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HomeLife Insurance AgentsNew York › Bay Shore

Find Life Insurance Agents Near You in Bay Shore, NY

Browse life insurance agents serving Bay Shore, New York. Updated 2026-07-14.

The top-rated life insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 342 reviews. Other highly rated options include Fidelis Care - Bay Shore Community Office, Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent. This directory lists 17 life insurance agents serving Bay Shore.

Showing 17 life insurance agents in Bay Shore, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sound Harbor Insurance91 E Main St Suite 3(631) 517-9211
2Fidelis Care - Bay Shore Community Office1656-G 5th Ave(631) 231-3696
3Anthony Machiano: Allstate Insurance67 E Main St(631) 440-9226
4Michael S. Stagnitta - State Farm Insurance Agent87 Park Ave(631) 666-8350
5Bill Dunn - State Farm Insurance Agent1656 5th Ave A(631) 478-6669
6Douglas Cortez - State Farm Insurance Agent1805 5th Ave Ste 14(631) 456-4603
7ACME Insurance Brokerage of Bay Shore INC.1716 Sunrise Hwy(631) 665-6464
8Oxford Millin Insurance Agency Ltd25 4th Ave(631) 434-6666
9C Walsh Agency28 W Main St(631) 251-6050
10Jay Tee Insurance1655 5th Ave A(631) 231-3200
SH
91 E Main St Suite 3
Sound Harbor Insurance
Life Insurance Agent · Bay Shore, NY

Sound Harbor Insurance serves the Bay Shore, New York, area as a local life insurance agent. The company assists individuals and families in the surrounding Suffolk County region with selecting appropriate coverage policies. It guides clients through comparing term and whole life insurance options to align with long-term financial planning. The agent also helps residents review policy riders and coverage amounts for their specific household needs. Sound Harbor Insurance handles final expense policies and estate planning support.

FC
1656-G 5th Ave
Fidelis Care - Bay Shore Community Office
Life Insurance Agent · Bay Shore, NY

Fidelis Care - Bay Shore Community Office provides a full range of life insurance services, including policy selection, application assistance, and ongoing policy maintenance. Its service plans involve reviewing coverage as clients’ needs change and helping with beneficiary updates or policy adjustments. Serving the Bay Shore, NY area, the office addresses insurance needs for local homes and apartments, catering to both young families and established homeowners. It also services retail storefronts and various dining establishments such as restaurants, offering tailored coverage to protect their business assets.

AM
67 E Main St
Anthony Machiano: Allstate Insurance
Life Insurance Agent · Bay Shore, NY

Homeowners, local business owners, and property managers in Bay Shore, New York turn to Anthony Machiano: Allstate Insurance for life insurance agent services. This agency provides guidance on term and whole life policies to protect families and commercial interests. The office assists clients in evaluating coverage options suited to their estate planning needs. Allstate’s representatives offer in-person consultations to explain policy benefits. The agency also serves residents and operators in adjacent communities such as Islip and the broader Suffolk County metro area.

MS
87 Park Ave
Michael S. Stagnitta - State Farm Insurance Agent
Life Insurance Agent · Bay Shore, NY

Michael S. Stagnitta - State Farm Insurance Agent serves the Bay Shore, New York area and surrounding communities on Long Island. The agency handles life insurance policies designed to provide financial protection for local families and individuals. A typical process begins with an agent discussing current coverage needs and long-term personal goals. From that conversation, the agency develops a tailored life policy plan to help address those specific priorities. This structured, consultative method ensures each client receives a solution built directly around their individual circumstances.

BD
1656 5th Ave A
Bill Dunn - State Farm Insurance Agent
Life Insurance Agent · Bay Shore, NY

Bill Dunn - State Farm Insurance Agent in Bay Shore, NY, distinguishes between one-time policy evaluations and ongoing service relationships. The office provides life insurance coverage that helps protect families against financial loss during unexpected events. Common policy types in this area include term, whole, and universal life products tailored to individual needs. Services are available on an as-needed basis, with clients encouraged to schedule annual reviews or contact the agent whenever their circumstances change.

DC
1805 5th Ave Ste 14
Douglas Cortez - State Farm Insurance Agent
Life Insurance Agent · Bay Shore, NY

Douglas Cortez - State Farm Insurance Agent in Bay Shore, NY offers life insurance policies designed to provide financial protection for families and individuals. The agency also assists clients with auto, home, and renters insurance to build comprehensive coverage plans. Each policy is tailored to address income replacement, debt repayment, and funeral cost planning. As tax season approaches, the agency helps clients review how their insurance needs may change with new dependents or changing employment.

AI
1716 Sunrise Hwy
ACME Insurance Brokerage of Bay Shore INC.
Life Insurance Agent · Bay Shore, NY

As the seasons change on Long Island, families often reconsider their financial protection strategies, and ACME Insurance Brokerage of Bay Shore INC. helps them evaluate life insurance options tailored to their situation. Serving the Bay Shore community, this agency guides clients through term and permanent policies designed to cover mortgages, education costs, or final expenses. An agent will review personal circumstances during an initial meeting to determine appropriate coverage needs for each household. A scheduled fact-finding interview begins the process of assessing individual requirements.

OM
25 4th Ave
Oxford Millin Insurance Agency Ltd
Life Insurance Agent · Bay Shore, NY

Oxford Millin Insurance Agency Ltd in Bay Shore, NY provides life insurance agent services, focusing on individual term and whole life policies to help clients manage their financial futures. As a general practice in this area, the agency can complement those base plans with supplemental accidental death or disability riders upon request. The agency is positioned to evaluate coverage needs for local small offices, operate protections for regional warehouses, and assist with plans that support food service establishments in maintaining operational stability for their staff.

CW
28 W Main St
C Walsh Agency
Life Insurance Agent · Bay Shore, NY

C Walsh Agency serves residents throughout the Bay Shore, NY area with life insurance policies designed to protect families and individuals. The company also offers commercial coverage for local businesses needing employee or key-person plans. Service extends across Suffolk County to assist clients wherever they live or work. Agents help with policy reviews and coverage adjustments, ensuring customers understand their options. Follow-up appointments are scheduled between regular visits to address any life changes that may affect current coverage needs.

JT
1655 5th Ave A
Jay Tee Insurance
Life Insurance Agent · Bay Shore, NY

Jay Tee Insurance in Bay Shore, NY, is known for helping local individuals and families secure life insurance coverage tailored to their needs. The agency assists clients in navigating policy options, from term life to whole life, ensuring financial protection for loved ones. Services include policy comparisons and guidance through the application process. A specialty service this agent can add on is final expense insurance to cover end-of-life costs.

UI
214 5th Ave
Universal Insurance Co
Life Insurance Agent · Bay Shore, NY
(315) 239-3997
FC
194 N Fehr Way Suite D-3
First Choice Insurance New York
Life Insurance Agent · Bay Shore, NY
(631) 729-9572
SI
90 Millpond Ln
SafeCity Insurance Agency NY
Life Insurance Agent · Bay Shore, NY
(917) 310-3567
IP
214 5th Ave
ICR Professional Services Inc
Life Insurance Agent · Bay Shore, NY
(631) 224-1955
icrprofessionalservices.com
CI
21 Third Ave Suite 1
Cochrane Insurance
Life Insurance Agent · Bay Shore, NY
(631) 665-3100
AI
1784 5th Ave Unit B
Alpine Insurance
Life Insurance Agent · Bay Shore, NY
(631) 435-0001
JD
1555 Sunrise Hwy #3c
J.D.A. Hurley Inc Insurance Agency
Life Insurance Agent · Bay Shore, NY
(631) 665-6060
jdahurley.com

What Does a a Life Insurance Agent in Bay Shore Cost?

Life insurance costs in Bay Shore New York vary by age health coverage amount and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year 500000 dollar term policy. Whole life insurance premiums can range from 100 to 300 dollars per month for similar coverage. New York state requires insurers to use standard mortality tables and file rates with the Department of Financial Services. This is general information and not insurance advice.

About life insurance agents in Bay Shore

Life insurance agents in Bay Shore New York help residents and small business owners choose policies that meet state requirements. New York law mandates that all life insurance agents must hold a valid license from the New York State Department of Financial Services. Local agents can guide you through options such as term life whole life and universal life insurance tailored to your budget and family needs.

Frequently Asked Questions

What license does a life insurance agent in Bay Shore need?

A life insurance agent in Bay Shore must hold a New York State life insurance license issued by the Department of Financial Services. The agent must complete pre licensing education and pass the state exam. Continuing education is required every two years to keep the license active.

How long does it take to get life insurance in Bay Shore New York?

The application process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval times than whole life policies. New York law allows a free look period of at least 10 days after you receive the policy.

Can a Bay Shore life insurance agent help with New York estate planning?

Yes many life insurance agents work with estate planning attorneys to coordinate policies with wills and trusts. Life insurance proceeds in New York are generally not subject to state income tax. The agent can help you name beneficiaries and set up an irrevocable life insurance trust if needed.

Life Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.