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Find Life Insurance Agents Near You in Excelsior Springs, MO

Looking for a life insurance agent in Excelsior Springs? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Excelsior Springs, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 11 life insurance agents in Excelsior Springs, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jonathan Haase - State Farm Insurance Agent
228 N Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-9600 jonathanhaase.com
Joe Edmondson - State Farm Insurance Agent
1024 N Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-2900 saveinexcelsior.com
Farmers Insurance - Gannon Boone
1236 N Jesse James Rd Ste A, Excelsior Springs, MO 64024
(816) 848-5115 agents.farmers.com
Shelter Insurance
1902 W Jesse James Rd Ste 2, Excelsior Springs, MO 64024
(816) 630-2618 shelterinsurance.com
Jim Rice Total Insurance Inc
1121 N Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-7423
Shelter Insurance - Clint Hylton
1350 N Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-0077 shelterinsurance.com
Jeff Hocker Agency Inc American Family Insurance
1757 W Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-2302 amfam.com
Prather Insurance Associates
228 N Jesse James Rd, Excelsior Springs, MO 64024
(816) 702-8996 pratherlife.com
Griffey Insurance Agency
210 South St, Excelsior Springs, MO 64024
(816) 630-2671 griffeyinsurance.com
Wharton Agency
1917 W Jesse James Rd, Excelsior Springs, MO 64024
(816) 630-6505 whartonins.com
Shelter Insurance - Kalyn Goode
1902 W Jesse James Rd Ste 2, Excelsior Springs, MO 64024
(816) 630-2618 shelterinsurance.com

Life insurance agents in Excelsior Springs, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to be licensed through the Missouri Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.

What Does a Life Insurance Agent in Excelsior Springs Cost?

Life insurance costs in Missouri vary by age, health, and policy type. A healthy 30-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use and medical history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Excelsior Springs need?
Agents must hold a valid Missouri life insurance license issued by the Missouri Department of Insurance. They must also complete continuing education courses to maintain their license.
How does Missouri law affect life insurance payouts?
Missouri has a two-year contestability period during which insurers can deny claims for misrepresentation. After two years, claims are generally paid unless fraud is proven.
Can I change my life insurance beneficiary in Missouri?
Yes, you can change your beneficiary at any time by submitting a written request to your insurance company. Missouri law requires the change to be documented and signed.