The top-rated life insurance agent in Birmingham, Michigan is L.A. Insurance, rated 4.9 stars across 666 reviews. Other highly rated options include Terrill Mayberry - State Farm Insurance Agent, Platinum Elite, Mike Goodwin - State Farm Insurance Agent. This directory lists 16 life insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 400 Hamilton Row #200 | (248) 541-1900 |
| 2 | Terrill Mayberry - State Farm Insurance Agent | 33622 Woodward Ave | (248) 645-9560 |
| 3 | Platinum Elite | 400 Hamilton Row #200 | (248) 382-8882 |
| 4 | Mike Goodwin - State Farm Insurance Agent | 966 E Maple Rd | (248) 647-4266 |
| 5 | David Purvis Farm Bureau Insurance Agency | 1010 Bowers St ste a | (248) 644-6364 |
| 6 | Randahl Agency, LLC | 877 S Adams Rd #202 | (248) 594-5700 |
| 7 | Consolidated Agencies Inc | 33261 Woodward Ave | (248) 712-6107 |
| 8 | Birmingham Insurance Agency | 401 S Old Woodward Ave | (248) 600-5398 |
| 9 | Hylant | 220 Park St #102 | (248) 643-8750 |
| 10 | American Income Life Zeidner Cowan & Associates | 106 S Old Woodward Ave | (248) 290-8100 |
L.A. Insurance provides specialized life insurance planning and general coverage services to individuals and families in Birmingham, Michigan. It assists clients in selecting appropriate policies to address long-term financial security and income protection needs. The agency’s work includes helping policyholders navigate beneficiary designations and policy updates throughout the year. As the fall season brings open enrollment periods, the office can advise clients on reviewing their existing coverage against changing household expenses or new dependents.
Terrill Mayberry - State Farm Insurance Agent serves the Birmingham, Michigan, metro area as a life insurance agent. The agency provides a range of personal insurance solutions designed to address financial protection needs for local residents. Clients can receive guidance on selecting appropriate coverage to secure their family’s financial future. The office handles policy options such as term life insurance and whole life insurance in this region.
Platinum Elite provides a range of life insurance agent services to clients in Birmingham, MI, helping individuals and businesses select appropriate policies to meet their financial protection needs. The company assists with policy reviews and adjustments to ensure coverage remains aligned with changing circumstances. It guides clients through the application process and offers ongoing support for claims and policy maintenance. Its client base includes families, business owners, and professionals. Properties it services include single-family homes, apartments, retail, and restaurants.
Mike Goodwin - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Birmingham, MI area, offering life insurance policies that provide financial protection for families and help secure business continuity. The agency also assists clients with understanding coverage options tailored to their specific needs and long-term goals. Mike Goodwin’s office helps individuals plan for future expenses and debt management through personalized life insurance solutions. In addition to serving Birmingham, the agency covers the neighboring community of Bloomfield Hills and the surrounding metro Detroit region.
Serving Birmingham, Michigan, and its surrounding communities, David Purvis Farm Bureau Insurance Agency provides comprehensive life insurance coverage. As a life insurance agent, the company handles term, whole, and universal life policies designed to protect families and beneficiaries against financial loss. By assessing each client's specific needs and long-term obligations, the agency develops appropriate policies that offer financial security during difficult times. It typically begins by analyzing a client's current income, future expenses, and personal goals before recommending coverage amounts for an individual or household.
Offering both term and permanent life insurance policies to fit diverse needs, Randahl Agency, LLC serves clients in Birmingham, MI seeking financial protection. Coverage options can provide income replacement or final expense planning, helping families manage future uncertainties. One-time policies deliver coverage for a specific period, while recurring service options allow for ongoing coverage adjustments as circumstances evolve. The agency’s services are available on a one-time, scheduled, or as-needed basis.
Consolidated Agencies Inc in Birmingham, MI specializes in life insurance coverage tailored to individual financial goals and family protection needs. The company also assists clients with general insurance services, including policy reviews and beneficiary updates. Its agents help residents of the metro Detroit area navigate the complexities of life insurance selection across different life stages. As tax season approaches, the firm supports clients in reviewing how their policies may affect estate planning and long-term financial security.
As Michigan families review their financial plans for the coming year, Birmingham Insurance Agency helps local residents secure their families' futures in Birmingham, MI. Every policy is tailored to individual needs, ensuring dependents are protected from unexpected hardship. The agency guides clients through term and permanent options, explaining how coverage fits homeowners and young professionals alike. An initial assessment of your current coverage and long-term goals begins with a simple in-person or virtual policy inspection.
Hylant functions as a life insurance agent in Birmingham, MI, helping individuals and businesses secure financial protection through tailored policy options. The agency can assess client needs and recommend appropriate life insurance products, including term and whole life policies. Its services extend to businesses within the area, serving commercial sectors such as offices, warehouses, and food service operations. By offering both personal and business-focused coverage, Hylant aims to address a range of risk management needs for clients throughout the local community.
American Income Life Zeidner Cowan & Associates provides life insurance services for residents in Birmingham, Michigan, helping individuals secure financial protection for their families. The company also offers commercial coverage options for local business owners seeking to protect their operations and key personnel across the greater Birmingham area. Agents work closely with clients to build appropriate policies tailored to personal and professional needs. Follow-up service is provided to adjust coverage as circumstances change, with regular visits scheduled to ensure policies remain effective.
What Does a a Life Insurance Agent in Birmingham Cost?
Costs for life insurance in Michigan vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500,000 dollar term policy. Whole life premiums can range from 100 to 500 dollars per month or more. Final expense policies often cost 30 to 100 dollars per month. This is general information not insurance advice.
About life insurance agents in Birmingham
Life insurance agents in Birmingham Michigan help residents choose policies that protect their families. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. A local agent can explain how Michigan insurance regulations affect your coverage options.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
In Michigan life insurance agents must hold a valid resident or non-resident license from the Michigan Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agent license on the DIFS website.
How do Michigan laws affect life insurance payouts?
Michigan has a two year contestability period during which an insurer can deny a claim for misrepresentation. After two years the policy is generally incontestable. Michigan also requires insurers to pay claims within 30 days of receiving proof of death.
What types of life insurance are common in Birmingham Michigan?
Common types include term life insurance which covers you for a set period and whole life insurance which provides permanent coverage. Many Birmingham residents also choose universal life policies. An agent can compare these options based on your needs.
Life Insurance Agents in Other Michigan Cities
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