The top-rated life insurance agent in Milford, Ohio is Lovins Insurance Agency, rated 4.9 stars across 219 reviews. Other highly rated options include BIG Agency (Buechner Insurance Group), Quintin Fleig - State Farm Insurance Agent, Robert Dean - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lovins Insurance Agency | 130 Water St | (513) 831-7900 |
| 2 | BIG Agency (Buechner Insurance Group) | 954 Business 28 | (513) 831-4544 |
| 3 | Quintin Fleig - State Farm Insurance Agent | 312 Main St | (513) 831-4496 |
| 4 | Robert Dean - State Farm Insurance Agent | 1030 Main St | (513) 248-9500 |
| 5 | Sheppard Insurance Agencies: Allstate Insurance | 1053 OH-28 | (513) 575-5000 |
| 6 | Pam Damewood-Davis - State Farm Insurance Agent | 1077 OH-28 #207 | (513) 248-2527 |
| 7 | Joel Loyd American Family Insurance | 953 Lila Ave | (513) 831-0045 |
| 8 | American Heritage Insurance Group | 1120 OH-131 | (513) 248-8688 |
| 9 | Holliday Insurance Group | 5900 Wolfpen Pleasant Hill Rd C | (513) 831-6470 |
| 10 | Bradley Riffle: Allstate Insurance | 822 Main St | (513) 718-4774 |
Lovins Insurance Agency serves the Milford, Ohio area as a life insurance agent. The company helps clients select policies designed to provide financial protection for their beneficiaries. A life insurance agent typically assesses individual coverage needs based on factors such as income and family obligations. The firm guides customers through the process of comparing available term and permanent life plans. In this area, it assists with both final expense coverage to manage end-of-life costs and income replacement policies to safeguard long-term financial stability.
BIG Agency (Buechner Insurance Group) provides a full range of life insurance services for clients in and around Milford, OH, offering term, whole, and universal life policies tailored to individual needs. Their service includes regular policy reviews to adjust coverage as life circumstances change, ensuring clients maintain appropriate protection over time. The agency also assists with beneficiary updates and claims support. They serve homeowners in single-family homes, apartment dwellers, local retail operators, and owners of small restaurants.
Quintin Fleig - State Farm Insurance Agent in Milford, OH, serves homeowners, renters, and local business owners seeking financial protection. The agency provides life insurance policies that help cover mortgage obligations, income replacement, and final expenses for families. Policy options also include term and whole life products tailored to individual needs. In addition to Milford, the agent works with clients throughout the greater Cincinnati metro area, including nearby neighborhoods like Loveland and Montgomery.
For life insurance planning, clients may choose between one-time term coverage or recurring whole life options, which build cash value over time. Robert Dean, operating as a State Farm Insurance Agent in Milford, OH, assists individuals in selecting the appropriate policy type based on their long-term financial goals. This service is available on both a one-time basis for initial policy setup and as-needed for periodic plan reviews or adjustments.
Serving the Milford community and surrounding areas of southwestern Ohio, Sheppard Insurance Agencies: Allstate Insurance handles life insurance products for local residents. The agency works to assist clients in selecting coverage that fits their personal financial situations and family needs. By reviewing individual goals and exploring available policy options, the company aims to provide suitable life insurance solutions. This practice typically involves discussing a client’s long-term objectives and then comparing appropriate policy features to address those specific requirements.
As the leaves turn and families in Milford begin planning for the year ahead, many seek to secure their loved ones’ financial future. Pam Damewood-Davis - State Farm Insurance Agent helps local residents by offering personalized life insurance policies tailored to individual needs. This agency works closely with clients to explain coverage options, ensuring clear understanding of benefits. The initial step involves scheduling a straightforward, no-obligation consultation to review current coverage and assess specific long-term goals.
Joel Loyd American Family Insurance specializes in life insurance policies designed to provide financial protection for families and individuals in Milford, Ohio. The agency also offers general insurance services, including auto, home, and business coverage, helping clients manage risk and safeguard their assets. It assists with adjusting coverage during major life events such as marriage, childbirth, or retirement. As seasons change, the agency helps clients review policies to ensure adequate winter preparation against unexpected property damage or liability.
American Heritage Insurance Group in Milford, Ohio distinguishes between one-time policy purchases and recurring coverage plans, tailoring life insurance to protect families from financial loss upon a death. Their services encompass term and permanent policies, helping clients secure benefits for final expenses or income replacement. These consultations and plan implementations operate on an as-requested basis, allowing individuals to schedule appointments only when they need to review or update their existing coverage.
Bradley Riffle: Allstate Insurance works with individuals and families to identify appropriate life coverage for their specific needs, offering policy options that help provide financial protection over the long term in the Milford area. The agency also specializes in tailoring plans with additional coverage riders. Commercial sectors this agent serves include local offices, warehouses, and food service operations seeking to protect their businesses.
What Does a a Life Insurance Agent in Milford Cost?
The cost of life insurance in Ohio depends on your age, health, and the type of policy. A healthy 35-year-old might pay around $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for the same amount. Costs vary by case. This is general information, not insurance advice.
About life insurance agents in Milford
Life insurance agents in Milford, Ohio help residents find coverage that fits their needs. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can explain state-specific rules, such as the free look period that gives you 10 days to cancel a policy after purchase.
Frequently Asked Questions
What does a life insurance agent in Milford do?
A life insurance agent helps you compare policies from different companies. They explain options like term life, whole life, and universal life. They also help with the application process and answer questions about Ohio insurance laws.
Do I need a license to sell life insurance in Ohio?
Yes, Ohio requires all life insurance agents to hold a valid license from the Ohio Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
What is the free look period for life insurance in Ohio?
Ohio law gives you a 10-day free look period after you receive a life insurance policy. During this time you can cancel the policy for any reason and get a full refund. This rule applies to most individual life insurance policies sold in the state.
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