The top-rated life insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 13 life insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves the Beverly, Massachusetts area as a local life insurance agent. The company offers guidance on various life insurance products designed to help individuals and families plan for financial protection. This includes helping clients understand coverage options for income replacement during a loss. The agency also assists with policies that can cover final expenses or provide long-term financial security for beneficiaries.
Leslie S. Ray Ins. Agency, Inc. in Beverly, MA provides a full range of life insurance services, including policy selection, financial planning consultation, and beneficiary designation assistance. The company helps clients review and update existing coverage to ensure it aligns with current life stages and goals. It also offers guidance on understanding policy terms and premium schedules. This agency services single-family homes, apartments, retail properties, and restaurants.
Cross Insurance serves the Beverly, Massachusetts area as a local life insurance agent. The company assists individuals and families with reviewing their financial protection needs. It offers guidance on policies that provide income replacement and financial security for beneficiaries. Clients can explore products designed to cover final expenses or build cash value over time. Cross Insurance handles term life insurance and whole life insurance options for this region.
Archer Insurance Agency in Beverly, MA, serves homeowners, families, and small business owners needing life insurance coverage in the region. It helps clients protect their financial futures through personalized policy guidance, comparing term and permanent options with a focus on clear explanations. The agency works to address individual risk factors, income replacement needs, and legacy goals. Its service area extends throughout Essex County, including neighboring communities such as Salem and Danvers.
MCJ Insurance Agency in Beverly, MA helps clients distinguish between one-time policy purchases and ongoing coverage with annual reviews. Life insurance agents in the area provide term and permanent policies to protect families and estates. Services include needs analysis and policy adjustments for changing circumstances. Appointments for consultations or policy updates are available on either a scheduled or as-needed basis.
Serving Beverly, Massachusetts, and its surrounding North Shore communities, Soucy Insurance Agency, Inc. specializes in life insurance agent services. The company handles individual and family life insurance policies, focusing on financial protection solutions for local residents. In a typical case, the agency begins with a thorough assessment of a client’s personal needs and financial goals. It then compares available policy options from various insurers. The approach centers on presenting clear, straightforward coverage plans that match the client’s identified situation.
Duffy Insurance provides a range of life insurance services for residents in and around Beverly, Massachusetts. It helps individuals and families select appropriate coverage to protect their financial future. The company assists clients with policy applications, explaining options for term and whole life plans to suit various needs. Regular policy reviews are offered to ensure coverage keeps pace with life changes and long-term goals. Duffy Insurance services single-family homes, apartments, retail, and restaurants in the local area.
Carmen Kimball Insurance in Beverly, MA offers life insurance policies tailored for individuals and families. The company generally assists clients with plan selection and beneficiary arrangements. It helps customers evaluate coverage amounts based on financial obligations and future needs. A life insurance agent works closely with each person to recommend appropriate term or permanent options. During the colder months, the agency frequently counsels homeowners updating estate plans to ensure their policies remain aligned with changing property values and family circumstances.
As the seasons change and families in Beverly, MA, consider their financial futures, the need for reliable coverage often arises. Universal Insurance Agency provides life insurance agent services to local residents. The company helps clients navigate policy options that can address long-term security. By understanding individual circumstances, an agent here works to identify suitable plans. Guidance focuses on factors such as beneficiaries and policy terms. The initial step typically involves scheduling an in-person or virtual assessment of the applicant's coverage needs.
Priority Insurance Massachusetts assists local residents and businesses with their life insurance needs, based in Beverly, MA. The agency specializes in helping clients select appropriate policy types, including term and whole life coverage, to ensure financial protection. Their services address individual and group insurance planning, providing guidance on options for beneficiaries and estate considerations. For commercial clients, the company can assist with coverage solutions tailored to different working environments, such as offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Beverly Cost?
Life insurance costs in Massachusetts vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for the same coverage. Costs also depend on the insurance company and any riders you add. This is general information and not insurance advice.
About life insurance agents in Beverly
Life insurance agents in Beverly Massachusetts help residents choose policies that protect their families. Massachusetts law requires insurers to offer a free look period of at least 10 days for most life insurance policies. Local agents can explain term life whole life and other options available in Essex County.
Frequently Asked Questions
What does a life insurance agent in Beverly do?
A life insurance agent in Beverly helps you compare policies from different companies. They assess your needs and recommend a policy type such as term or whole life. Agents in Massachusetts must hold a valid state insurance license.
How do I choose a life insurance agent in Beverly?
Look for an agent with experience in Massachusetts insurance laws. Check their license status on the Massachusetts Division of Insurance website. Ask about their knowledge of local insurers and policy options.
What is the free look period for life insurance in Massachusetts?
Massachusetts law gives you at least 10 days to review a life insurance policy after you buy it. If you cancel within this period you get a full refund. This rule applies to most individual life insurance policies.
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