The top-rated life insurance agent in Independence, Ohio is Gallagher Insurance, Risk Management & Consulting, rated 4.6 stars across 443 reviews. Other highly rated options include LC Financial Group, Zambetti Insurance, Farmers Insurance - Phillip Kerber. This directory lists 23 life insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gallagher Insurance, Risk Management & Consulting | 6100 Rockside Woods Blvd N #310 | (440) 888-7300 |
| 2 | LC Financial Group | 5000 Rockside Rd STE 450 | (833) 832-6523 |
| 3 | Zambetti Insurance | 6100 Oak Tree Blvd Suite 200 | (216) 643-2969 |
| 4 | Farmers Insurance - Phillip Kerber | 7111 Brecksville Rd | (440) 799-8877 |
| 5 | Jacki Schaffer at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4278 |
| 6 | Melissa Bullock at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 788-4271 |
| 7 | Renee Schnebelin at Comparion Insurance Agency | 3 Summit Park Dr Ste 125 | (440) 783-3382 |
| 8 | Comparion Insurance by Liberty Mutual - Michael Stauss Team - Cleveland Location | 3 Summit Park Dr Ste 125 | (440) 788-4277 |
| 9 | AAA Independence Insurance and Member Services | 5700 Brecksville Rd | (216) 606-6300 |
| 10 | First Liberty Insurance Agency | 4200 Rockside Rd #202 | (216) 496-4575 |
Gallagher Insurance, Risk Management & Consulting serves the Cuyahoga County area from its location in Independence, Ohio. As a life insurance agent, the company assists individuals and families with securing financial protection through various personal coverage plans. Their work typically includes helping clients evaluate options for income replacement and final expense planning. Gallagher Insurance, Risk Management & Consulting handles term life policies and whole life insurance arrangements in the local region.
LC Financial Group provides a range of life insurance products designed to help individuals and families secure financial protection for the future. The agency assists clients in evaluating their coverage needs and maintaining policies through regular reviews to ensure benefits remain aligned with changing circumstances. Service plans are tailored to address long-term financial goals rather than short-term needs. The company serves homeowners in single-family residences, tenants in apartment complexes, and business owners operating retail establishments and restaurants throughout Independence, Ohio.
Zambetti Insurance serves homeowners, businesses, and property managers in Independence, Ohio, by providing life insurance agent services. It assists clients in securing financial protection through personalized policy guidance and coverage options. The business helps residents and local organizations plan for long-term security and family well-being. It also covers the broader Cleveland metro area, including the neighboring community of Brecksville.
Farmers Insurance - Phillip Kerber serves Independence, Ohio, and the surrounding communities in Cuyahoga County. It handles life insurance coverage, helping clients plan for financial protection and family security. The business assists individuals in evaluating their long-term needs, from income replacement to covering final expenses. A typical job involves reviewing a client’s current situation and future goals to recommend a policy that fits their budget and lifestyle. This approach uses a straightforward needs assessment to match coverage options with each customer’s personal circumstances.
Jacki Schaffer at Comparion Insurance Agency specializes in providing tailored life insurance policies to individuals and families in Independence, Ohio. The agency’s general service work includes helping clients select suitable coverage to protect their financial future and loved ones. As the colder months approach, it assists policyholders in reviewing their coverage to ensure it still meets changing family needs and winter-related security concerns.
As the seasons shift in Independence, many families begin reviewing their financial protection plans. Melissa Bullock at Comparion Insurance Agency helps residents evaluate life insurance options tailored to their household needs. The agency operates as a straightforward local resource for those seeking coverage in Cuyahoga County. Clients typically schedule a no-obligation consultation to discuss term or permanent policy choices. This initial meeting allows the agent to assess individual or family requirements before presenting recommended options.
Renee Schnebelin at Comparion Insurance Agency serves the Independence, Ohio area as a local life insurance agent. The business specializes in helping individuals and families select policy options that provide financial protection for their beneficiaries. Their service range includes term and permanent life insurance solutions tailored to various coverage needs. As an independent agency, they can explain how each type of policy functions in different scenarios. The agency additionally offers consultation on adding riders such as accelerated death benefits.
Comparion Insurance by Liberty Mutual - Michael Stauss Team provides life insurance coverage solutions to individuals and families in the Cleveland area and surrounding suburbs. Located in Independence, OH, the agency helps clients select appropriate term and permanent life policies to protect their financial futures. The team can serve commercial clients operating in local offices, warehouses, and food service establishments throughout the region.
AAA Independence Insurance and Member Services in Independence, OH offers both one-time and recurring service options for life insurance agents, helping individuals select a single policy or manage ongoing coverage adjustments. The company assists clients by comparing term, whole, and universal plans to match financial goals and family needs. A policy may be purchased once for temporary protection or revisited annually for changing circumstances. All services are provided on a scheduled or as-needed basis depending on client requests.
First Liberty Insurance Agency serves residents of Independence and the surrounding area with personalized life insurance guidance. The agency also offers commercial coverage options for local businesses needing employee benefit planning. Their professional advisors assess individual financial goals to recommend appropriate policy types and coverage amounts. Following an initial policy setup, the agency schedules regular annual reviews and keeps in touch by phone for any necessary beneficiary updates or coverage adjustments between those meetings.
What Does a a Life Insurance Agent in Independence Cost?
Typical costs for life insurance in Ohio vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. Older applicants or those with health issues may pay higher rates. This is general information and not insurance advice.
About life insurance agents in Independence
Life insurance agents in Independence Ohio help residents find coverage that fits their needs and budget. Ohio law requires agents to hold a valid license from the Ohio Department of Insurance. These professionals can explain policy options and guide you through the application process for term life whole life and universal life insurance.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An agent must hold a valid life insurance license from the Ohio Department of Insurance. This requires passing a state exam and completing continuing education every two years.
Can an agent help me compare policies from different companies?
Yes independent agents in Independence can show you quotes from multiple insurers. This helps you compare premiums coverage amounts and policy features side by side.
Is a medical exam always required for life insurance in Ohio?
No some policies offer no exam coverage for smaller face amounts. However most term and whole life policies over a certain limit require a medical exam to set the premium rate.
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