The top-rated life insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 370 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 19 life insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | Phillips Car Insurance | 97 Center St | (413) 594-5984 |
| 7 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 8 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 9 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 10 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
E.J. O'Neil Insurance Agency serves the Chicopee, Massachusetts, area and surrounding communities as a dedicated life insurance agent. The company helps local residents and families assess their coverage needs and select appropriate policies. The agency navigates clients through important financial protection decisions, including those related to income replacement and final expenses. In this region, E.J. O'Neil Insurance Agency specifically handles term life and whole life insurance policies.
First American Insurance Agency in Chicopee, MA, provides a range of life insurance products, including term and permanent policies that help protect families and businesses against financial loss. It offers standard plan maintenance options and periodic policy reviews to ensure coverage keeps pace with changing circumstances. The agent assists clients by comparing different insurers to find appropriate levels of death benefit and cash value accumulation. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners and small business owners in the Chicopee area turn to Slosek Insurance for life insurance agent services. The company helps clients assess their coverage needs and select appropriate term or whole life policies to protect their families and financial interests. Policy reviews and beneficiary updates are also part of the standard service offered. Slosek Insurance further extends its life insurance support to residents and businesses in surrounding Springfield communities.
Rush Insurance Group, Inc. serves the Chicopee, Massachusetts area and its surrounding communities. It handles life insurance policies designed to provide financial protection for families and individuals. The company assists clients in evaluating their long-term needs for income replacement or final expenses. To manage a typical job, it begins with a straightforward consultation to assess a client’s current situation and future goals, then works to match them with a suitable policy option from available carriers.
Alyssa Joy Lunghi at Comparion Insurance Agency in Chicopee, MA, provides life insurance services that differ between one-time term policies and recurring whole life options. Coverage is designed to offer financial protection for individuals and families in the local area. Service arrangements for clients operate on an as-needed basis, allowing policyholders to consult with the agent for new applications, beneficiary changes, or plan adjustments without a fixed schedule.
Phillips Car Insurance provides life insurance agent services to residents of Chicopee, Massachusetts, focusing on helping individuals select appropriate coverage for their financial needs. The company works closely with clients to understand their long-term goals and recommend suitable policies for income replacement or final expenses. It also assists families in Chicopee with reviewing existing coverage during major life changes such as retirement or the birth of a child. When the first winter storm approaches, the agent helps local policyholders verify their existing plans remain adequate for the colder months ahead.
As winter approaches in Chicopee, residents often review their financial plans to ensure their families are protected. White Birch Insurance provides life insurance agent services to help address these coverage needs. The company works with individuals and families to understand their long-term goals. By offering guidance on policy options, the agency assists clients in securing financial stability. A typical first step involves an in-person meeting to assess each client's specific situation and personal coverage requirements.
Kaplansky Insurance- Chicopee Branch helps individuals in the region secure life insurance policies that provide financial protection for their families. The agency focuses on term and whole life options, which can cover final expenses or replace lost income. Clients can also discuss additional riders to customize their coverage. The branch serves local offices, warehouses, and food service operations, offering guidance on appropriate policy structures for those commercial environments.
Metras Insurance Agency Inc serves residents and businesses in Chicopee, Massachusetts, by helping clients select life insurance policies suited to household protection needs. The agency also offers coverage options for commercial clients in the area, addressing liability and business continuity concerns. Their services are available to customers throughout Chicopee and its surrounding communities. Metras Insurance Agency typically follows up with clients after policy placement, ensuring coverage remains aligned with current conditions and providing updates or adjustments during each subsequent visit.
Rosario &Robb Insurance Inc in Chicopee, MA, is known for providing life insurance agent services tailored to local residents and businesses. Its range of coverage options helps individuals protect their families and secure financial legacies. Life insurance from this agent works to replace lost income and cover end-of-life expenses. A specialty service it can add on is final expense insurance, designed to pay for funeral and burial costs.
What Does a a Life Insurance Agent in Chicopee Cost?
Life insurance costs in Chicopee vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 250000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in Chicopee
Life insurance agents in Chicopee Massachusetts help residents find coverage that fits their needs and budget. Massachusetts law requires agents to be licensed by the state Division of Insurance. Local agents can explain how state regulations affect policy options and premiums for Chicopee families.
Frequently Asked Questions
What license does a life insurance agent need in Chicopee Massachusetts?
Agents must hold a valid Massachusetts life insurance producer license. They must complete pre licensing education and pass a state exam. The license is renewed every two years with continuing education requirements.
How long does it take to get life insurance in Chicopee?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in days. Full underwriting policies require a medical exam and can take 4 to 8 weeks.
Do Massachusetts laws affect life insurance payouts in Chicopee?
Yes Massachusetts has a 10 day free look period for new policies. The state also has a 2 year contestability period during which insurers can investigate misstatements. Beneficiaries must file claims promptly to avoid delays.
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