The top-rated life insurance agent in Towson, Maryland is Dwight Taylor-Peay - State Farm Insurance Agent, rated 5.0 stars across 125 reviews. Other highly rated options include Goldsborough Independent Insurance Services, Atlas Insurance Agency Inc., Margie Parker - State Farm Insurance Agent. This directory lists 16 life insurance agents serving Towson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dwight Taylor-Peay - State Farm Insurance Agent | 100 West Road Suite 300 | (410) 869-1400 |
| 2 | Goldsborough Independent Insurance Services | 405 E Joppa Rd Suite 301 | (410) 377-2111 |
| 3 | Atlas Insurance Agency Inc. | 810 Gleneagles Ct #205 | (443) 841-7888 |
| 4 | Margie Parker - State Farm Insurance Agent | 1220A E Joppa Rd Ste 233 | (410) 337-8400 |
| 5 | Kalin Wynn - State Farm Insurance Agent | 101 E Chesapeake Ave #101 | (443) 275-2493 |
| 6 | State Farm: Lauren Campbell | 1220A E Joppa Rd Suite #233 | (410) 337-9555 |
| 7 | Marion Miller & Associates Insurance | 100 West Road Suite 324 | (410) 526-7474 |
| 8 | Comparion Insurance Agency | 100 West Road Ste 407 | (410) 821-0400 |
| 9 | Karen Cohn at Comparion Insurance Agency | 100 West Road Ste 407 | (410) 427-0704 |
| 10 | Rider Insurance | 1422 E Joppa Rd | (410) 828-1555 |
Dwight Taylor-Peay - State Farm Insurance Agent serves the Towson, Maryland, area as a life insurance agent. This local office provides life insurance policies designed to offer financial protection for families and individuals. Standard offerings include term life and whole life insurance, helping clients prepare for future needs. The agency also assists with policy reviews to match coverage with changing life circumstances. It handles filing applications and managing beneficiary designations for these insurance products.
Goldsborough Independent Insurance Services provides a broad range of life insurance options designed to meet diverse financial protection needs. The company emphasizes regular policy reviews to help ensure beneficiaries are properly designated and coverage amounts align with clients’ evolving circumstances. Service plans may include annual consultations to adjust for major life milestones such as marriage, parenthood, or retirement. The firm customarily evaluates existing policies for potential lapses or changes in underwriting eligibility. Goldsborough Independent Insurance Services serves single-family homeowners, apartment residents, and owners of retail locations and restaurants.
Serving Towson, Maryland, and the surrounding Baltimore County communities, Atlas Insurance Agency Inc. specializes in life insurance agent services. The firm handles policies designed to provide financial protection for families and individuals in the event of an unexpected death. It assists clients in comparing term and permanent coverage options to suit different stages of life. To handle a typical job, the agency begins by evaluating a client’s personal circumstances and future needs before recommending a suitable policy.
Margie Parker - State Farm Insurance Agent offers life insurance coverage for homeowners, families, and individuals in Towson, Maryland. The agency works to help community members understand their coverage options for long-term financial protection. Policies can address final expenses, debt obligations, and ongoing income needs for surviving dependents. This life insurance agent serves clients by providing clear policy explanations and assisting with claims support throughout the Baltimore metropolitan area, including neighboring communities such as Lutherville-Timonium.
Life insurance with Kalin Wynn in Towson offers both term policies, providing temporary protection for a specific period, and permanent policies that build cash value over a lifetime. Regardless of the choice, a policyholder’s coverage amount remains stable as long as premiums are paid, securing beneficiaries financially after a loss. Consultations examine existing needs and future goals before tailoring an appropriate plan. Service is arranged on an as-needed basis for policy reviews or updates, rather than recurring automatic appointments.
Specializing in life insurance products such as term, whole, and universal life policies, State Farm: Lauren Campbell in Towson, MD also offers auto and home coverage to create personalized protection plans. The agency works with clients to understand their long-term financial goals and family security needs. From adjusting coverage after a marriage or the birth of a child, a local agent helps individuals and families reassess their policies during significant life changes or before the end of the calendar year.
Marion Miller & Associates Insurance provides comprehensive life insurance planning for individuals and families in the Towson, MD area. The agency specializes in customizing policies to protect long-term financial security, offering term and permanent coverage options suited to diverse client needs. By assessing each client’s unique circumstances, associates help determine appropriate benefit levels and policy structures. Their services extend to commercial sectors as well, serving the life insurance requirements of offices, warehouses, and food service operations.
As families in Towson begin planning for the new school year or an upcoming retirement, life insurance remains a key part of securing their financial future. Comparion Insurance Agency helps local residents explore term and whole life options designed to protect loved ones from unexpected hardship. They guide clients through underwriting questions and compare available carriers to match coverage with individual needs and budgets. An initial consultation typically reviews current policies and personal assets before the agent outlines any recommended changes or next steps.
Karen Cohn at Comparion Insurance Agency, based in Towson, MD, provides life insurance agent services to individuals and families in the local area. The agency helps clients compare various life insurance policies to find coverage that aligns with their personal financial goals and family needs. Understanding the importance of securing long-term financial protection, the company guides customers through policy options including term and permanent life plans. As a specialty service, it can also assist with adding riders for long-term care or critical illness coverage.
Rider Insurance serves residential clients in Towson seeking life insurance to protect their families. The agency also provides commercial coverage options for local businesses needing to safeguard their operations and employees. Service extends throughout the Baltimore metropolitan area, ensuring accessibility for both households and companies. Agents work with clients to review existing policies or explore new coverage that fits current needs. After an initial meeting, the office typically follows up to adjust plans as circumstances change, providing continued support between regular policy reviews.
What Does a a Life Insurance Agent in Towson Cost?
Typical costs for life insurance in Maryland vary by age, health, and policy type. A healthy 30-year-old might pay around $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $200 to $500 per month for similar coverage. Rates also depend on factors like smoking status and family medical history. This is general information, not insurance advice.
About life insurance agents in Towson
Life insurance agents in Towson, Maryland help residents and businesses find coverage that fits their needs. Maryland law requires agents to hold a valid state license and follow regulations set by the Maryland Insurance Administration. Local agents can guide you through options like term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent in Towson need?
Agents must hold a Maryland life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license must be renewed every two years.
How long does it take to get a life insurance policy in Maryland?
The process can take from a few days to several weeks. It depends on the type of policy and whether a medical exam is needed. Maryland has no specific waiting period for life insurance applications.
Can a life insurance agent in Towson help with Maryland estate planning?
Yes, many agents work with estate planning attorneys to coordinate life insurance with your will or trust. Maryland has an estate tax for estates over a certain value, and life insurance can help cover that tax.
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