The top-rated life insurance agent in Columbia, Missouri is Shelter Gardens, rated 4.8 stars across 943 reviews. Other highly rated options include Bry Reine Agency LLC American Family Insurance, Insurance Plus, Shelter Insurance - Mitch Theede. This directory lists 20 life insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelter Gardens | 1817 W Broadway | (800) 555-5555 |
| 2 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 3 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 4 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 5 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 6 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 7 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
| 8 | Auto-Owners Insurance Missouri Regional Office | 1600 E Pointe Dr | (573) 875-0289 |
| 9 | AAA Columbia Insurance and Member Services | 1205 Grindstone Pkwy #117 | (573) 445-8426 |
| 10 | Shelter Insurance - Kelly Veach | 107 Hitt St | (573) 443-1588 |
Bry Reine Agency LLC American Family Insurance offers a range of life insurance products and related financial protection services for individuals and families in Columbia, MO. The agency provides term and whole life policy options, along with maintenance of plans through policy reviews and beneficiary updates. It serves clients insuring single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving Columbia and surrounding mid-Missouri communities, Insurance Plus specializes in life insurance policies designed to protect families. The agency guides clients through term options and permanent coverage to match individual financial goals. A typical job begins with a detailed review of the client’s current needs and future plans. From there, the agent compares policies from multiple carriers to recommend a suitable fit. The overall approach relies on clear explanations of policy details and an emphasis on long-term financial security.
Shelter Insurance - Mitch Theede in Columbia, MO distinguishes between one-time policy setups and the recurring need to review coverage as life circumstances change. Life insurance agents in this area typically help clients evaluate term, whole, or universal policies to protect dependents and final expenses. The needs assessment and application process usually happens during a single sitting, while service for policy adjustments, claims assistance, or annual check-ins operates on a scheduled or as-needed basis.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) serves homeowners, local business owners, and property managers in the Columbia area by offering life insurance policies that provide financial protection for individuals and their families. The agency works with clients to review coverage options tailored to income replacement, mortgage protection, and final expense needs. It also handles policy adjustments for changing life circumstances such as marriage or starting a new business. Its services extend throughout Boone County and into nearby Ashland.
At Shelter Insurance - Jeremy Hughes, the agency specializes in term life and whole life insurance policies, addressing both temporary coverage needs and lifelong financial protection. It further serves clients with comprehensive life insurance planning, helping secure beneficiaries against unexpected events. For residents of Columbia, MO, the office assists with adjusting policies to accommodate life changes, such as marriage or caring for aging parents. As the season for holiday family gatherings nears, it can help review existing coverage to ensure adequate protection for homeowners and young families facing increased financial responsibilities.
Kasmann Insurance Agency in Columbia, MO handles the broad needs of individuals and families seeking life insurance coverage while also focusing on tailoring policies to local circumstances. The agency advises clients on term, whole, and universal life products that ensure financial protection for loved ones. Its services extend beyond personal lines to serve commercial sectors, including offices, warehouses, and food service operations, where business owners require key person or buy-sell coverage.
As families in the Columbia area consider their financial plans for the coming year, Auto-Owners Insurance Missouri Regional Office provides life insurance guidance to help protect loved ones. Local agents work with clients to assess needs for term or permanent coverage. Conversations focus on future security, whether for mortgage protection or income replacement. To begin, the agency arranges an initial consultation to review personal circumstances and identify feasible policy options.
Located in Columbia, MO, AAA Columbia Insurance and Member Services is known for offering comprehensive life insurance agent services to local residents. Its range of coverage options helps families secure financial protection and plan for long-term stability. Clients can explore tailored policies designed to meet diverse needs and budgets. An additional specialty service available is the inclusion of living benefits riders, which provide access to policy funds for qualifying medical or unexpected expenses.
Shelter Insurance - Kelly Veach helps individuals and families in Columbia, Missouri secure financial protection through life insurance policies. The agency specializes in offering term and permanent life coverage to meet long-term planning needs. Working closely with clients, the agent ensures policies align with personal goals and future obligations. This service supports local businesses seeking coverage for key personnel as well as individual households. The company can serve a variety of commercial sectors including offices, warehouses, and food service operations in the region.
What Does a a Life Insurance Agent in Columbia Cost?
Life insurance costs in Missouri vary by age, health, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Permanent policies often cost 100 to 300 dollars per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Columbia
Life insurance agents in Columbia, Missouri help residents choose policies that protect their families. Missouri law requires agents to be licensed by the Missouri Department of Insurance. Agents can explain term, whole, and universal life options to fit your budget and needs.
Frequently Asked Questions
What license does a life insurance agent need in Missouri?
Agents must hold a valid Missouri life insurance license. They must complete pre-licensing education and pass a state exam. The license must be renewed every two years.
How long do I have to change my mind after buying a policy in Missouri?
Missouri law gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. Check your policy for exact details.
Do life insurance agents in Columbia offer term and permanent policies?
Yes, most agents offer both term and permanent life insurance. Term covers you for a set number of years. Permanent policies, like whole life, provide coverage for your entire life.
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