The top-rated life insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 19 life insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | Marlene Dunlap-Martino | 2-8 Hawley St | (607) 245-9520 |
| 7 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 8 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 9 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 10 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
Adam J. Roux: Allstate Insurance serves Broome County and the greater Binghamton area, offering personalized life insurance agent services to local residents and families. The agency helps clients understand their coverage needs and select appropriate policies for financial protection. Common services include term life insurance for temporary coverage needs and whole life insurance for long-term financial planning. The agency also handles accident and health insurance policies for additional security.
Jim Rollo - State Farm Insurance Agent in Binghamton, New York provides a range of life insurance services designed to help individuals and families protect their financial futures. The office offers personalized policy guidance, periodic coverage reviews, and support for policy adjustments as clients’ circumstances change. Plans can be tailored to address mortgage protection, income replacement, or final expense needs through term or permanent options. Jim Rollo serves clients in different property situations, including single-family homes, apartments, retail, and restaurants.
Triple Cities Agency LLC serves homeowners, renters, and local business owners in the Binghamton, New York, area by helping them navigate the selection of life insurance policies. The agency works with clients to assess their coverage needs and compares options from various insurers to find suitable plans for financial protection. Services include term life and whole life policy consultations. It also provides life insurance guidance for families and self-employed individuals throughout the Southern Tier region, with coverage available in the nearby village of Johnson City.
Walls Insurance provides life insurance services to residents of Binghamton, New York, and the surrounding communities in Broome County. The agency helps clients evaluate their financial planning needs, including term life, whole life, and other policy types designed to protect beneficiaries. In handling a typical assignment, the agent’s general approach involves meeting with the client to review personal circumstances and financial goals, then comparing relevant product options from available carriers to recommend a suitable coverage amount and term length.
Mark Anderson, a life insurance agent in Binghamton, NY, helps clients distinguish between one-time term policies and recurring permanent coverage options. He assists individuals and families in selecting policies that protect against financial loss. Clients can expect guidance on life insurance needs, including reviewing existing plans. Service runs on a scheduled basis for annual policy reviews and on an as-needed basis for new quotes or claim assistance.
Marlene Dunlap-Martino provides life insurance services in the Binghamton, NY area. The company focuses on helping individuals and families secure financial protection through various policy options. It can also assist clients in adding riders or supplemental coverage to meet specific long‑term needs. The business serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
As the seasons change in Binghamton, many residents begin reviewing their financial plans and consider securing their family’s future. John Barbieri’s State Farm Insurance Agency helps local individuals understand the options available through a life insurance policy, offering guidance on coverage that fits individual needs and budgets. The agent’s approach begins with a straightforward, no-pressure conversation about current protection gaps and long-term goals. A simple initial-assessment meeting is scheduled to review personal circumstances and explore appropriate solutions.
AA-Wyak Insurance Agency Inc., located in Binghamton, NY, is known for offering life insurance policies to local residents. Its service range includes helping clients select term life or whole life coverage that aligns with their financial goals. These policies provide financial protection to families in the area. Standard services involve assessing client needs for coverage amounts and policy durations. For an added specialty, the agency can assist clients in adding a universal life insurance rider to an existing policy.
Security Mutual Life Insurance Company of New York provides tailored life insurance coverage planning and policy management services to individuals and families in Binghamton, New York. The agency generally assists clients with evaluating long-term financial protection needs and selecting appropriate policy types and benefit levels. At tax season, it helps clients understand how life insurance proceeds and cash values may impact estate and income tax obligations, ensuring informed financial decisions during annual filing periods.
What Does a a Life Insurance Agent in Binghamton Cost?
Life insurance costs in Binghamton New York vary by age health and coverage amount. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. New York regulations require agents to provide a policy summary that includes premium details and any fees. Costs are higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in Binghamton
Life insurance agents in Binghamton New York help residents find coverage that fits their needs and budget. New York State Insurance Law requires agents to be licensed and follow strict disclosure rules. Local agents can explain how New York specific regulations like the Guaranty Fund protect policyholders.
Frequently Asked Questions
What license does a life insurance agent in Binghamton need?
A life insurance agent in Binghamton must hold a valid New York State license. The New York Department of Financial Services issues these licenses after the agent passes a state exam and completes continuing education each year.
How long does it take to get life insurance in New York?
The process can take from a few days to several weeks depending on the policy type. New York law allows a free look period of 10 days after you receive the policy during which you can cancel for a full refund.
Are life insurance benefits taxable in New York?
Life insurance death benefits are generally not subject to New York state income tax. However if the policy is part of the deceased estate the value may be subject to New York estate tax for estates over the exemption amount.
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