The top-rated life insurance agent in Belmont, Massachusetts is Waverley Insurance Agency, rated 4.9 stars across 42 reviews. Other highly rated options include Public Health Agency, Christo-Tyrrell Insurance Agency, Ivanhoe Insurance Agency. This directory lists 10 life insurance agents serving Belmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Waverley Insurance Agency | 44 Trapelo Rd | (617) 484-5216 |
| 2 | Public Health Agency | 375 Concord Ave | (781) 757-1464 |
| 3 | Christo-Tyrrell Insurance Agency | 385 Concord Ave | (617) 484-6006 |
| 4 | Ivanhoe Insurance Agency | 385 Concord Ave | (617) 484-1035 |
| 5 | Doctoroff Insurance | 26 Brighton St # 201 | (617) 484-0700 |
| 6 | Sico & Walsh Insurance | 106 Concord Ave | (617) 484-4114 |
| 7 | Borelli Insurance | 341 Trapelo Rd | (617) 484-8382 |
| 8 | Nally Insurance Inc | 158 Belmont St | (617) 489-6194 |
| 9 | Pequossette Insurance | 386 Trapelo Rd A | (617) 484-4351 |
| 10 | Relation Insurance Services | 106 Concord Ave | (617) 351-4640 |
Waverley Insurance Agency serves the Belmont, Massachusetts area as a life insurance agent. The company guides local clients through the process of securing financial protection for their families. In this role, the agency evaluates individual needs, such as income replacement and final expense coverage. It helps residents compare policy options from various carriers. The firm handles term life policies for temporary coverage needs and whole life policies for permanent protection with a cash value component.
Public Health Agency in Belmont, MA provides a full range of life insurance agent services, including policy selection guidance and beneficiary planning. It offers ongoing service plans that involve annual policy reviews and adjustments to coverage as client circumstances change. Regular maintenance ensures that beneficiaries remain correctly designated and that policies stay aligned with long-term financial goals. This agency services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Serving homeowners, renters, and local business owners in Belmont, Christo-Tyrrell Insurance Agency provides life insurance policies designed to offer financial protection for families and enterprises. The company assists clients in evaluating their coverage needs and selecting suitable term or whole life plans. Services include policy reviews and beneficiary updates to keep coverage aligned with changing circumstances. The agency also works with property managers and small businesses requiring key-person coverage. Its service area extends into neighboring Arlington and the greater Middlesex County metro region.
Offering both one-time policy reviews and ongoing coverage management, Ivanhoe Insurance Agency serves residents of Belmont, MA, as a life insurance agent. They help clients select term, whole, or universal life plans to protect families and estates. All consultations focus on matching coverage to individual financial goals and long-term needs. Service appointments and policy updates run on an as-needed basis, with scheduled annual reviews available for those who prefer regular check-ins on their coverage portfolio.
Doctoroff Insurance serves Belmont, Massachusetts, and the surrounding communities. As a life insurance agent, this company handles individual life policies, including term and permanent options, to assist local families with financial protection. It also helps clients evaluate coverage needs based on personal circumstances and long-term goals. The general approach used for a typical job involves assessing a client’s current situation, recommending appropriate policy amounts, and guiding them through the application and underwriting process.
Sico & Walsh Insurance specializes in providing term, whole, and universal life insurance policies to clients in the Belmont area, along with comprehensive financial protection planning. It serves individuals and families seeking to secure their long-term financial future and safeguard their dependents against unforeseen circumstances. The agency guides residents through the important process of determining appropriate coverage amounts for their needs. As clients near retirement or experience life changes such as a new home purchase, the company helps assess whether updated coverage is necessary.
As families in Belmont begin planning their financial futures with the new school year, securing adequate coverage becomes a priority. Borelli Insurance serves local residents as a life insurance agent, helping individuals assess their long-term protection needs. The company guides clients through available policy options to ensure dependents remain supported through unexpected events. Every consultation begins with a thorough review of the household's current obligations and future goals. An initial in-person or virtual assessment allows the agent to present suitable coverage amounts tailored to the family's specific situation.
Nally Insurance Inc assists individuals and families in Belmont, Massachusetts, by evaluating financial protection strategies for the future. This company specializes in life insurance agent services, helping clients understand policy options that align with long-term planning needs. Beyond personal coverage, Nally Insurance Inc also supports local businesses by offering life insurance solutions for key person protection and employee benefits. It can serve a variety of commercial sectors including offices, warehouses, and food service establishments seeking to safeguard their operations.
Pequossette Insurance serves residential clients in Belmont and the surrounding area, ensuring local homeowners and renters can secure appropriate life insurance protection. The company also provides commercial coverage for small businesses that need to safeguard their operations and key personnel. Understanding that families and enterprises have evolving needs, Pequossette Insurance offers straightforward consultation and policy adjustments. Agents can assist with regular policy reviews as life circumstances change, and clients may reach out for follow-up service or updates between scheduled visits.
Serving Belmont, Massachusetts, and the surrounding communities, Relation Insurance Services handles life insurance policies designed to provide financial protection for families and individuals. As a local agent, it assists clients with term, whole, and universal life options suited to different stages of life. The company typically begins each case by discussing the client's long-term goals and current budget, then compares available products to find appropriate coverage. A standard engagement concludes with a thorough policy review and a clear explanation of how the chosen plan functions over time.
What Does a a Life Insurance Agent in Belmont Cost?
Typical costs for a life insurance agent in Massachusetts include commissions that are built into the premium, not paid separately. For a healthy 35 year old, a 20 year term policy of 500,000 dollars might cost 30 to 50 dollars per month. Whole life policies often have higher premiums, starting around 100 dollars per month for the same coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Belmont
Life insurance agents in Belmont, Massachusetts help residents find coverage that fits their financial goals and family needs. Massachusetts requires all life insurance agents to hold a state license and follow regulations set by the Division of Insurance. Local agents can explain how state laws like the Massachusetts mandatory free look period and incontestability clause affect your policy.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must pass the Massachusetts life insurance licensing exam and complete continuing education every two years. They must also be appointed by an insurance company to sell policies in the state.
How does Massachusetts law protect life insurance buyers?
Massachusetts gives a 10 day free look period after you buy a policy, during which you can cancel for a full refund. The state also has an incontestability clause that limits the insurer to two years to challenge a policy for misrepresentation.
What types of life insurance are common in Belmont?
Term life insurance provides coverage for a set period, while whole life and universal life offer permanent coverage with a cash value component. Many Belmont residents choose term for temporary needs like mortgage protection or income replacement.
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