The top-rated life insurance agent in Lyndhurst, Ohio is AAA Lyndhurst Insurance and Member Services, rated 4.0 stars across 112 reviews. Other highly rated options include Chad Fields - State Farm Insurance Agent, Bambrick Insurance Agency, Inc, Monica Hoskins Agency LLC American Family Insurance. This directory lists 10 life insurance agents serving Lyndhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Lyndhurst Insurance and Member Services | 5356 Mayfield Rd | (440) 473-0700 |
| 2 | Chad Fields - State Farm Insurance Agent | 5035 Mayfield Rd Ste. 240 | (216) 382-7101 |
| 3 | Bambrick Insurance Agency, Inc | 5001 Mayfield Rd #217 | (216) 291-9850 |
| 4 | Monica Hoskins Agency LLC American Family Insurance | 5432 Mayfield Rd # 202 | (440) 461-1155 |
| 5 | Michael Preisler: Allstate Insurance | 5662 Mayfield Rd | (440) 461-1800 |
| 6 | Brainard Insurance | 5420 Mayfield Rd #102 | (440) 461-7311 |
| 7 | Ricardo W. Prude: Allstate Insurance | 5001 Mayfield Rd Ste 202 | (216) 283-1616 |
| 8 | Precision Insurance Solutions | 5035 Mayfield Rd #230 | (440) 332-7413 |
| 9 | State Farm Insurance | 5263 Mayfield Rd | (440) 449-3088 |
| 10 | Alex Yurovitsky, Registered Representative - New York Life | 5035 Mayfield Rd Ste 230 | (216) 291-2000 |
AAA Lyndhurst Insurance and Member Services serves Lyndhurst and the greater Cuyahoga County area in Ohio, focusing on life insurance agent services. This local agency helps individuals and families evaluate their financial protection needs, offering policies designed to provide income replacement and final expense coverage. If needed, they guide clients through underwriting and policy selection processes tailored to specific life stages. Depending on individual circumstances, it handles term life insurance applications and whole life insurance policy enrollments in this region.
Chad Fields - State Farm Insurance Agent in Lyndhurst, OH, provides a range of life insurance services, including term, whole, and universal life policies tailored to individual financial needs. The agency offers ongoing policy reviews and updates to help benefits remain aligned with changing life circumstances. It serves local residents and business owners seeking financial protection. Serviced properties include single-family homes, apartments, retail establishments, and restaurants.
Bambrick Insurance Agency, Inc in Lyndhurst, OH serves homeowners, families, and local business owners by providing life insurance policies tailored to individual financial goals and estate protection needs. The agency explains term, whole, and universal life options that help clients in Cuyahoga County secure income replacement or final expense coverage. Each recommendation is based on a personal consultation to assess long-term objectives. This agency also extends its life insurance services to clients throughout nearby Beachwood and the greater Cleveland metropolitan area.
At Monica Hoskins Agency LLC American Family Insurance in Lyndhurst, Ohio, clients choose between term life policies for temporary, fixed-rate protection and permanent life policies that build cash value over time for lifelong coverage. These options help families replace lost income, pay off debts, or fund future educational expenses. Service operates on an as-needed basis, with clients scheduling consultations when reviewing beneficiaries, adjusting coverage amounts, or exploring policy conversions as their financial situations evolve.
Michael Preisler: Allstate Insurance in Lyndhurst, OH, offers life insurance as a recurring service for long-term protection or as a one-time policy for specific needs. Coverage helps provide financial security for beneficiaries after an insured event. Life insurance agents in this area generally assist clients in selecting suitable policy options and explaining terms, benefits, and premiums. Premiums vary based on age, health, and coverage amount. Service for this agent typically runs on an as-needed basis for policy inquiries, annual reviews, or when adjustments are required.
Brainard Insurance specializes in term, whole, and universal life insurance policies for individuals and families in the Lyndhurst, OH area. The agency guides clients through the process of selecting appropriate coverage amounts and policy types to meet long-term financial goals. Routine services include policy reviews, beneficiary updates, and assistance with claims filing. For local residents, the agency helps families reassess their coverage following major life changes, such as the birth of a child or the purchase of a home. It also addresses concerns about securing final expenses during the autumn season.
Richard W. Prude: Allstate Insurance serves clients in Lyndhurst, Ohio, and the surrounding communities of the greater Cleveland area. The agency handles life insurance policies designed to provide financial protection for families and individuals against unexpected loss. It also assists with auto, home, and other coverage needs. Each client’s situation is reviewed carefully to match available policy options with personal goals and budget. The typical job follows a consultative process that begins with a thorough needs assessment before offering tailored plan recommendations.
As families in Lyndhurst begin planning for the new year, many consider whether their current coverage meets changing needs. Precision Insurance Solutions offers personalized life insurance agent services to help clients navigate these important decisions. The agent works one-on-one with individuals to understand their specific financial goals and health considerations. Policies are explained clearly, allowing residents to compare term and permanent options without pressure. The process begins with a convenient in-home or phone consultation to review existing coverage and discuss future protection needs.
Offering life insurance policies, this agency provides coverage that secures financial stability for families in Lyndhurst, Ohio. The team assists clients in evaluating whole life, term life, and universal life plans, adjusting recommendations as financial needs evolve over time. Benefit reviews can be scheduled to update beneficiaries or coverage amounts. As seasonal transitions increase travel and home maintenance activities, the agency can help review policy details to ensure adequate protection for new situations.
As a life insurance agent, Alex Yurovitsky, Registered Representative - New York Life offers financial protection planning for individuals and families in the Lyndhurst, Ohio area. The practice specializes in policy arrangements that can help cover final expenses or replace lost income for surviving dependents. Clients work with tailored solutions to address long-term security needs, often coordinating benefits with other personal assets. Serving local businesses, the agent also can assist with coverage for small commercial enterprises, including offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Lyndhurst Cost?
Life insurance costs in Ohio vary by age, health, policy type, and coverage amount. A healthy 35-year-old might pay between $25 and $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting around $100 per month for similar coverage. Rates are regulated by the Ohio Department of Insurance, but insurers set their own prices. This is general information, not insurance advice.
About life insurance agents in Lyndhurst
Life insurance agents in Lyndhurst, Ohio help residents choose term, whole, or universal life policies that fit their needs. Ohio law requires agents to hold a valid state license and follow the Ohio Department of Insurance regulations. Working with a local agent means you get personalized advice for Cuyahoga County and the greater Cleveland area.
Frequently Asked Questions
What does a life insurance agent in Lyndhurst do?
A life insurance agent helps you compare policies from different insurers, explains coverage types, and assists with the application process. They can recommend options based on your age, health, and financial goals. Agents in Ohio must pass a state exam and complete continuing education every two years.
How do I choose a life insurance agent in Lyndhurst Ohio?
Look for an agent who is licensed in Ohio and has experience with the type of policy you need. You can verify a license through the Ohio Department of Insurance website. Ask about their experience with local insurers and request a clear explanation of fees and commissions.
Is a life insurance agent required to disclose commissions in Ohio?
Yes, Ohio law requires agents to disclose any commissions or compensation they receive from the sale of a policy. This information must be provided in writing before you sign the application. Always ask for a full breakdown of costs and fees.
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