The top-rated life insurance agent in Bloomfield Hills, Michigan is E&Y Insurance Agency, rated 5.0 stars across 554 reviews. Other highly rated options include Elizabeth Ross - State Farm Insurance Agent, Andrew Smith - State Farm Insurance Agent, Goosehead Insurance - Marty O'Neill. This directory lists 15 life insurance agents serving Bloomfield Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E&Y Insurance Agency | 33 Bloomfield Hills Pkwy Suite 245 | (248) 362-1313 |
| 2 | Elizabeth Ross - State Farm Insurance Agent | 2525 S Telegraph Rd #106 | (248) 641-8200 |
| 3 | Andrew Smith - State Farm Insurance Agent | 10 W Square Lake Rd #220 | (248) 435-4070 |
| 4 | Goosehead Insurance - Marty O'Neill | 41000 Woodward Ave Suite 350 East | (248) 542-7770 |
| 5 | The M1 Agency | 41000 Woodward Ave Suite 350E | (248) 771-3161 |
| 6 | Kimberly Morris - State Farm Insurance Agent | 6441 Inkster Rd #240 | (248) 851-2757 |
| 7 | The Hartley Agency - Farmers Insurance | 6421 Inkster Rd #106 | (248) 847-3167 |
| 8 | TrueChoice Coverage | 180 High Oak Rd | (855) 696-5413 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 2600 S Telegraph Rd Suite 100 and Suite LL 25 | (248) 332-3100 |
| 10 | Oswald Companies | 39572 Woodward Ave #201 | (248) 433-1466 |
E&Y Insurance Agency serves clients in Bloomfield Hills, Michigan and the surrounding Oakland County area as a life insurance agent. The company assists individuals and families with navigating the various types of life insurance policies available. Their work involves assessing a client’s financial needs and long-term goals to recommend appropriate coverage options. This can include arranging term life insurance policies for temporary protection needs and whole life insurance for permanent coverage that builds cash value over time.
Elizabeth Ross - State Farm Insurance Agent in Bloomfield Hills, MI provides a range of life insurance products designed to help individuals and families plan for financial security. The agency offers guidance on policy selection and helps clients understand coverage options to meet their long-term goals. Policy maintenance and regular policy reviews are available to ensure coverage remains appropriate as circumstances change. The agency serves clients with single-family homes, apartments, retail, and restaurants.
Andrew Smith - State Farm Insurance Agent serves homeowners, vehicle owners, and families in the Bloomfield Hills, Michigan, area with life insurance policies tailored to their financial protection needs. The agency helps clients evaluate coverage options, such as term and whole life plans, to support income replacement and end-of-life expenses. Support is also available for integrating life insurance with other personal risk management strategies. This agency extends its services to clients in the nearby community of Troy as well.
Located in Bloomfield Hills, Michigan, Goosehead Insurance - Marty O'Neill serves clients throughout the metro Detroit area and the surrounding suburban communities. As a life insurance agent, the agency handles term life, whole life, and universal life policies designed to provide financial protection for families and beneficiaries. By first evaluating an individual’s long-term financial goals, the agency then compares available options from multiple carriers to identify a fitting coverage plan for each client’s specific circumstances.
The M1 Agency specializes in term and whole life insurance policies, while also offering financial protection planning for individuals and families in Bloomfield Hills. The agency assesses clients’ long-term needs to recommend suitable coverage that helps secure their future. It provides guidance on adjusting beneficiaries or policy values during major life changes, such as marriage or retirement. Additionally, the agency assists with urgent policy reviews after the birth of a child or prior to the fall open enrollment period.
Located in Bloomfield Hills, MI, Kimberly Morris - State Farm Insurance Agent provides life insurance policies as both term and permanent coverage options, which serve either temporary needs or lifelong financial protection. These plans address income replacement, debt coverage, and final expense planning for local residents. The agency assists clients in evaluating their specific circumstances to select appropriate policy types and benefit amounts. Service is provided on an as-needed basis, with scheduled annual policy reviews available to adjust for life changes.
As the seasons change in Bloomfield Hills, many families begin thinking about how to protect their loved ones financially. The Hartley Agency - Farmers Insurance helps local residents address these concerns by offering guidance on life insurance options designed to provide security. Their agents take time to understand individual circumstances and recommend policies that fit specific needs. Anyone interested can schedule a no-obligation consultation to review their current coverage and explore potential gaps. Appointments begin with a thorough assessment of the applicant’s long-term goals and health considerations.
TrueChoice Coverage works with individuals and families to secure life insurance policies that provide financial protection. Based in Bloomfield Hills, MI, the company focuses on matching clients with appropriate term or whole life options. Agents assist with policy selection, beneficiary designation, and coverage adjustments. The agency can serve small offices, local warehouses, and food service establishments needing group or key-person life insurance solutions for their workforce.
Serving Bloomfield Hills and the surrounding southeastern Michigan communities, Gallagher Insurance, Risk Management & Consulting handles life insurance policies designed to provide financial protection for families and businesses. As a life insurance agent, it guides clients through term, whole, and universal life options to match individual coverage needs. The company assesses each client’s long-term goals and income requirements to recommend a suitable policy. A typical job begins with a detailed consultation, followed by a comparative analysis of carrier products to find an appropriate balance of cost and benefits.
Oswald Companies provides residential life insurance services to families in and around Bloomfield Hills, Michigan. The agency also offers commercial coverage for local small business owners seeking to protect their operations. Their service area extends throughout the greater metropolitan region. Clients can expect detailed explanations of policy options tailored to their specific financial goals, with follow-up appointments scheduled between regular coverage reviews to adjust protection as life circumstances change.
What Does a a Life Insurance Agent in Bloomfield Hills Cost?
Life insurance costs in Michigan depend on age health and coverage amount. A healthy 35-year-old in Bloomfield Hills might pay $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Permanent policies cost more often $100 to $300 per month for similar coverage. Costs vary by insurer and individual risk factors. This is general information not insurance advice.
About life insurance agents in Bloomfield Hills
Life insurance agents in Bloomfield Hills help residents choose policies that protect their families and assets. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the needs of Oakland County families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan life insurance license from the Department of Insurance and Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does Michigan law allow to contest a life insurance policy?
Michigan law gives insurers a two-year contestability period from the policy issue date. During this time the insurer can investigate misstatements on the application. After two years the policy is generally incontestable except for fraud.
Do life insurance agents in Bloomfield Hills offer term and permanent policies?
Yes most agents offer both term life and permanent policies like whole life and universal life. Term policies provide coverage for a set number of years while permanent policies build cash value. An agent can explain the differences based on your budget and goals.
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