstances. Each new client relationship begins with a thorough consultation to review personal coverage needs and compare available plans.
The Voluntary Benefits Shop works with individuals in Havre De Grace, Maryland, to secure life insurance coverage. The firm specializes in offering voluntary supplemental policies that help address gaps in standard protection plans. Serving the general community, the agency guides clients through the process of selecting appropriate life insurance products for their personal financial needs. The company can assist employees working in local office environments, warehouse facilities, and various food service operations throughout the region.
J Ellis Insurance Agency Inc - Aflac Insurance Agent serves residential clients in Havre De Grace, MD, helping individuals secure life insurance coverage tailored to personal financial needs. The agency also provides commercial coverage options for local businesses seeking employee benefits and supplemental protection. Service extends throughout the Havre De Grace area and surrounding Harford County communities. Following an initial policy setup, the agent returns for regular visits to review coverage adjustments or address claims, ensuring ongoing support with each renewal period.
What Does a a Life Insurance Agent in Havre De Grace Cost?
Life insurance costs in Maryland vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy of 500,000 dollars. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs are higher for older applicants or those with health issues. This is general information and not insurance advice.
About life insurance agents in Havre De Grace
Life insurance agents in Havre De Grace Maryland help residents choose policies that protect their families. Maryland law requires insurers to offer a free look period of at least 10 days on new life policies. Local agents can explain how Maryland estate tax rules may affect your coverage needs.
Frequently Asked Questions
What does a life insurance agent in Havre De Grace do?
A life insurance agent helps you compare policies from different companies. They explain coverage options like term life and whole life. They also guide you through the application and underwriting process.
How do I choose a life insurance agent in Havre De Grace?
Look for an agent licensed by the Maryland Insurance Administration. Check their experience with policies that fit your age and health. Ask about their knowledge of Maryland specific rules like the free look period.
What Maryland laws affect life insurance policies?
Maryland gives you a 10 day free look period to cancel a new policy for a full refund. The state also requires insurers to pay interest on death benefits if payment is delayed. Maryland has an unclaimed life insurance benefits law to help beneficiaries find policies.
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