The top-rated life insurance agent in Rocky River, Ohio is Suzanne Parker - State Farm Insurance Agent, rated 4.7 stars across 78 reviews. Other highly rated options include Insurance Consultants Group, Robbie Anderson - State Farm Insurance Agent, Ryan Fritz: Allstate Insurance. This directory lists 10 life insurance agents serving Rocky River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Suzanne Parker - State Farm Insurance Agent | 2240 Wooster Rd | (440) 333-3848 |
| 2 | Insurance Consultants Group | 20180 Center Ridge Rd | (440) 356-2055 |
| 3 | Robbie Anderson - State Farm Insurance Agent | 1236 Smith Ct | (440) 356-2520 |
| 4 | Ryan Fritz: Allstate Insurance | 21851 Center Ridge Rd Ste 100 | (440) 895-0027 |
| 5 | David Spencer: Allstate Insurance | 20800 Center Ridge Rd Ste 115 | (440) 333-5800 |
| 6 | Mark Sundra American Family Insurance | 20525 Center Ridge Rd #606 | (216) 712-6444 |
| 7 | Benefits Insurance Co | 20425 US-20 | (419) 718-0485 |
| 8 | Sherri Banta Group Rocky River | 19035 Old Detroit Rd # 205 | (805) 471-1841 |
| 9 | Risk Strategies | 1249 Smith Ct | (440) 333-6020 |
| 10 | Farmers Insurance - Paul Grzybowski | 20325 Center Ridge Rd Ste 716 | (440) 331-6677 |
Suzanne Parker - State Farm Insurance Agent serves Cuyahoga County and the Rocky River, Ohio area, offering life insurance and related financial services to local residents. As a life insurance agent, the office helps clients understand term and whole life policy options for family income protection and final expense coverage. The agency handles policy reviews to align coverage with changing life stages like marriage or starting a family. It specializes in offering term life policies for temporary needs and permanent life insurance for lifelong security.
Insurance Consultants Group provides life insurance planning and policy options tailored to individual needs in Rocky River, Ohio. It offers guidance on selecting appropriate coverage amounts and policy types, with ongoing support for policy reviews and beneficiary updates. The agency assists clients in adjusting their plans as personal circumstances evolve over time. It services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Robbie Anderson - State Farm Insurance Agent provides essential insurance services to the Rocky River, Ohio community. The agency specializes in life insurance policies designed to help protect families financially. Additional products include auto and home coverage to meet varying personal needs. Supporting small business owners is also part of the firm’s daily work. The agency serves clients in local offices, warehouses, and various food service operations who require professional coverage.
Ryan Fritz: Allstate Insurance serves homeowners, small business owners, and property managers in the Rocky River area with tailored life insurance policies. The agency helps clients protect their families and financial futures through term, whole, and universal life coverage options. Each policy is designed to provide income replacement and debt protection for unexpected events. Personalized consultations ensure that coverage amounts match individual needs and budget constraints. The agency also provides support for claims and policy adjustments as circumstances change. Its service area extends to neighboring Lakewood and Cleveland’s western suburbs.
David Spencer: Allstate Insurance serves Rocky River and the surrounding communities in the Cleveland area. The agency handles a broad range of personal life insurance products designed to meet diverse financial protection needs. Its typical approach to serving clients begins with a thorough review of individual circumstances. This initial assessment guides policy recommendations that align coverage amounts with personal budget and long-term goals. The office then presents available options, explains key features and exclusions clearly, and assists with the application and underwriting process to secure the chosen coverage.
Mark Sundra American Family Insurance in Rocky River, OH helps individuals and families consider both one-time policy purchases and ongoing coverage plans that adapt as needs change. Their life insurance options focus on protecting beneficiaries in the event of a death, providing financial security during difficult times. Services include helping clients navigate term and whole life policies, which can be tailored to different budgets and goals. Consultations and policy reviews are available on an as-needed basis, allowing clients to adjust their coverage when life circumstances shift.
Benefits Insurance Co offers services such as life insurance policy guidance and retirement planning assistance, generally working with individuals and families in Rocky River to help them select appropriate coverage. Their daily operations involve reviewing policies and managing beneficiary designations for local clients. As seasons change, the company helps residents update their coverage to account for major life events like a recent marriage, the birth of a child, or moving into a new home in the area.
As families in Rocky River begin reviewing their annual budgets and future plans each new season, securing adequate coverage becomes a primary concern. The Sherri Banta Group in Rocky River assists residents in evaluating term, whole, and universal life insurance policies to match personal financial goals. Their services include comparing policy options from multiple carriers to find appropriate terms and benefit amounts. The process begins with an initial assessment of current coverage gaps and long-term needs during a private, no-obligation consultation.
Serving residential clients in Rocky River, Risk Strategies provides life insurance coverage to help families protect their financial future. The agency also offers commercial policies for local businesses seeking employee benefits or key person protection. Covering clients throughout the greater Cleveland area, the company works to match individuals and organizations with suitable policies from available carriers. Scheduling a follow-up consultation after the initial enrollment ensures policyholders can review their coverage and make adjustments when needed between regular annual visits.
Farmers Insurance - Paul Grzybowski provides life insurance coverage designed to help individuals and families protect their financial futures. The agency specializes in term life, whole life, and universal life policies that can address income replacement and final expense needs. Serving the Rocky River, Ohio area, it offers personalized consultations to assess client goals and risk tolerance. Its commercial life insurance services are available to local offices, warehouses, and food service operations, helping businesses secure key-person coverage and business continuation plans.
What Does a a Life Insurance Agent in Rocky River Cost?
Life insurance costs in Ohio vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies cost more often starting at 100 dollars per month for a similar amount. Rates also depend on factors like smoking status and family medical history. This is general information not insurance advice.
About life insurance agents in Rocky River
Life insurance agents in Rocky River Ohio help residents and businesses choose coverage that fits their needs. Ohio law requires agents to hold a valid state license and follow the Ohio Revised Code Title 39 regulations. Local agents can explain how Ohio estate recovery laws affect policy beneficiaries and provide guidance on policy options.
Frequently Asked Questions
What license does a life insurance agent in Rocky River need?
An agent must hold an Ohio life insurance producer license from the Ohio Department of Insurance. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to renew their license.
How long do I have to change my mind on a life policy in Ohio?
Ohio law gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.
Can a Rocky River agent help with final expense insurance?
Yes many local agents offer final expense or burial insurance policies. These are smaller whole life policies often with face values between 5000 and 25000 dollars. They do not require a medical exam in most cases.
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