The top-rated life insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 21 life insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 7 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 8 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 9 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
Bud Hillard - State Farm Insurance Agent serves clients in the Fairborn, Ohio area and surrounding Greene County, focusing on life insurance agent services. The agency helps individuals and families secure financial protection by offering customized coverage to meet long-term needs. Policies are designed to provide income replacement and final expense support during difficult times. The office specifically handles term life insurance and whole life insurance products for local residents.
Mike Baker - State Farm Insurance Agent in Fairborn, OH provides a range of life insurance options, including term and whole life policies designed for financial protection. The agency assists clients in selecting appropriate coverage and offers ongoing policy reviews to help adjust plans as circumstances change. Services are available for individuals and families, as well as for business owners seeking key person coverage. The typical properties it services include single-family homes, apartments, retail businesses, and restaurants.
Homeowners and local business owners in Fairborn can turn to Jeff Roberts - State Farm Insurance Agent for life insurance coverage to help protect their beneficiaries from financial hardship. The agency also assists families considering whole life or term policies tailored to their specific needs. Services include policy reviews and guidance through application processes. This life insurance agent additionally serves clients in the nearby Beavercreek area.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities in Greene County. The agency handles life insurance policies designed to provide financial protection for families and individuals. A typical job begins with a thorough consultation to assess the client's specific coverage needs and long-term goals. The process then involves comparing available policy options from various carriers. Finally, the agency guides clients through underwriting and the application completion, ensuring a clear understanding of each policy's terms and benefits.
For life insurance, clients may choose between a one‑time term policy or a recurring multi‑year plan that builds cash value. Kevin Whitten American Family Insurance in Fairborn, OH, guides residents through these coverage options to match their financial goals. The agency provides life insurance for income replacement, mortgage protection, and final expense needs. Service for selecting and adjusting these policies runs on an as‑needed basis, with annual reviews available for existing clients.
American National Insurance Co in Fairborn, OH offers term life, whole life, and universal life insurance policies tailored to individual financial goals. It provides guidance through the application process and advises clients on beneficiary designations and coverage amounts. The agency helps adults establish income replacement plans for their dependents. During local open enrollment periods, it assists families in reviewing policy options when life circumstances shift due to marriage or a new child.
As the seasons shift in Fairborn, families often reassess their plans for the future and the need for security. G A Campbell Agency responds to this local concern by helping residents navigate the options for whole and term life insurance policies tailored to various stages of life. The agent works closely with clients to explain how coverage can protect loved ones from unexpected financial burdens. An initial consultation is scheduled to review individual needs and discuss potential coverage amounts.
Nationwide Insurance: Brian D Parrett assists clients in Fairborn with financial planning and risk management, specializing in life insurance policies that provide income replacement and final expense coverage. As a local life insurance agent, the agency works to help individuals and families secure protection for their long-term needs. This office also offers guidance on selecting appropriate coverage amounts and policy types for different budgets. Its services can support the needs of local commercial sectors, including offices, warehouses, and food service operations.
As a life insurance agent serving Fairborn, Ohio, Bankers Life focuses on residential clients seeking financial protection for their families. The agency also provides commercial insurance coverage tailored to local business owners within the Fairborn area. Their standard services include policy reviews and adjustments to meet changing customer needs. After each initial policy setup, the office schedules routine follow-up contact to ensure coverage remains appropriate and to assist with any claims or beneficiary updates between regular visits.
Parrett Insurance Group is a Fairborn, OH life insurance agent company known for helping individuals and families select appropriate coverage. The firm assists clients in evaluating term life, whole life, and universal life policies to meet long-term financial protection goals. It also addresses coverage needs related to income replacement, final expenses, and mortgage protection. Parrett Insurance Group can additionally add a specialty service for business succession planning, helping local entrepreneurs secure key person insurance or buy-sell agreement funding.
What Does a a Life Insurance Agent in Fairborn Cost?
Typical costs for life insurance in Ohio range from about $25 to $100 per month for a healthy 35-year-old with a $500,000 term policy. Rates increase with age and health conditions. Whole life policies often cost more but build cash value. This is general information and not insurance advice.
About life insurance agents in Fairborn
Life insurance agents in Fairborn, Ohio help residents find coverage that fits their needs and budget. Ohio law requires agents to hold a valid state license and follow specific rules for policy disclosures. Working with a local agent can simplify the process of comparing term life and whole life policies.
Frequently Asked Questions
What license does a life insurance agent in Fairborn need?
Agents must hold an Ohio insurance producer license for life insurance. They complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
How long do I have to contest a life insurance claim in Ohio?
Ohio law gives insurers a two-year contestability period from the policy issue date. After two years, the insurer cannot deny a claim based on misstatements in the application unless fraud is proven.
Do I need a medical exam for life insurance in Fairborn?
Many policies require a medical exam, but some offer simplified issue or guaranteed issue options with no exam. An agent can help you find a policy that matches your health status and coverage needs.
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