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Find Life Insurance Agents in Chelsea, MI

Looking for a life insurance agent in Chelsea? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Chelsea, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 life insurance agents in Chelsea, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eder & Diver Insurance Agency
1250 S Main St, Chelsea, MI 48118
(734) 475-9184 ederdiver.com
Liberty Title Insurance and Real Estate Closing Services - Chelsea Michigan
1250 S Main St #3b, Chelsea, MI 48118
(734) 475-6440 libertytitle.com
John Avery - State Farm Insurance Agent
1080 S Main St, Chelsea, MI 48118
(734) 385-4115 johnaveryagent.com
Samuel Lofton
121 S Main St, Chelsea, MI 48118
(734) 217-4210 content.naic.org
Bill Ballagh - State Farm Insurance Agent
110 E Middle St, Chelsea, MI 48118
(734) 475-8637 statefarm.com
JDW & Associates
111 S Main St A, Chelsea, MI 48118
(734) 475-1664 jdwandassociates.com
Springer Agency Inc
115 Park St, Chelsea, MI 48118
(734) 475-8689 springeragency.com
Walters Agency
642 S Main St, Chelsea, MI 48118
(734) 649-8620 waltersagency.com
Professional Insurance Associates
114 N Main St #2, Chelsea, MI 48118
(734) 433-9233 professionalinsurance.us
Chelsea Group - Thrivent Financial
1250 S Main St #1b, Chelsea, MI 48118
(734) 385-7435 connect.thrivent.com

Life insurance agents in Chelsea Michigan help residents protect their families with term whole and universal life policies. Michigan law requires agents to hold a valid state license and follow the Michigan Insurance Code. Local agents can explain how Michigan estate recovery laws may affect policy beneficiaries.

What Does a Life Insurance Agent in Chelsea Cost?

A typical term life policy for a healthy 35 year old in Michigan costs between 20 and 40 dollars per month for 500,000 dollars of coverage. Whole life premiums are higher often starting at 100 dollars per month for the same amount. Costs vary by age health coverage amount and policy type. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the difference between term and whole life insurance in Chelsea Michigan?
Term life insurance covers you for a set period like 10 or 20 years and has lower premiums. Whole life insurance provides lifetime coverage and builds cash value. A Chelsea agent can help you choose based on your budget and goals.
How do I verify a life insurance agent license in Michigan?
You can check an agents license status on the Michigan Department of Insurance and Financial Services website. Licensed agents must complete continuing education every two years. Always confirm the agent is authorized to sell insurance in Michigan.
Do I need a medical exam for life insurance in Chelsea Michigan?
Many policies require a medical exam to determine your health rating and premium. Some insurers offer no exam policies for smaller coverage amounts. An agent can explain which options are available based on your health history.