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HomeLife Insurance AgentsMissouri › Cape Girardeau

Find Life Insurance Agents Near You in Cape Girardeau, MO

Browse life insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Coalter Insurance Group. This directory lists 20 life insurance agents serving Cape Girardeau.

Showing 20 life insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Coalter Insurance Group1001 Independence St(573) 339-1222
5Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
6Shelter Insurance - Sarah Reilly339 Broadway St Suite 148(573) 803-3999
7Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
8Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
9Laurel Adkisson Agency LLC American Family Insurance760 S Kingshighway D(573) 334-1095
10Farmers Insurance - Clarence Matthews1750 N Kingshighway St Suite B(573) 334-8888
DI
1009 N Kingshighway St
Discount Insurance Group
Life Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves the Cape Girardeau, MO area as a local life insurance agent. The company helps individuals and families secure financial protection through various coverage options designed to meet long-term needs. They guide clients through selecting appropriate policy types to safeguard dependents and final expenses. The firm also assists with planning for future income replacement and cover funeral costs.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Life Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides life insurance planning and coverage options for individuals and families in Cape Girardeau, MO. Services include term, whole, and universal life policies tailored to client needs. Policy review and adjustment services are available to keep coverage aligned with changing life circumstances. The agency serves single-family homeowners, apartment residents, retail tenants, and restaurant operators.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Life Insurance Agent · Cape Girardeau, MO

TIG Thomas Insurance Group serves homeowners, families, and individual policyholders in Cape Girardeau, Missouri, offering life insurance coverage. The agency helps clients evaluate term and permanent policies to protect their financial future. Agents guide customers through the application process and assist with beneficiary designations. They also review existing policies to ensure coverage remains appropriate as circumstances change. Service extends to residents in nearby Jackson as well.

CI
1001 Independence St
Coalter Insurance Group
Life Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group serves clients in Cape Girardeau, Missouri, and the surrounding communities of the region. The agency handles life insurance policies designed to help individuals and families secure financial protection for their loved ones. It focuses on explaining policy options clearly, including term and permanent coverage, to match each client’s specific needs and budget. A typical job begins with a thorough review of the client’s financial situation and future goals, then recommends a suitable plan from multiple carriers to ensure appropriate coverage.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Life Insurance Agent · Cape Girardeau, MO

At Farmers Insurance - Tom Smith in Cape Girardeau, MO, clients choose between a single-life policy for one-time needs and a permanent plan that renews with scheduled premiums, ensuring coverage aligns with long-term financial goals. Life insurance protects families from unexpected loss by providing a death benefit to beneficiaries. Policies are tailored to replace income or cover final expenses. Service runs on an as-needed basis, with policy reviews and updates scheduled annually or when circumstances change.

SI
339 Broadway St Suite 148
Shelter Insurance - Sarah Reilly
Life Insurance Agent · Cape Girardeau, MO

As a life insurance agent in Cape Girardeau, MO, Shelter Insurance with Sarah Reilly specializes in providing term, whole, and universal life policies designed to protect families from financial hardship. Alongside these core offerings, it assists clients with retirement income planning and final expense coverage, tailoring each plan to individual needs. This local agent helps residents consider long-term security, particularly through the spring months when many review their policies after filing annual taxes.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Life Insurance Agent · Cape Girardeau, MO

As the seasons change in Cape Girardeau, many residents begin reviewing their financial plans to ensure protection for loved ones. Hoesli Insurance Agency assists local families and individuals in understanding their life insurance options and securing appropriate coverage. The process begins with a careful review of each client's current situation and long-term goals. This comprehensive initial assessment identifies the most suitable policy type and benefit amount to meet specific needs without overextending budgets. Following this consultation, a straightforward application and inspection step is scheduled to finalize coverage.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Life Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® in Cape Girardeau, MO, assists individuals and families with life insurance policies tailored to their financial needs. This agency also offers specialized planning for retirement income and legacy goals. As a life insurance agent, it helps clients secure protection that aligns with long-term strategies. The agency can further serve commercial sectors such as local offices, warehouses, and food service operations, providing coverage for business continuity.

LA
760 S Kingshighway D
Laurel Adkisson Agency LLC American Family Insurance
Life Insurance Agent · Cape Girardeau, MO

Laurel Adkisson Agency LLC American Family Insurance provides residential life insurance coverage to individuals and families in Cape Girardeau, Missouri. Commercial coverage options are also available for local businesses seeking protection for their operations and key personnel. The agency serves clients throughout the surrounding area with personalized policy reviews and plan adjustments. After an initial consultation and policy setup, the representative follows up between regular visits to address any changing needs or questions that arise.

FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Life Insurance Agent · Cape Girardeau, MO
BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Life Insurance Agent · Cape Girardeau, MO
(573) 335-5822
brightwayprima.com
AI
875 N Kingshighway St
Arnold Insurance
Life Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Life Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Life Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Life Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Life Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Life Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
BL
3065 William St Ste 309
Bankers Life
Life Insurance Agent · Cape Girardeau, MO
(573) 335-2188
branches.bankerslife.com/mo/cape-girardeau/3065-williams-st
WE
117 S Broadview St
W.E. Walker-Lakenan
Life Insurance Agent · Cape Girardeau, MO
(573) 335-3307
wewalker.com
JM
3065 William St Ste 309
John Melfi, Bankers Life Agent
Life Insurance Agent · Cape Girardeau, MO
(573) 335-2188
agents.bankerslife.com/mo/cape-girardeau/3065-williams-st/john-melfi

What Does a a Life Insurance Agent in Cape Girardeau Cost?

The cost of a life insurance policy in Missouri depends on your age, health, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Costs vary by case and insurance company. This is general information, not insurance advice.

About life insurance agents in Cape Girardeau

Life insurance agents in Cape Girardeau Missouri help residents choose policies that protect their families. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents understand the needs of families in Cape Girardeau and surrounding areas.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

A life insurance agent in Missouri must hold a valid resident or non-resident license from the Missouri Department of Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.

How long do I have to change my mind on a life insurance policy in Missouri?

Missouri law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel for a full refund. This rule applies to individual life insurance policies sold in the state.

What types of life insurance can an agent in Cape Girardeau offer?

Agents in Cape Girardeau typically offer term life, whole life, universal life, and variable life insurance. They can also provide final expense policies and group life coverage. Each type has different features and premium structures.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.