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Find Life Insurance Agents Near You in Lincoln, RI

Browse life insurance agents serving Lincoln, Rhode Island. Updated 2026-07-14.

The top-rated life insurance agent in Lincoln, Rhode Island is Medicare Joe ®, rated 4.9 stars across 1,347 reviews. Other highly rated options include Mapogo Insurance Group, The Lawrence Agency, Amica Mutual Insurance Company. This directory lists 11 life insurance agents serving Lincoln.

Showing 11 life insurance agents in Lincoln, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Medicare Joe ®6 Blackstone Valley Pl STE 515(888) 676-3633
2Mapogo Insurance Group872 Smithfield Ave(508) 206-8766
3The Lawrence Agency872 Smithfield Ave(401) 726-3210
4Amica Mutual Insurance Company100 Amica Way(800) 242-6422
5Blais Insurance1 Walker St(401) 725-0070
6Farmers Insurance - Matthew Gilson132 Old River Rd Suite 203(401) 270-2247
7Carlos Martins: Primerica - Financial Services1525 Old Louisquisset Pike C-103(401) 495-4501
8Laura Gustafson, CFP , CLU , ChFC12 Linfield Dr(401) 816-5799
9Bill ODonnell, Agent - New York Life640 George Washington Hwy Bldg 103(401) 276-7401
10Eagle Strategies LLC640 George Washington Hwy(401) 276-7401
MJ
6 Blackstone Valley Pl STE 515
Medicare Joe ®
Life Insurance Agent · Lincoln, RI

Medicare Joe ® serves Lincoln, Rhode Island and the surrounding Providence County area as a local life insurance agent. The company assists clients with selecting appropriate life insurance policies to help meet their financial and family protection needs. General life insurance agent work in this region includes evaluating coverage options and guiding applicants through underwriting processes. Medicare Joe ® handles final expense life insurance plans and term life insurance policies specifically for residents in this area.

MI
872 Smithfield Ave
Mapogo Insurance Group
Life Insurance Agent · Lincoln, RI

Mapogo Insurance Group in Lincoln, RI, provides a range of life insurance services, including policy selection and application assistance. The company helps clients review coverage options and adjust plans as their needs change. Ongoing policyholder support is available for account management and beneficiary updates. It serves individuals and families in the local area. Its clients own single-family homes, multi-unit apartments, retail storefronts, and local restaurants.

LA
872 Smithfield Ave
The Lawrence Agency
Life Insurance Agent · Lincoln, RI

The Lawrence Agency assists local homeowners and small-business owners in Lincoln, Rhode Island, with their individual life insurance needs. The agency helps clients secure policies designed to provide financial protection for families and cover key-person risks for businesses. Its services include consultations to evaluate coverage appropriate for long-term planning. The Lawrence Agency also serves clients in the neighboring communities of Cumberland and the greater Providence metro area to ensure convenient access for a broader customer base.

AM
100 Amica Way
Amica Mutual Insurance Company
Life Insurance Agent · Lincoln, RI

That settles in Lincoln, Rhode Island, Amica Mutual Insurance Company helps clients navigate the difference between a single-term life policy for temporary needs and permanent coverage built for an entire lifetime. Their life insurance agents assist local families and businesses in evaluating appropriate protection levels and policy structures. This service typically runs on a one-time sales and enrollment basis, though policy reviews and adjustments are available as needed throughout the life of the contract.

BI
1 Walker St
Blais Insurance
Life Insurance Agent · Lincoln, RI

Blais Insurance specializes in providing life insurance coverage tailored to individual financial goals and family protection needs. As a dedicated life insurance agent serving the Lincoln, RI area, it assists clients with evaluating policy options that offer security and peace of mind. The company helps residents understand complex coverage choices, ensuring their loved ones receive financial support during difficult times. For local families planning ahead, it also addresses the critical need for updated policies before major life events, such as the fall open enrollment season.

FI
132 Old River Rd Suite 203
Farmers Insurance - Matthew Gilson
Life Insurance Agent · Lincoln, RI

As winter weather can disrupt daily life in Lincoln, securing dependable coverage for your family becomes a priority for many residents. Farmers Insurance through Matthew Gilson provides life insurance agent services, helping local clients explore term and whole life policies to safeguard their financial futures. The agency assists in assessing individual needs and matching them to appropriate plans from available product suites. An initial consultation begins with a no-obligation review of current coverage gaps and personal financial goals.

CM
1525 Old Louisquisset Pike C-103
Carlos Martins: Primerica - Financial Services
Life Insurance Agent · Lincoln, RI

Carlos Martins: Primerica - Financial Services operates as a life insurance agent in Lincoln, RI, working with clients to assess their coverage needs and develop appropriate policies. The agency specializes in adding term life and related financial protection options to individual plans. It serves personal households as well as various commercial sectors, including offices, warehouses, and food service establishments seeking coverage for their operations.

LG
12 Linfield Dr
Laura Gustafson, CFP , CLU , ChFC
Life Insurance Agent · Lincoln, RI

Laura Gustafson, CFP, CLU, ChFC serves residential clients in and around Lincoln, Rhode Island with personalized life insurance solutions. Commercial coverage options are also available for local business owners requiring key person or buy-sell protection. The practice helps individuals and families assess their long-term financial security needs and select appropriate policies. Regular follow-up is provided to adjust coverage as circumstances change, and repeat service is offered between annual policy reviews to address new life events.

BO
640 George Washington Hwy Bldg 103
Bill ODonnell, Agent - New York Life
Life Insurance Agent · Lincoln, RI

Bill ODonnell, Agent - New York Life is a life insurance agent serving clients in Lincoln, Rhode Island, and the surrounding area. The agency provides personalized life insurance policies designed to help protect families and individuals from financial uncertainty. These plans are tailored to meet a variety of long-term coverage needs, including income replacement and final expense planning. As a licensed local representative, the firm guides customers through the process of selecting appropriate coverage. It specializes in helping clients add a living benefits rider to a standard life insurance policy.

ES
640 George Washington Hwy
Eagle Strategies LLC
Life Insurance Agent · Lincoln, RI

Eagle Strategies LLC understands the difference between helping a client secure a single policy for a specific life insurance need and establishing an ongoing relationship that reviews coverage as circumstances evolve. The company serves residents in and around Lincoln, Rhode Island, helping them identify appropriate life insurance products to protect their families. Service arrangements with Eagle Strategies LLC can be scheduled on a one-time basis for a single purchase or managed as needed for periodic policy reviews and updates.

AM
10 Amica Center Blvd
Amica Mutual Insurance Company
Life Insurance Agent · Lincoln, RI
(800) 622-6422
amica.com/en/customer-service/contact-us/find-an-office/ri/national-sales-center-east.html

What Does a a Life Insurance Agent in Lincoln Cost?

Life insurance agent costs in Rhode Island vary by policy type and coverage amount. Term life for a healthy 35-year-old in Lincoln might cost 20 to 50 dollars per month for 500,000 dollars in coverage. Whole life policies can range from 100 to 300 dollars per month for similar coverage. Agent commissions are typically included in the policy premium. This is general information and not insurance advice.

About life insurance agents in Lincoln

Life insurance agents in Lincoln, Rhode Island help residents choose policies that meet state regulations and personal needs. Rhode Island law requires agents to be licensed by the Rhode Island Department of Business Regulation. Local agents can guide you through term, whole, and universal life options tailored to your Lincoln community.

Frequently Asked Questions

What license does a life insurance agent in Lincoln need?

Agents must hold a valid Rhode Island insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Rhode Island Department of Business Regulation website.

How long does it take to get life insurance in Rhode Island?

The process typically takes 2 to 6 weeks from application to policy issue. Rhode Island law allows a 10-day free look period after you receive the policy. During this time you can cancel for a full refund.

Are there Rhode Island tax benefits for life insurance?

Life insurance death benefits are generally not subject to Rhode Island state income tax. Premiums paid for personal policies are not tax deductible. Business-owned policies may have different tax treatment under Rhode Island law.

Life Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.