The top-rated life insurance agent in Babylon, New York is Melissa Vackner: Allstate Insurance, rated 5.0 stars across 392 reviews. Other highly rated options include Gil Cosenza - State Farm Insurance Agent, Zubin Yacoobi: Allstate Insurance, Anchor Insurance Agency. This directory lists 11 life insurance agents serving Babylon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Vackner: Allstate Insurance | 430 W Main St Ste B | (631) 250-4637 |
| 2 | Gil Cosenza - State Farm Insurance Agent | 133 E Main St #1a | (631) 669-2069 |
| 3 | Zubin Yacoobi: Allstate Insurance | 142 N Carll Ave | (631) 422-6100 |
| 4 | Anchor Insurance Agency | 206 E Main St | (631) 557-2800 |
| 5 | The Integrity Life Brokerage | 7 Christopher Ct | (516) 209-9770 |
| 6 | Norton & Siegel Insurance | 2 E Main St | (631) 669-0365 |
| 7 | Royal Brokerage | 1 John St Suite 200 | (631) 669-6667 |
| 8 | Argyle Lake Insurance Agency | 181 W Main St Ste.102 | (631) 581-2400 |
| 9 | Regan Agency Inc | 463 Deer Park Ave | (631) 669-3434 |
| 10 | Executive Planners of Long Island New York | 382 W Main St | (631) 376-2200 |
Melissa Vackner: Allstate Insurance serves Babylon and the surrounding Suffolk County area as a life insurance agent. The company helps individuals and families review their financial protection needs and select appropriate coverage options. Policies are designed to provide income replacement for surviving dependents and to help cover final expenses. The agent works with clients to find term or whole life plans that fit specific budget requirements.
Gil Cosenza - State Farm Insurance Agent in Babylon, NY offers a full range of life insurance products designed to provide financial protection for individuals and families. The office assists clients in evaluating coverage options such as term and whole life policies, and helps tailor plans to meet specific needs for income replacement or final expenses. It also provides ongoing policy reviews and claim support to ensure coverage remains appropriate over time. This agent serves clients with various coverage needs, including single-family homes, apartments, retail, and restaurants.
Zubin Yacoobi: Allstate Insurance serves local homeowners, renters, and drivers in Babylon, New York, helping them protect their assets and plan for the future with tailored life insurance coverage. The agency assists residents looking to safeguard their families with personalized policy guidance and ongoing support. It also extends its services to clients in the surrounding communities of West Babylon and Lindenhurst, ensuring broader access to essential coverage options in the area.
Anchor Insurance Agency serves Babylon, New York, and the surrounding communities on Long Island. The agency handles life insurance policies designed to provide financial protection for local families and individuals. It assists clients in understanding various policy types and coverage options that suit their specific circumstances. A typical job begins with a thorough review of the client’s financial goals and household needs, followed by the presentation of suitable plans from multiple insurers, and concludes with guided support through the application and underwriting processes.
Located in Babylon, NY, The Integrity Life Brokerage helps clients navigate both term life policies for temporary coverage needs and whole life options for lifelong financial protection. These life insurance agents guide individuals in selecting appropriate death benefit amounts that support beneficiaries during difficult times. Their expertise extends to comparing different carrier offerings to find suitable policy structures for varying budgets and family situations. Service runs on an as-needed basis, allowing clients to request policy reviews or new applications whenever their circumstances change.
Norton & Siegel Insurance specializes in term and permanent life policies for families and individuals in the Babylon, New York area. It handles the entire process, from assessing coverage needs to helping clients complete applications. Its work includes comparing multiple insurers to find suitable options for various budgets and health situations. The agency is particularly helpful for residents concerned about protecting loved ones during major life transitions, such as the start of a new job or the arrival of a child. It also assists with year-end policy reviews to maximize family security.
Babylon homeowners often reassess their coverage as spring renewal notices arrive, and Royal Brokerage responds by offering personalized guidance through life insurance agent services. The firm helps clients compare term and whole life options to align with household budgets and future goals. A thorough financial needs analysis is conducted during the initial consultation, allowing for tailored recommendations. The process concludes with a scheduled in-person or virtual review of current policies and personal circumstances.
Argyle Lake Insurance Agency provides financial protection planning for individuals and families in the Babylon, NY area. The company specializes in life insurance agent services, helping clients secure coverage that addresses long-term needs and estate goals. With a focus on personalized policy options, the agency assists residents in navigating term, whole, and universal life products. It also serves commercial sectors such as local offices, warehouses, and food service operations requiring key person or buy-sell coverage.
Regan Agency Inc provides life insurance coverage for residences in Babylon, New York. Commercial policies are also available for businesses throughout the surrounding region. Clients receive tailored life insurance plans that offer financial protection for their beneficiaries. The agency prepares regular appointment schedules and follows up with policyholders to review coverage needs between annual visits. This ensures that older policies remain current with changes in family or business circumstances.
Executive Planners of Long Island New York is known for guiding individuals and families in Babylon through the process of selecting appropriate life insurance policies. Its service range includes term and permanent life insurance options tailored to a client’s financial objectives and protection needs. The firm assists clients in assessing coverage amounts based on income, debts, and future obligations such as college funding or retirement income. An additional specialty is providing final expense insurance to help cover end-of-life costs without straining surviving family members.
What Does a a Life Insurance Agent in Babylon Cost?
Typical costs for a life insurance agent in New York vary by policy type and coverage amount. A term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies can cost 100 to 300 dollars per month for the same coverage. Agents earn commissions paid by the insurance company which are included in the premium. This is general information and not insurance advice.
About life insurance agents in Babylon
Life insurance agents in Babylon New York help residents choose policies that meet their needs. New York State requires agents to hold a valid license and follow strict regulations under the New York Insurance Law. Local agents can explain term life whole life and other options for families and businesses in Suffolk County.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York a life insurance agent must hold a valid life insurance license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How does New York law affect life insurance policies?
New York has specific rules including a free look period of at least 10 days for most policies. The state also requires insurers to pay interest on death benefits if payment is delayed. Agents in Babylon must follow these laws when advising clients.
What types of life insurance are available in Babylon New York?
Common options include term life whole life universal life and variable life insurance. New York agents can also offer group life insurance through employers. Each type has different features and costs that agents explain to clients.
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