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HomeLife Insurance AgentsOhio › Willoughby

Find Life Insurance Agents Near You in Willoughby, OH

Browse life insurance agents serving Willoughby, Ohio. Updated 2026-07-14.

The top-rated life insurance agent in Willoughby, Ohio is Kevin Davis - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include Garrett Estes - State Farm Insurance Agent, The Petrone Agency, Angel Guard Insurance. This directory lists 20 life insurance agents serving Willoughby.

Showing 20 life insurance agents in Willoughby, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kevin Davis - State Farm Insurance Agent34500 Euclid Ave #2(440) 951-2272
2Garrett Estes - State Farm Insurance Agent38669 Mentor Ave A(440) 269-1616
3The Petrone Agency38348 Airport Pkwy B(440) 585-9200
4Angel Guard Insurance37903 Euclid Ave(440) 577-4049
5Lann Insurance Agency, Inc.10 E Spaulding St(440) 946-8062
6Lanzaretta Insurance Agency: Allstate Insurance36625 Vine St Ste 2(440) 953-0217
7NMD Insurance38033 Euclid Ave T12(440) 942-3251
8M. Ritch & Associates, LLC American Family Insurance38052 Euclid Ave #108(440) 306-0009
9Great Lakes Insurance Pros38052 Euclid Ave #101(440) 709-1696
10The Merhar Agency LLC4077 Clark Ave(440) 946-2040
KD
34500 Euclid Ave #2
Kevin Davis - State Farm Insurance Agent
Life Insurance Agent · Willoughby, OH

Kevin Davis - State Farm Insurance Agent serves the Willoughby, Ohio area and the surrounding Lake County region, providing life insurance policies and related financial protection services. The agency assists local individuals and families in planning for long-term security through personalized coverage options. As a life insurance agent, it helps clients understand their needs for final expense planning and income replacement. This office also regularly handles term life insurance applications and whole life policy consultations for residents in the community.

GE
38669 Mentor Ave A
Garrett Estes - State Farm Insurance Agent
Life Insurance Agent · Willoughby, OH

Garrett Estes - State Farm Insurance Agent in Willoughby, OH, offers a range of life insurance products, including term and whole life policies designed to help individuals protect their families’ financial futures. It provides ongoing support with policy reviews and adjustments to ensure coverage remains aligned with changing needs over time. This agency also assists clients with additional personal insurance options. The location in Willoughby, OH, typically serves single-family homes, apartments, retail, and restaurants within the local community.

PA
38348 Airport Pkwy B
The Petrone Agency
Life Insurance Agent · Willoughby, OH

The Petrone Agency helps homeowners, renters, and small business owners in Willoughby, OH, secure appropriate life insurance coverage. Working as a local life insurance agent, the agency guides clients in selecting policies that can provide financial protection for families and business partners. Services include explaining policy terms and comparing available plan options. The agency also serves neighboring communities throughout the Lake County metro area.

AG
37903 Euclid Ave
Angel Guard Insurance
Life Insurance Agent · Willoughby, OH

Angel Guard Insurance serves Willoughby, Ohio, and the surrounding Lake County communities, handling life insurance needs for local residents and families. The agency assists clients in securing policies that provide financial protection for dependents and loved ones. It focuses on explaining policy options clearly so customers can make informed decisions about coverage amounts and terms. The typical job begins with an assessment of the client’s financial situation and long-term goals, then proceeds to match them with a suitable plan from available carriers.

LI
10 E Spaulding St
Lann Insurance Agency, Inc.
Life Insurance Agent · Willoughby, OH

Lann Insurance Agency, Inc., in Willoughby, Ohio, specializes in assessing individual life insurance needs to provide tailored policy options. The agency focuses on term, whole, and universal life products, assisting local clients in building financial protection for their families. It also offers general service work in evaluating coverage gaps and guiding beneficiaries through the claims process. As winter approaches, the agency helps clients review their policies to ensure adequate protection against seasonal hazards like ice storms and freezing pipes.

LI
36625 Vine St Ste 2
Lanzaretta Insurance Agency: Allstate Insurance
Life Insurance Agent · Willoughby, OH

Lanzaretta Insurance Agency: Allstate Insurance in Willoughby, OH, offers both one-time policy reviews and recurring service plans for life insurance. Coverage options are designed to protect families against unforeseen financial loss. The agency assists clients in selecting appropriate term or whole life policies. All service runs on an as-needed basis, with no scheduled appointment requirements for continuing support.

NI
38033 Euclid Ave T12
NMD Insurance
Life Insurance Agent · Willoughby, OH

As winter arrives in Willoughby, families often begin reviewing their financial protections against life’s uncertainties. NMD Insurance addresses this common need by offering guidance on life insurance coverage tailored to local households. Their process focuses on understanding each client’s unique circumstances, helping residents examine policy options that provide financial stability for loved ones. Whether securing coverage for the first time or reassessing existing plans, the company assists with comparisons across available carriers. Any initial consultation begins with a thorough assessment of the applicant’s current needs and long-term goals.

MR
38052 Euclid Ave #108
M. Ritch & Associates, LLC American Family Insurance
Life Insurance Agent · Willoughby, OH

M. Ritch & Associates, LLC American Family Insurance helps clients secure their financial future by focusing on risk management and protection planning. As a life insurance agent based in Willoughby, OH, the agency specializes in tailoring coverage to meet individual needs and family circumstances. They guide customers through policy selections that support long-term stability and peace of mind. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations.

GL
38052 Euclid Ave #101
Great Lakes Insurance Pros
Life Insurance Agent · Willoughby, OH

Great Lakes Insurance Pros in Willoughby, OH, assists residents with life insurance policies to secure their families’ financial futures. The agency also provides commercial coverage options for local businesses throughout northern Ohio. Regular consultations are conducted to review existing plans and adjust beneficiaries or coverage amounts as clients’ circumstances change. Policy renewals and updates on claims are handled between these scheduled visits to ensure continued alignment with each policyholder’s evolving needs.

MA
4077 Clark Ave
The Merhar Agency LLC
Life Insurance Agent · Willoughby, OH

The Merhar Agency LLC in Willoughby, Ohio, is known for connecting residents with life insurance policies that provide financial protection for their families. The company’s service range includes term life and whole life policies. It helps clients evaluate coverage levels based on personal budget and future goals. A typical focus is matching a policy’s death benefit to outstanding debts or income needs. For specialized situations, the agency can also offer accidental death coverage as an additional policy rider.

CS
36625 Vine St Ste 2
Cheryl Schofield: Allstate Insurance
Life Insurance Agent · Willoughby, OH
(440) 953-0217
agents.allstate.com/cheryl-schofield-willoughby-oh.html
HI
34331 Ridge Rd
Howell Insurance Agency
Life Insurance Agent · Willoughby, OH
(440) 943-7000
howell.agency
HS
37914 Euclid Ave
Harlan Silversten - State Farm Insurance Agent
Life Insurance Agent · Willoughby, OH
(440) 953-1939
harlansilversten.com
GI
35104 Euclid Ave Unit 217
Goosehead Insurance - Rob Whitehouse
Life Insurance Agent · Willoughby, OH
(440) 964-3276
goosehead.com/agents/oh/willoughby/rob-whitehouse
RI
34331 Ridge Rd
Rendlesham Insurance
Life Insurance Agent · Willoughby, OH
(440) 943-6693
rendleshamins.com
GI
38120 W Spaulding St
Glazier Insurance
Life Insurance Agent · Willoughby, OH
(440) 576-2921
glazierins.com
FI
4145 Erie St #202
Farmers Insurance - Thomas Waina
Life Insurance Agent · Willoughby, OH
(440) 946-5445
agents.farmers.com/oh/willoughby/thomas-waina
HS
34331 Ridge Rd
Hart's Insurance
Life Insurance Agent · Willoughby, OH
(440) 942-2599
WA
4139 Erie St
The Willoughby Agency
Life Insurance Agent · Willoughby, OH
(440) 975-0321
KN
38039 W Spaulding St Suite 202
Keller National Insurance
Life Insurance Agent · Willoughby, OH
(216) 965-0646
kellernational.com

What Does a a Life Insurance Agent in Willoughby Cost?

Term life insurance for a healthy 40 year old in Ohio typically costs between 20 and 40 dollars per month for a 20 year 250 thousand dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary based on age health policy type and coverage amount. This is general information not insurance advice.

About life insurance agents in Willoughby

Life insurance agents in Willoughby Ohio help residents find coverage that fits their needs and budget. Ohio law requires agents to hold a valid state license and follow regulations set by the Ohio Department of Insurance. Local agents can explain how Ohio estate tax rules may affect your policy choices.

Frequently Asked Questions

What license does a life insurance agent need in Ohio?

An agent must hold a valid Ohio life insurance license issued by the Ohio Department of Insurance. The license requires passing a state exam and completing continuing education every two years.

How long does an Ohio life insurance agent have to pay a claim?

Ohio law requires insurers to pay valid life insurance claims within 60 days after receiving proof of death. If payment is delayed beyond that, the insurer may owe interest on the claim amount.

Can a life insurance agent in Willoughby help with estate planning?

Yes many agents work with local estate planning attorneys to coordinate life insurance with wills and trusts. Ohio estate tax applies to estates over a certain value so proper planning is important.

Life Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.