The top-rated life insurance agent in Kings Mountain, North Carolina is Groves Insurance Agency Inc, rated 4.7 stars across 94 reviews. Other highly rated options include Warlick and Hamrick Insurance, Nationwide Insurance: Byus & Associates, Inc., NC Farm Bureau Insurance. This directory lists 10 life insurance agents serving Kings Mountain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Groves Insurance Agency Inc | 1205 Shelby Rd | (704) 734-4810 |
| 2 | Warlick and Hamrick Insurance | 106 E Mountain St | (704) 739-3611 |
| 3 | Nationwide Insurance: Byus & Associates, Inc. | 210 E King St | (704) 739-3953 |
| 4 | NC Farm Bureau Insurance | 1308 Shelby Rd | (704) 739-9590 |
| 5 | Amos Agency LLC Insurance | 235 S Battleground Ave | (704) 739-3300 |
| 6 | Kale Insurance | 307 York Rd | (704) 739-6411 |
| 7 | Bradley Insurance Services | 219 S Battleground Ave | (704) 477-1331 |
| 8 | CocoConsults Insurance Medicare, Health& Life | 510 W King St suite b | (704) 584-9156 |
| 9 | Mutual of Omaha Insurance Co | 241 S Battleground Ave | (704) 739-2244 |
| 10 | Hord Insurance Services | 700 E Gold St | (704) 734-9422 |
Groves Insurance Agency Inc serves Kings Mountain and the surrounding Cleveland County area, specializing in life insurance agent services for local residents. The agency assists clients in evaluating their financial protection needs and selecting appropriate coverage options. Policies are designed to provide financial security for families and individuals. Common coverage includes term life and whole life insurance plans.
Warlick and Hamrick Insurance provides life insurance agent services to clients in and around Kings Mountain, NC. It offers guidance on policy selection and assists with the ongoing management of coverage plans to meet individuals’ evolving needs. The company helps customers evaluate term, whole, and universal life insurance options through a consultative process. Standard services include periodic policy reviews and beneficiary updates to ensure plans remain aligned with personal and financial goals. Its clients include owners of single-family homes, apartments, retail establishments, and restaurants.
Nationwide Insurance: Byus & Associates, Inc. in Kings Mountain, NC serves local homeowners, businesses, and property managers with life insurance agent services. The agency helps clients evaluate coverage options to support financial protection for families and business continuity. It provides guidance on policy choices tailored to individual needs and long-term security goals. Residents in nearby Shelby and the surrounding Cleveland County area also rely on this agency for life insurance planning and support.
As Youngsville families consider how to protect their financial future during transition seasons, NC Farm Bureau Insurance provides life insurance options tailored to local needs. Operating from a Youngsville office, this agency helps residents understand coverage that can support loved ones after an unexpected loss. Their representatives assess each household's income, debts, and long-term goals to recommend appropriate policy amounts and terms. The initial step involves a no-obligation meeting to review personal circumstances and begin the application process.
Amos Agency LLC Insurance serves Kings Mountain and the surrounding communities in the Cleveland County area, handling life insurance needs for local residents. It guides clients through term and permanent policy options to help secure financial protection for their families. The agency typically begins by reviewing a client's current coverage and long-term goals before recommending suitable plans from its available insurance carriers. This straightforward consultation process helps customers make informed decisions tailored to their individual circumstances.
Kale Insurance provides life insurance solutions to individuals and families in Kings Mountain, North Carolina. Its services include term and whole life coverage, helping clients address income protection and final expense needs. The company assists policyholders with plan adjustments and beneficiary updates throughout the life of the policy. It serves a variety of local property types, including single-family homes, apartment complexes, and small retail businesses.
Bradley Insurance Services, based in Kings Mountain, NC, offers both one-time policy reviews for immediate coverage needs and recurring annual consultations to adjust life insurance plans as circumstances change. Their advisors help clients select term or whole life policies that align with long-term financial goals in the local area. Service operates on a scheduled basis, with appointments arranged in advance to review changing coverage requirements over time.
As spring approaches in Kings Mountain, many families begin reviewing their coverage to prepare for new seasons of change. CocoConsults Insurance Medicare, Health& Life helps local residents navigate life insurance options tailored to their individual circumstances. The company guides clients through policy choices that address both current needs and long-term financial security. Understanding local coverage requirements can be complex, so the agency focuses on explaining policy features clearly and thoroughly. Their process typically begins with a complimentary assessment of the client’s personal situation and coverage goals.
Mutual of Omaha Insurance Co provides life insurance agent services, offering assistance with term, whole, and universal life policies for individuals and families in Kings Mountain, NC. It also guides clients through the general process of selecting coverage tailored to their financial goals and future needs. The company helps residents address concerns about providing financial security during the fall season, when many review coverage ahead of year-end holidays.
Hord Insurance Services assists individuals and families in Kings Mountain, North Carolina, with financial protection planning. As a life insurance agent, the company helps clients explore policy options to address long-term needs and income security. It can also provide supplemental coverage solutions during the quoting process. The agency serves individuals in residential settings as well as commercial sectors such as offices, warehouses, and food service.
What Does a a Life Insurance Agent in Kings Mountain Cost?
Life insurance costs in Kings Mountain North Carolina vary based on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 250000 dollar term life policy. A 55 year old with moderate health conditions could pay 100 to 200 dollars per month for similar coverage. Whole life policies cost more but build cash value over time. This is general information not insurance advice.
About life insurance agents in Kings Mountain
Life insurance agents in Kings Mountain North Carolina help residents find coverage that fits their needs and budget. North Carolina requires all life insurance agents to hold a valid state license and follow regulations set by the North Carolina Department of Insurance. Local agents understand the specific needs of Kings Mountain families and businesses in Cleveland County.
Frequently Asked Questions
What license does a life insurance agent need in North Carolina?
Life insurance agents in North Carolina must hold a valid Life and Health insurance license issued by the North Carolina Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They also must complete continuing education every two years to keep their license active.
How long does a life insurance application take in Kings Mountain?
The application process can take from a few days to several weeks depending on the type of policy and the applicants health. Term life policies with no medical exam may be approved in 24 to 48 hours. Policies requiring a medical exam and underwriting can take 4 to 8 weeks.
What is the free look period for life insurance in North Carolina?
North Carolina law gives you a free look period of 10 days after you receive your life insurance policy. During this time you can cancel the policy for any reason and get a full refund of any premiums paid. This period starts when you receive the policy document.