The top-rated life insurance agent in Irmo, South Carolina is Murdock Insurance Group, rated 5.0 stars across 538 reviews. Other highly rated options include Theresa Miley - State Farm Insurance Agent, Independent Insurance Brokers & Associates, Lance Gore: Allstate Insurance. This directory lists 17 life insurance agents serving Irmo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Murdock Insurance Group | 1410 Dutch Fork Rd | (803) 661-6146 |
| 2 | Theresa Miley - State Farm Insurance Agent | 1009 Lake Murray Blvd | (803) 781-1540 |
| 3 | Independent Insurance Brokers & Associates | 7554 Woodrow St | (803) 749-8210 |
| 4 | Lance Gore: Allstate Insurance | 7333 St Andrews Rd Ste B | (803) 407-7440 |
| 5 | Lehmann Insurance | 7425 College St Ste 102 | (803) 965-3457 |
| 6 | Auto-Owners Insurance Columbia Regional Office | 494 Lake Murray Blvd | (803) 354-9022 |
| 7 | J DAVIS AGENCY | 7436 Forest Ct STE 107 | (803) 661-6939 |
| 8 | Dutch Fork Insurance - Tyler Turner | 1610 Dutch Fork Rd | (803) 500-1250 |
| 9 | Randy W Dreyer - State Farm Insurance Agent | 1100 Dutch Fork Rd C | (803) 407-0072 |
| 10 | Brad Everhart - State Farm Insurance Agent | 1530 Dutch Fork Rd | (803) 781-9923 |
Murdock Insurance Group serves the Irmo, South Carolina area, offering life insurance agent services to local residents and businesses. The company helps clients by explaining various policy options designed to provide financial protection for loved ones. Coverage plans are tailored to individual needs and circumstances, with a focus on long-term security. Common services include term life policies for temporary needs and whole life coverage for permanent benefits. Specific services handled include assisting with beneficiary designations and policy renewals for existing clients.
Theresa Miley - State Farm Insurance Agent in Blythewood, SC, assists clients in distinguishing between one-time life insurance policies, designed for temporary coverage needs, and recurring policies that build cash value over time. These offerings provide financial protection for families against unexpected loss. Service appointments are available on an as-needed basis for reviewing existing policies or discussing new coverage options.
Independent Insurance Brokers & Associates provides life insurance policies designed to help residents of Irmo, SC, secure financial protection for their families. Its services include term and permanent life plans, often reviewed during annual policy check-ins to adjust coverage as needs change. The agency assists clients with beneficiary updates, premium payments, and policy conversions. These general maintenance plans ensure beneficiaries remain correctly listed and coverage levels match evolving life stages. The company services households, individuals, and small business owners who own single-family homes, townhouses, apartment units, retail shops, or restaurants.
Lance Gore: Allstate Insurance serves homeowners, families, and small business owners in Irmo, SC who are seeking individual life insurance coverage. The agency helps clients understand policy options for financial protection and future planning. It provides term and whole life insurance solutions tailored to local needs, with a focus on securing beneficiaries against unexpected events. The team also assists with policy reviews and beneficiary updates to keep coverage current. The agency extends its services to residents of the surrounding Lake Murray area and the broader Columbia metro region.
Lehmann Insurance in Irmo, SC, offers a selection of life insurance policies, distinguishing between temporary term coverage and permanent whole life plans. Term policies provide protection for a specific period, while permanent options build cash value over a lifetime. The agency guides local residents in choosing a policy that meets their long-term financial and family security goals. Initial consultations are often held once to choose and set up the plan, while service thereafter runs on an as-needed basis for policy adjustments or claims.
Serving Irmo, Columbia, and the surrounding communities of the South Carolina Midlands, Auto-Owners Insurance Columbia Regional Office handles individual and family life insurance agent needs. The company addresses term and whole life policies designed to provide financial protection for beneficiaries. When managing a typical client case, it begins with a personal consultation to review coverage requirements against current budget and long-term goals before presenting policy options tailored to those specific circumstances.
J DAVIS AGENCY offers personalized life insurance planning designed to fit individual financial goals and family protection needs. It provides guidance on policies ranging from term life to whole life coverage for residents in and around Irmo, South Carolina. The agency works closely with clients to review existing policies and explore appropriate coverage options for future security. When tax season approaches, it helps clients understand how life insurance can be integrated into their overall financial strategy.
As families in Irmo, SC, plan for their financial future during open enrollment season, Dutch Fork Insurance - Tyler Turner provides guidance on life insurance options tailored to local needs. Serving the Lake Murray area, this agency helps clients understand term and whole life policies that protect loved ones from unexpected financial burdens. The agent offers straightforward consultations focusing on individual coverage requirements and budget considerations. To begin, a personal meeting is scheduled to review current policies and assess long-term family protection needs.
Brad Everhart - State Farm Insurance Agent in Irmo, SC provides life insurance coverage designed to help protect families from financial hardship. The agency works with clients to select life policies that fit their needs while also exploring available riders for added flexibility. It assists local businesses with group life options to benefit employees. In the Irmo area, the agency serves offices seeking key person coverage, warehouses requiring policies for injury compensation, and food service establishments needing plans for business continuity.
What Does a a Life Insurance Agent in Irmo Cost?
Term life insurance in South Carolina typically costs between $20 and $50 per month for a healthy 30 year old for a 20 year term policy of $500,000. Whole life insurance premiums are higher, often starting around $100 per month for the same coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Irmo
Life insurance agents in Irmo, South Carolina help residents find policies that protect their families and meet state regulations. South Carolina requires agents to hold a valid license from the state Department of Insurance. Local agents understand the needs of Irmo families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in South Carolina?
Agents must pass the South Carolina insurance licensing exam and complete continuing education every two years. The state requires 24 hours of continuing education, including 3 hours of ethics training.
How long does a life insurance application take in Irmo?
The process can take from a few days to several weeks depending on the policy type and your health history. South Carolina law allows a free look period of 10 days for most policies.
Can I buy life insurance online from an Irmo agent?
Yes, many Irmo agents offer virtual consultations and online applications. You can complete the process from home while still working with a local licensed professional.
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