The top-rated life insurance agent in Newport, Rhode Island is City by the sea Insurance, rated 4.9 stars across 32 reviews. Other highly rated options include Everyday Insurance Service RI, Triton Insurance, Nationwide Insurance: Daniel F. Dwyer Iii. This directory lists 10 life insurance agents serving Newport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | City by the sea Insurance | 26 Washington Square #5 | (401) 324-5737 |
| 2 | Everyday Insurance Service RI | 5 Sherman St | (262) 299-7363 |
| 3 | Triton Insurance | 1 Washington St | (401) 619-5500 |
| 4 | Nationwide Insurance: Daniel F. Dwyer Iii | 38 Bellevue Ave | (401) 846-9629 |
| 5 | Aetna in Newport | 53 Prospect Hill St | (866) 227-1707 |
| 6 | Gencorp- Dwyer - a Hilb Group Company | 38 Bellevue Ave | — |
| 7 | Wellers Insurance Group | 1 Washington St | (401) 618-1511 |
| 8 | Newmar Insurance | 360 Thames St | (401) 619-4441 |
| 9 | LTC Financial Partners | 40 Holten Ave | (401) 619-5090 |
| 10 | Athol Cochrane - Prudential Financial | 38 Bellevue Ave STE A | (401) 847-0505 |
What Does a a Life Insurance Agent in Newport Cost?
Life insurance costs in Rhode Island vary by age, health, and coverage amount. A typical term life policy for a healthy 35 year old might cost between 20 and 50 dollars per month for 500,000 dollars of coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same amount. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Newport
Life insurance agents in Newport, Rhode Island help residents find coverage that protects their families. Rhode Island law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Local agents understand the unique needs of Newport residents, from coastal property considerations to estate planning for historic homes.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
A life insurance agent in Rhode Island must hold a valid producers license from the Rhode Island Department of Business Regulation. This requires passing a state exam and completing continuing education every two years.
How long do I have to change my mind after buying a life insurance policy in Rhode Island?
Rhode Island law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund with no penalty.
Do I need a medical exam for life insurance in Newport?
Many policies require a medical exam, but some insurers offer no-exam policies for lower coverage amounts. A local agent can help you compare options based on your health and budget.
Life Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Lincoln · Middletown · North Kingstown · Pawtucket · Providence · Warwick