The top-rated life insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 815 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 16 life insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | Bedrock Retirement Solutions | 200 Main St #350 | (401) 519-6630 |
| 10 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a local life insurance agent. The company helps clients navigate their policy options to provide financial security for their families. They assist residents with understanding coverage amounts and policy terms. Their work focuses on matching individuals with suitable plans based on personal needs. Specific services they handle include term life insurance and whole life insurance policies.
Andrews Insurance Agency in Pawtucket, RI, provides a range of life insurance services designed to help individuals and families secure financial protection for the future. Its service approach includes guiding clients through policy options, assisting with application processes, and offering ongoing support for coverage maintenance needs. Clients can rely on the agency to help review and adjust their plans as personal circumstances change over time. The agency serves a variety of residential and commercial property types, including single-family homes, apartments, retail establishments, and restaurants.
Medicare Mavis in Pawtucket, RI helps clients distinguish between term policies, which provide coverage for a set period, and permanent policies, which remain in force for a lifetime as long as premiums are paid. This local life insurance agent guides individuals in selecting the appropriate coverage to match financial goals and family needs in the area. Service appointments are available on an as-needed basis, with no scheduled recurring meetings required.
Serving Pawtucket and the surrounding Rhode Island communities, Jack Tavares: Allstate Insurance provides life insurance agent services to local residents. The agency helps clients evaluate term and permanent life coverage options to protect their families financially. Each client’s individual needs are assessed to determine an appropriate policy type and benefit amount. A typical job begins with a review of the client’s current coverage and financial goals, leading to a personalized plan that matches their specific situation.
Butler & Messier Insurance serves homeowners, families, and small business owners in Pawtucket, Rhode Island, offering term and whole life policies to protect financial futures. The agency typically guides clients through the process of choosing coverage amounts based on debt, income replacement, and final expense needs. It handles policy reviews and beneficiary updates as part of regular account service. In addition to serving Pawtucket residents, the company also provides coverage for clients in nearby Providence.
Smith Insurance Group in Pawtucket, RI, offers specialty services in term life, whole life, and universal life insurance policies to help clients build financial protection. It provides general life insurance agent work, assisting individuals and families in assessing their coverage needs and comparing available plans suited to their long-term goals. This agent also helps clients face specific concerns like updating beneficiaries after major life changes or reviewing coverage before the busy holiday season begins.
As families in Pawtucket begin planning for the new school year, securing the financial future of their loved ones becomes a pressing concern. Garcia Insurance Agency addresses this need by offering life insurance coverage tailored to protect household income and long-term savings. They focus on helping clients understand policy options that align with current family obligations and future goals. To begin the process of evaluating appropriate coverage, a complimentary consultation and initial needs assessment is scheduled with each prospective client.
All-Star Insurance Agency offers professional life insurance agent services in Pawtucket, Rhode Island, helping clients review their financial protection needs and select appropriate policy options. The company specializes in term and whole life insurance products tailored to individual and family requirements. It can serve commercial sectors including local offices, warehouses, and food service establishments seeking coverage for key personnel or business continuity planning.
Bedrock Retirement Solutions in Pawtucket, RI provides residential life insurance coverage to locals seeking financial protection for their families. The firm also extends commercial insurance solutions to small businesses within the Pawtucket area and surrounding communities. Agents work with clients to evaluate long-term needs and select appropriate policies from available carriers. Regular follow-up service is offered between scheduled annual visits to adjust coverage as life circumstances change, ensuring policies remain aligned with client goals.
General Insurance LLC in Pawtucket, RI, is known for providing individual and family life insurance coverage tailored to local needs. The agency’s service range includes term, whole, and universal life policies designed to protect income and cover final expenses. Agents here work with Rhode Island residents to assess their long-term financial obligations and select appropriate death benefit amounts. As a specialty service, the company can also add on critical illness riders to a standard life policy, offering a lump-sum payout upon diagnosis of a covered condition.
What Does a a Life Insurance Agent in Pawtucket Cost?
Life insurance costs in Rhode Island vary by age health and policy type. A typical term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 250000 dollars in coverage. Whole life policies are more expensive often starting at 100 dollars per month. Factors like smoking or pre existing conditions increase premiums. This is general information not insurance advice.
About life insurance agents in Pawtucket
Life insurance agents in Pawtucket Rhode Island help residents choose policies that protect their families. Rhode Island law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain term life whole life and other options available in the Ocean State.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
Agents must hold a Rhode Island resident insurance producer license for life insurance. This requires passing the state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in Rhode Island?
Rhode Island does not have a specific statute of limitations for life insurance claims but most policies require proof of death within 90 days. Beneficiaries should file as soon as possible to avoid delays.
Can a life insurance agent in Pawtucket help with Rhode Island estate planning?
Yes many agents work with estate planning professionals to ensure life insurance proceeds are distributed according to Rhode Island probate laws. This can help avoid delays and reduce taxes for your heirs.
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