ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsSouth Carolina › Johns Island

Find Life Insurance Agents Near You in Johns Island, SC

Browse life insurance agents serving Johns Island, South Carolina. Updated 2026-07-14.

The top-rated life insurance agent in Johns Island, South Carolina is Emily Adams - State Farm Insurance Agent, rated 5.0 stars across 149 reviews. Other highly rated options include Beach Insurance, Palmetto Group Insurance, Don Moffett: Allstate Insurance. This directory lists 10 life insurance agents serving Johns Island.

Showing 10 life insurance agents in Johns Island, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Emily Adams - State Farm Insurance Agent3430 Maybank Hwy Suite A(843) 737-4910
2Beach Insurance3464 Maybank Hwy c(843) 718-0075
3Palmetto Group Insurance3690 Bohicket Rd Ste. 2B(843) 202-0222
4Don Moffett: Allstate Insurance3241 Maybank Hwy(843) 530-0499
5Ladson Mills: Allstate Insurance3241 Maybank Hwy(843) 530-0499
6Oak Insurance3289 Maybank Hwy Ste 101(843) 276-7330
7Fuerza Latina Insurance3527 Kitford Rd(843) 207-4987
8Nationwide Insurance: Beach Insurance LLC3464 Maybank Hwy c(843) 718-0075
9Tim Taylor Insurance Services3589 Spence Dr(843) 425-1312
10Insure Kiawah3690 Bohicket Rd(843) 819-3304
EA
3430 Maybank Hwy Suite A
Emily Adams - State Farm Insurance Agent
Life Insurance Agent · Johns Island, SC

Emily Adams - State Farm Insurance Agent serves clients throughout Johns Island, SC, and the surrounding Charleston County area. The agency specializes in life insurance products tailored to the needs of local residents and families. Life insurance provides financial protection for loved ones, helping to cover expenses such as final arrangements or outstanding debts. The agent assists individuals in reviewing their coverage options and choosing appropriate policy terms. Services include term life insurance and whole life insurance policies for those living in this coastal Lowcountry community.

BI
3464 Maybank Hwy c
Beach Insurance
Life Insurance Agent · Johns Island, SC

Beach Insurance, based in Johns Island, South Carolina, is known for providing personalized life insurance options to local residents. The company helps clients navigate term, whole, and universal life policies to match different financial goals and family needs. They focus on simplifying coverage choices for households and small business owners throughout the Johns Island area. A specialty service the agency offers is final expense insurance, which covers end-of-life costs for policyholders.

PG
3690 Bohicket Rd Ste. 2B
Palmetto Group Insurance
Life Insurance Agent · Johns Island, SC

Palmetto Group Insurance provides life insurance coverage options for individuals seeking financial protection for their loved ones in Johns Island, SC. The company assists clients in understanding policy details and maintaining appropriate coverage as their needs evolve over time. Regular policy reviews ensure that beneficiaries are correctly listed and coverage amounts remain suitable for changing life circumstances. The agency serves local homeowners, renters, and business owners, including those with single-family homes, apartments, retail stores, and restaurants requiring coordinated insurance solutions.

DM
3241 Maybank Hwy
Don Moffett: Allstate Insurance
Life Insurance Agent · Johns Island, SC

Don Moffett: Allstate Insurance serves homeowners, families, and local business owners on Johns Island, South Carolina, with life insurance policies designed to provide financial security and income replacement. The agency helps clients assess their coverage needs for mortgage protection, final expenses, and estate planning. Guided by industry-standard practices, consultations focus on matching individuals with suitable term or whole life options. The office also extends its services to clients throughout neighboring Charleston and the surrounding Lowcountry communities.

LM
3241 Maybank Hwy
Ladson Mills: Allstate Insurance
Life Insurance Agent · Johns Island, SC

Serving Johns Island and the surrounding South Carolina Lowcountry communities, Ladson Mills: Allstate Insurance handles clients’ life insurance needs with a focus on personal coverage plans. As a local agency in the Charleston area, it assists individuals and families in selecting policies that align with their financial goals. The agency evaluates each client’s situation to recommend appropriate life insurance products. It approaches each job by thoroughly reviewing a client’s current coverage and future objectives before presenting suitable options.

OI
3289 Maybank Hwy Ste 101
Oak Insurance
Life Insurance Agent · Johns Island, SC

Oak Insurance, located in Johns Island, SC, differentiates between a single policy purchase for immediate coverage and ongoing policy reviews or adjustments made over time. Their life insurance services help individuals address financial protection needs through term or whole life arrangements. As a local life insurance agent, they assist clients in understanding policy options suitable for their specific situations. These services are available on an as-needed basis, allowing clients to request consultations or policy changes whenever life circumstances require a fresh evaluation of their coverage.

FL
3527 Kitford Rd
Fuerza Latina Insurance
Life Insurance Agent · Johns Island, SC

Fuerza Latina Insurance serves Johns Island and the surrounding Charleston County area, offering life insurance agent services to local residents. The agency assists individuals and families in obtaining coverage that provides financial protection for future needs. Policies available through this office help clients plan for long-term security and peace of mind. Common options include term life insurance for temporary coverage needs and whole life insurance for permanent protection with a cash value component.

NI
3464 Maybank Hwy c
Nationwide Insurance: Beach Insurance LLC
Life Insurance Agent · Johns Island, SC

Nationwide Insurance: Beach Insurance LLC specializes in life insurance policies tailored to family protection and income replacement for residents of Johns Island, South Carolina. It also provides general insurance services that help clients navigate coverage options for individual needs. The agency assists with financial planning for major life milestones such as marriage or parenthood. During hurricane season in the coastal region, it helps homeowners review their life coverage to ensure adequate support for dependents after a severe storm.

TT
3589 Spence Dr
Tim Taylor Insurance Services
Life Insurance Agent · Johns Island, SC

As the coastal South Carolina climate brings seasonal storms and changing needs, residents on Johns Island often review their financial protections. Tim Taylor Insurance Services serves local families and individuals seeking guidance on life insurance policies suited to their circumstances. The agency helps clients compare available options to address income replacement, debt coverage, and long-term planning. An initial consultation typically involves a simple review of the client’s current coverage and personal goals. The process then moves forward with a personalized assessment to identify suitable policy choices.

IK
3690 Bohicket Rd
Insure Kiawah
Life Insurance Agent · Johns Island, SC

Insure Kiawah works with individuals and families on Johns Island to secure life insurance coverage, tailoring policies to meet specific financial needs and future planning goals. The agency also assists with supplemental insurance products and policy adjustments as circumstances change. Its services are accessible to a range of commercial sectors, including local offices, regional warehouses, and food service establishments.

What Does a a Life Insurance Agent in Johns Island Cost?

Life insurance costs in South Carolina vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health issues may pay higher premiums. This is general information not insurance advice.

About life insurance agents in Johns Island

Life insurance agents in Johns Island South Carolina help residents find coverage that fits their needs and budget. South Carolina follows the NAIC model regulations and requires agents to hold a valid state license. Local agents can explain how state laws like the South Carolina Life and Health Insurance Guaranty Association protect policyholders.

Frequently Asked Questions

What license does a life insurance agent need in South Carolina?

Agents must hold a valid South Carolina life insurance license issued by the Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.

How long does a life insurance application take in Johns Island?

The process can take from a few days to several weeks depending on the policy type and your health. Term life applications with no medical exam may be approved quickly. Policies requiring a medical exam and underwriting take longer.

Are there South Carolina rules about life insurance beneficiaries?

Yes South Carolina law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary the death benefit goes to your estate. You can change your beneficiary at any time as long as the policy allows it.

Life Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.