The top-rated life insurance agent in Parma, Ohio is Direct Auto Insurance, rated 4.8 stars across 319 reviews. Other highly rated options include Melissa Citovic-Vukotic - State Farm Insurance Agent, Joe Roeder - State Farm Insurance Agent, Nick Battilana - State Farm Insurance Agent. This directory lists 23 life insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 7803 Brookpark Rd | (216) 712-7850 |
| 2 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 3 | Joe Roeder - State Farm Insurance Agent | 6789 Ridge Rd Ste 211 | (440) 340-4138 |
| 4 | Nick Battilana - State Farm Insurance Agent | 1440 Rockside Rd #216a | (216) 712-6622 |
| 5 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 6 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 7 | Michael Harley - State Farm Insurance Agent | 7891 W 130th St | (440) 842-9500 |
| 8 | Advantage Auto Insurance Agency, Inc | 9695 Brookpark Rd | (216) 485-7400 |
| 9 | Capretta Insurance Agency Inc. | 5689 Pearl Rd | (440) 888-3113 |
| 10 | Marisella Rios Weible - HealthMarkets Insurance- Parma | 5925 Ridge Rd #2 | (440) 499-7840 |
Direct Auto Insurance serves the Parma, Ohio area and surrounding Cuyahoga County as a life insurance agent. The company helps individuals and families assess their financial protection needs through various coverage options. Clients can discuss term life policies that provide coverage for a set period. The office also assists with whole life insurance, which builds cash value over time for long-term planning.
Melissa Citovic-Vukotic - State Farm Insurance Agent provides comprehensive life insurance services, including term, whole, and universal life policies designed to support long-term financial planning for families and individuals. The agency also assists clients with policy reviews and adjustments to keep coverage aligned with changing life circumstances. Services are available for homeowners seeking personal coverage, renters protecting their future, and local small business owners. Property needs addressed include single-family homes, apartments, retail spaces, and restaurants.
Joe Roeder - State Farm Insurance Agent serves homeowners and local businesses in Parma, Ohio, by helping them secure life insurance coverage that provides financial protection for their families and assets. The agency also assists individuals in planning for long-term needs such as income replacement and final expenses through personalized policy discussions. With a focus on explaining coverage options clearly, this office supports clients through each step of selecting an appropriate plan for their stage of life. The agency additionally serves communities throughout Cuyahoga County and the broader Cleveland area.
Serving Parma, OH, and nearby communities, Nick Battilana - State Farm Insurance Agent handles life insurance coverage for local residents. The agency provides term and whole life policies to help families plan for future financial needs. In a typical case, an agent reviews the client’s current coverage and personal goals, then recommends suitable policy options to ensure dependents are protected. The office takes a personalized approach, working through each step of the selection and application process with the client.
The Four Star Insurance Agency in Parma, OH helps clients choose between term life policies, which provide coverage for a specified period, and permanent life insurance options that build cash value over a lifetime. Coverage is designed to replace lost income, pay final expenses, or settle outstanding debts. An analysis of individual goals determines whether a one-time term plan or a recurring whole life policy is most suitable. Services are generally available on an as-needed basis for policy reviews or new coverage inquiries.
Specializing in term, whole, and universal life insurance, Vince Hrobat Insurance Agency services clients throughout Parma, OH, focusing on individualized coverage plans. The agency works with families and individuals to secure financial protection, ensuring beneficiaries receive necessary support. It also assists with policy adjustments as life circumstances evolve. During the winter months, the agency helps clients review coverage options to address increased financial demands often associated with holiday expenses and cold-weather emergencies.
As the seasons change in Parma, many families begin reviewing their financial protections and future plans. Michael Harley - State Farm Insurance Agent assists local residents by offering guidance on life insurance policies that can help provide for loved ones. Located in the community, this agency serves individuals seeking to understand term and whole life options. The agent works with clients to evaluate coverage needs based on personal circumstances and priorities. An initial complimentary consultation is arranged to review current policies and discuss potential coverage amounts.
Advantage Auto Insurance Agency, Inc in Parma, OH assists clients with personal financial protection through life insurance policies. Its specialty includes recommending term, whole, or universal coverage options tailored to individual needs and budgets. The agency helps secure benefits that provide income replacement or final expense support for families. Commercial sectors it can serve include offices seeking key person coverage, warehouses needing business continuity protection, and food service establishments requiring buy-sell agreement funding.
Capretta Insurance Agency Inc. serves Parma, OH, area homeowners and renters seeking residential life insurance coverage. The agency also advises local small-business operators on commercial policies designed to protect their enterprises and employees. Service is available throughout Parma and the surrounding communities. Clients are encouraged to schedule follow-up appointments as their coverage needs evolve between regular annual visits, ensuring their policies remain aligned with current life stages and business goals.
What Does a a Life Insurance Agent in Parma Cost?
Typical costs for life insurance in Ohio vary by age health and policy type. A 35 year old non-smoker might pay 20 to 50 dollars per month for a 20 year term policy of 250,000 dollars. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Premiums also depend on the insurance company and your specific risk factors. This is general information not insurance advice.
About life insurance agents in Parma
Life insurance agents in Parma Ohio help residents choose policies that protect their families. Ohio law requires agents to hold a valid license from the Ohio Department of Insurance. Local agents can explain term life whole life and universal life options for Cuyahoga County residents.
Frequently Asked Questions
What license does a life insurance agent in Parma need?
Ohio requires life insurance agents to hold a valid resident or non-resident license. Agents must complete pre-licensing education and pass the Ohio insurance exam. You can verify an agents license on the Ohio Department of Insurance website.
How do I choose a life insurance agent in Parma Ohio?
Look for an agent with experience in Ohio insurance laws and a good reputation. Ask about their experience with different policy types and their knowledge of local Parma providers. Check online reviews and ask for referrals from neighbors.
What life insurance laws apply in Ohio?
Ohio has a free look period of 10 days for new life insurance policies. The state also requires insurers to pay claims within 30 days of receiving proof of death. Ohio law sets a two year contestability period for life insurance policies.
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