The top-rated life insurance agent in Sylvania, Ohio is McGuire Group Insurance Agency, rated 4.9 stars across 157 reviews. Other highly rated options include J. Fox Agency LLC, Montgomery-Nichols, Mike Buck - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Sylvania.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGuire Group Insurance Agency | 6392 Monroe St | (419) 871-3580 |
| 2 | J. Fox Agency LLC | 5758 Main St #3 | (419) 843-9944 |
| 3 | Montgomery-Nichols | THORMONT BUILDING, 6616 Monroe St #6 | (419) 882-0080 |
| 4 | Mike Buck - State Farm Insurance Agent | 5525 Harroun Rd B | (419) 885-3305 |
| 5 | HealthMarkets Insurance - Shelby Parton | 6377 Monroe St | (419) 466-2572 |
| 6 | Farmers Insurance - Patrick Hogan | 4913 Harroun Rd # 4 | (419) 517-5579 |
| 7 | Makulinski Agency LLC American Family Insurance | 6387 Monroe St | (419) 318-5305 |
| 8 | Farmers Insurance - Robert Paxton | 5740 W Alexis Rd | (419) 885-5555 |
| 9 | Risk Strategies | First Insurance Group | 5520 Monroe St | (419) 472-6075 |
| 10 | Oswald Companies | 5671 Main St Suite 202 | (567) 200-2572 |
McGuire Group Insurance Agency serves the Sylvania, Ohio, area and the surrounding Lucas County region as a dedicated life insurance agent. The company assists local residents in evaluating coverage options that can help protect their families’ financial future. Whether guiding clients through term or whole life policies, the agency focuses on tailoring solutions to individual needs. This office handles final expense planning and income replacement policies for families in this community.
J. Fox Agency LLC provides a range of life insurance agent services in the Sylvania, OH area, including policy consultations and coverage needs assessments. The company offers assistance with plan selection and claims filing for clients. It helps maintain policies through periodic reviews of beneficiaries and coverage amounts. The agency services single-family homes, apartments, retail businesses, and restaurants in the community.
Montgomery-Nichols assists homeowners, families, and small business owners in Sylvania, Ohio, with life insurance policies designed to provide financial protection. The agency works with clients to understand their long-term needs, offering term and permanent coverage options that help secure beneficiaries' futures. Guidance is provided on policy selection, beneficiary designations, and premium structuring for various budgets. Neighboring areas such as Holland, Ohio, are also served through this local agency. The office focuses on straightforward consultations and policy management for area residents.
Mike Buck - State Farm Insurance Agent serves Sylvania, Ohio, and the surrounding communities in Lucas County. The agency handles life insurance policies designed to provide financial protection for local families. Typical needs addressed include income replacement and final expense planning. Mike Buck analyzes each client's personal situation and long-term goals to recommend suitable coverage amounts. The office generally works with clients to review existing policies during annual check-ins, ensuring coverage remains aligned with the client's changing life circumstances.
In Sylvania, Ohio, HealthMarkets Insurance - Shelby Parton helps clients understand the difference between term life insurance, which provides temporary coverage with a set expiration, and permanent life policies that last a lifetime. Typically, those seeking coverage need an agent to explain how face values and premium structures affect long-term financial planning. Service is conducted on either a one-time or as-needed basis, depending on an individual’s changing needs for policy reviews, updates, or new applications.
Farmers Insurance - Patrick Hogan in Sylvania, OH, specializes in life insurance products, offering term, whole, and universal life policies. Its general service work includes assessing individual coverage needs and guiding clients through plan selection to protect families financially. The agency also addresses common situations such as securing income replacement or covering funeral expenses. For seasonal concerns, it helps breadwinners adjust their life insurance as fall approaches to ensure sufficient coverage for winter months and potential holiday debts.
In Sylvania, Ohio, where family security is a priority as seasons change, Makulinski Agency LLC American Family Insurance helps residents address their life insurance needs. They work with clients to review coverage options that support long-term financial planning and provide peace of mind. The agency focuses on understanding individual circumstances and explaining how policies can protect loved ones. An initial consultation is scheduled to assess each client’s situation and determine suitable coverage.
Farmers Insurance - Robert Paxton provides life insurance coverage to residents in and around Sylvania, OH. Its agents help clients assess their personal financial needs, offering term and whole life policy options as standard add-ons to broader protection plans. The business assists families with income replacement planning and final expense strategies. It can serve an array of local commercial sectors including professional offices, retail warehouses, and food service establishments.
Risk Strategies | First Insurance Group serves residents in the Sylvania, OH area with life insurance policies tailored to individual needs. The agency also provides commercial coverage for local businesses, ensuring broader protection within the community. Their team works with clients to review coverage options and adjust plans as circumstances change. After an initial policy is established, representatives remain available for follow-up support and policy adjustments during scheduled annual reviews or when life events occur between regular visits.
Oswald Companies in Sylvania, OH, is known for assisting individuals and families with their life insurance needs. The agency works with clients to assess financial protection goals, offering a range of policy options designed to provide security for beneficiaries. In this community, life insurance agents help navigate the process of selecting appropriate coverage amounts and terms. A consistent focus is placed on matching plans with long-term personal objectives. This office can additionally provide expertise on final expense insurance as a specialized service.
What Does a a Life Insurance Agent in Sylvania Cost?
Life insurance costs in Ohio vary by age, health, coverage amount, and policy type. A healthy 35 year old might pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Rates are regulated by the Ohio Department of Insurance but are not set by the state. This is general information, not insurance advice.
About life insurance agents in Sylvania
Life insurance agents in Sylvania, Ohio help individuals and families choose policies that provide financial security. Ohio law requires agents to hold a valid state license and follow regulations from the Ohio Department of Insurance. Working with a local agent allows you to discuss coverage options face to face and understand how Ohio estate laws may affect your beneficiaries.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An agent must hold a valid Ohio life insurance license issued by the Ohio Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in Ohio?
Ohio does not set a specific deadline for filing a claim, but most policies require prompt notification. Beneficiaries should contact the agent or insurer as soon as possible after the insured person dies.
Can a life insurance agent in Sylvania help with estate planning?
Yes, many agents can explain how life insurance proceeds can provide liquidity for estate taxes or support heirs. However, for complex estate planning you should also consult an Ohio attorney.
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