The top-rated life insurance agent in Severna Park, Maryland is Huff Insurance, rated 4.9 stars across 418 reviews. Other highly rated options include Lee Talbot - State Farm Insurance Agent, Alex Schwab: Allstate Insurance, Sean Garvey - State Farm Insurance Agent. This directory lists 17 life insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huff Insurance | 8349 Ritchie Hwy | (410) 647-1111 |
| 2 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 3 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 4 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd #200 | (410) 647-7770 |
| 5 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 6 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 7 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 8 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 9 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy Ste 116 | (410) 761-8873 |
| 10 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
Huff Insurance serves the greater Annapolis and Severna Park, Maryland area as a life insurance agency. Its advisors assist individuals and families in this region with understanding their coverage needs and financial protection goals. The company works primarily with clients to evaluate suitable term and whole life insurance policies that can provide long-term financial security. Huff Insurance specifically handles policy selection for final expense planning and for income replacement needs in the local community.
Lee Talbot - State Farm Insurance Agent in Severna Park, MD, provides a range of life insurance services, including term and whole life policies. Coverage plans are supported by ongoing policy reviews and client consultations to adjust beneficiaries or coverage levels as needs change. The agency also offers options for supplemental accident and health plans. Its services cater to single-family homes, apartments, retail establishments, and restaurants in the local area.
Homeowners and renters in Severna Park, MD, rely on Alex Schwab at Allstate Insurance to review their personal property and liability coverage needs. This local life insurance agent also assists with financial protection strategies for families, including term and whole life policy options tailored to individual budgets and long-term goals. The office routinely serves clients from Severna Park and the surrounding communities of Arnold, Millersville, and Glen Burnie in Anne Arundel County.
Serving Severna Park and the surrounding Anne Arundel County communities, Sean Garvey - State Farm Insurance Agent provides life insurance coverage to local residents. The agency helps clients understand term and whole life options, assessing individual needs to protect families from financial hardship. Each consultation focuses on reviewing personal circumstances, such as income replacement and final expenses, before tailoring a policy. A typical engagement involves a thorough needs analysis and a clear explanation of premium structures to find a sustainable fit.
Highstreet- Bye Insurance Agency in Severna Park, MD helps clients understand the key difference between one-time term policies and permanent coverage that provides recurring benefits. As a local life insurance agent, this business offers professional guidance on securing financial protection for families and beneficiaries in the area. Services are provided on a scheduled basis, allowing clients to review and adjust their coverage during regular appointments.
As a life insurance agent in Severna Park, MD, Moran Insurance specializes in helping clients secure term life and whole life policies to protect their families against financial hardship. The agency also guides individuals through the process of evaluating coverage amounts and selecting appropriate riders for added protection. In the fall, many clients seek assistance with reviewing coverage in preparation for the upcoming holiday season, when travel and increased family gatherings often prompt renewed attention to financial safeguarding.
As leaves change along the Magothy River, many Severna Park families review their financial safeguards for the year ahead. Performance Insurance Group in Severna Park, MD responds to this need by offering personalized life insurance agent services tailored to local households. The team works with clients to understand coverage goals and budget constraints, then presents suitable policy options from major carriers. An initial consultation typically involves a thorough review of existing coverage and a detailed needs assessment before any formal application begins.
Marty Lewis – State Farm Insurance Agent in Severna Park, MD, provides foundational life insurance coverage to help clients manage financial risks. The agency works with individuals to tailor policies that offer beneficiaries stability after a loss. Beyond personal planning, it addresses the specialized needs of small business owners, including key person and buy-sell agreements. The agency also serves commercial sectors such as offices, warehouses, and food service establishments, offering relevant coverage for their operational liabilities and property needs.
Patrick Hughes: Allstate Insurance in Severna Park, MD, is known for providing life insurance agent services to local residents and families. The agency guides clients through the selection of term, whole, or universal life policies that can help meet long-term financial protection needs. Available solutions assist with income replacement, final expense planning, or building cash value over time. The office also regularly adds specialty offerings such as accidental death coverage to existing life insurance policies.
Eichhorn Insurance Agency provides life insurance services to residents in and around Severna Park, MD, addressing personal coverage needs for families and individuals. The agency also consults with local businesses on commercial life insurance options, ensuring business continuity planning is available throughout the surrounding region. Each client's financial situation is evaluated to tailor appropriate policy recommendations. The agency maintains ongoing contact with policyholders, scheduling follow-up conversations between regular annual reviews to adjust coverage as life circumstances change.
What Does a a Life Insurance Agent in Severna Park Cost?
Life insurance costs in Maryland vary based on age, health, coverage amount, and policy type. A healthy 35-year-old in Severna Park might pay around $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Severna Park
Life insurance agents in Severna Park, Maryland help residents choose policies that protect their families and meet state requirements. Maryland law requires insurers to offer a free look period of at least 10 days for new life insurance policies. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What does a life insurance agent in Severna Park do?
A life insurance agent helps you compare policies from different companies, explains coverage options, and assists with the application process. They are licensed by the Maryland Insurance Administration and must follow state rules for disclosures and suitability.
How do I choose a life insurance agent in Severna Park?
Look for an agent licensed in Maryland with experience in the type of policy you need, such as term or whole life. Check their standing with the Maryland Insurance Administration and ask about their familiarity with local insurers.
What types of life insurance are available in Maryland?
Common types include term life, whole life, universal life, and variable life insurance. Maryland law requires agents to explain policy features and any exclusions before you buy.
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