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Find Life Insurance Agents Near You in Lincolnton, NC

Browse life insurance agents serving Lincolnton, North Carolina. Updated 2026-07-14.

The top-rated life insurance agent in Lincolnton, North Carolina is L&L Insurance Agency Lincolnton, NC, rated 4.9 stars across 349 reviews. Other highly rated options include Kale Insurance, Billye Roland - State Farm Insurance Agent, Paul Parker - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Lincolnton.

Showing 19 life insurance agents in Lincolnton, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L&L Insurance Agency Lincolnton, NC1442 N Aspen St(704) 732-1811
2Kale Insurance107 N Cedar St(704) 732-4646
3Billye Roland - State Farm Insurance Agent1912 E Main St(704) 732-2253
4Paul Parker - State Farm Insurance Agent1203 E Main St(704) 735-7700
5Patricia Mosteller: Allstate Insurance2614 E Main St(704) 732-6890
6Watson Insurance Agency301 E Main St(704) 735-3006
7Alan Carpenter: Allstate Insurance479 N Generals Blvd(704) 735-8952
8Total Choice Insurance Agency2586 E Main St(704) 908-1505
9Leavitt Elite Insurance Advisors2740 NC-27(704) 735-6974
10Leonard Insurance Advisors, LLC312 E Water St(704) 735-7427
LI
1442 N Aspen St
L&L Insurance Agency Lincolnton, NC
Life Insurance Agent · Lincolnton, NC

L&L Insurance Agency serves the Lincolnton, North Carolina area, specializing in life insurance agent services. This agency helps local residents and families evaluate their financial protection needs and secure policies that provide for loved ones after a death. The company guides clients through the process of applying for coverage suited to their household budgets and long-term goals. It handles both term life insurance policies and whole life insurance products in Lincoln County.

KI
107 N Cedar St
Kale Insurance
Life Insurance Agent · Lincolnton, NC

Kale Insurance provides a full range of life insurance services for individuals and families in the Lincolnton, NC area. The agency helps clients select appropriate term, whole, and universal life policies. Ongoing service includes annual policy reviews to adjust coverage as needs change and assistance with beneficiary updates and claims processing. The agency works with a variety of property types, including single-family homes, apartments, retail storefronts, and local restaurants.

BR
1912 E Main St
Billye Roland - State Farm Insurance Agent
Life Insurance Agent · Lincolnton, NC

Billye Roland - State Farm Insurance Agent serves local homeowners, renters, and business owners in Lincolnton, NC, by providing life insurance policies that help protect families and assets in the event of an unexpected loss. The agency also offers auto, health, and property coverage tailored to individual needs. Clients receive personalized guidance to find suitable plans for their circumstances. This office also extends its services to residents in nearby Denver and the greater Lincoln County area.

PP
1203 E Main St
Paul Parker - State Farm Insurance Agent
Life Insurance Agent · Lincolnton, NC

Paul Parker - State Farm Insurance Agent serves Lincolnton, NC and the surrounding communities, handling a full range of life insurance policies for local residents. The agency works with individuals and families to understand their specific coverage needs, whether for final expenses, income replacement, or other long-term financial goals. To handle a typical job, the agent meets with clients to review their personal situation, explains available policy options clearly, and helps them select a suitable plan that fits their budget.

PM
2614 E Main St
Patricia Mosteller: Allstate Insurance
Life Insurance Agent · Lincolnton, NC

Patricia Mosteller: Allstate Insurance in Lincolnton, NC assists with life insurance, which generally requires an upfront purchase for a set term or permanent policy rather than recurring visits. Coverage options provide financial protection for beneficiaries in the event of the policyholder’s death. Local agents in this work guide clients through selecting appropriate benefit amounts and explaining policy terms. Service for policy setup and management runs on a one-time basis unless adjustments or claims necessitate follow-up visits.

WI
301 E Main St
Watson Insurance Agency
Life Insurance Agent · Lincolnton, NC

Watson Insurance Agency serves the Lincolnton, North Carolina area, offering professional life insurance agent services to local residents and businesses. The agency focuses on helping individuals and families assess their financial protection needs and secure suitable coverage options. Their work includes guiding clients through different policy choices to match specific life stages and budget considerations. Common services handled in this region include term life insurance for temporary coverage needs and whole life insurance for permanent protection and cash value accumulation.

AC
479 N Generals Blvd
Alan Carpenter: Allstate Insurance
Life Insurance Agent · Lincolnton, NC

Alan Carpenter: Allstate Insurance in Lincolnton, NC, specializes in life insurance agent services, tailoring coverage plans to secure families in the local area. The agency helps clients select policies that provide financial protection and support long-term estate planning goals. General service work includes regularly reviewing existing coverage to adjust for life changes such as marriage or home purchases. As summer approaches, it addresses concerns about protecting new graduates heading into the workforce or college, ensuring their life insurance needs are met before they gain independence.

TC
2586 E Main St
Total Choice Insurance Agency
Life Insurance Agent · Lincolnton, NC

As local families in Lincolnton, NC, plan for the future, securing financial protection for loved ones becomes a priority. Total Choice Insurance Agency helps clients navigate life insurance options tailored to their needs. From term policies covering a mortgage to whole life planning for long-term security, the agency assists in comparing coverages that fit different budgets and life stages. For those considering coverage, the initial step involves a straightforward in-person or phone assessment. In this consultation, a representative reviews personal circumstances to recommend suitable policies.

LE
2740 NC-27
Leavitt Elite Insurance Advisors
Life Insurance Agent · Lincolnton, NC

Leavitt Elite Insurance Advisors provides a range of life insurance policies, including term, whole, and universal life coverage, to clients in Lincolnton and the surrounding area. Its service plans involve assessing individual financial goals and health circumstances to recommend appropriate coverage levels. Ongoing support includes policy reviews and assistance with beneficiary updates or claims filing. The agency services single-family homes, apartments, retail establishments, and restaurants requiring key-person or business succession life insurance.

LI
312 E Water St
Leonard Insurance Advisors, LLC
Life Insurance Agent · Lincolnton, NC

Leonard Insurance Advisors, LLC provides life insurance services for individuals and families in Lincolnton, North Carolina, focusing on policies that offer financial protection and future planning. The agency specializes in term life and whole life products, helping clients determine appropriate coverage for their unique circumstances. Its team assists with beneficiary designations and policy reviews to ensure ongoing suitability. Leonard Insurance Advisors can serve commercial sectors such as offices, warehouses, and food service operations seeking business continuity coverage and key person policies.

TH
228 E Main St
Turner Houser Insurance Group
Life Insurance Agent · Lincolnton, NC
(704) 732-9577
turnerhouserins.com
LW
312 E Water St
Leonard Wealth Management, LLC, A Registered Investment Advisor
Life Insurance Agent · Lincolnton, NC
(704) 735-7427
leonardwealth.net
CI
334 S Aspen St
Citizens Insurance Agency, Inc.
Life Insurance Agent · Lincolnton, NC
(704) 735-2251
citizensins.net
NF
2000 N Aspen St
NC Farm Bureau Insurance
Life Insurance Agent · Lincolnton, NC
(704) 735-1483
ncfbins.com/lincolnton
LI
510 E Main St
Lincoln Insurance Agency
Life Insurance Agent · Lincolnton, NC
(704) 735-6005
lincolninsuranceagencyinc.com
NI
206 Lithia Inn Rd
Nationwide Insurance: Stanley M. Goodson
Life Insurance Agent · Lincolnton, NC
(704) 735-2425
1A
417 E Main St
1st Advantage Insurance Group
Life Insurance Agent · Lincolnton, NC
(704) 488-3541
1stadvantageinsurancegroup.com/contact-us/index.html
IH
2595 N Aspen St
Insurance House by Triplett & Associates
Life Insurance Agent · Lincolnton, NC
(704) 495-3436
IG
2409 North Carolina Hwy 150
Ifs Group
Life Insurance Agent · Lincolnton, NC
(704) 732-4646

What Does a a Life Insurance Agent in Lincolnton Cost?

Life insurance costs in North Carolina vary based on age, health, and coverage amount. A typical term life policy for a healthy 35-year-old in Lincolnton may cost between 20 and 50 dollars per month for 250,000 dollars of coverage. Whole life policies often start at 100 dollars per month. Costs also depend on the insurer and the policy features. This is general information and not insurance advice.

About life insurance agents in Lincolnton

Life insurance agents in Lincolnton, North Carolina help residents find coverage that meets their needs. North Carolina law requires agents to hold a valid license from the state Department of Insurance. Local agents can guide you through term, whole, and universal life policies available in Lincoln County.

Frequently Asked Questions

What license does a life insurance agent need in North Carolina?

Agents must pass the state exam and hold a valid life insurance license from the North Carolina Department of Insurance. They must also complete continuing education every two years to renew their license.

How do I choose a life insurance agent in Lincolnton?

Look for an agent with experience in North Carolina insurance laws and a good reputation in Lincoln County. Ask about their familiarity with local carriers and their process for comparing policies.

What types of life insurance are common in North Carolina?

Term life, whole life, and universal life are common options. North Carolina does not have a state income tax on life insurance proceeds, which can be a benefit for beneficiaries.

Life Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.