The top-rated life insurance agent in Spartanburg, South Carolina is Calidad Insurance, rated 5.0 stars across 613 reviews. Other highly rated options include Select Source Insurance, Hub City Insurance Group, State Farm: Cliff Gaubert. This directory lists 25 life insurance agents serving Spartanburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Calidad Insurance | 8066 Asheville Hwy | (864) 327-8295 |
| 2 | Select Source Insurance | 481 S Pine St | (864) 585-8318 |
| 3 | Hub City Insurance Group | 396 E St John St | (864) 707-1005 |
| 4 | State Farm: Cliff Gaubert | 844 E Main St | (864) 597-1200 |
| 5 | Carolina's Choice Insurance Agency, LLC | 858 E Main St | (864) 585-5000 |
| 6 | Trusted Advisors | 144 Briarwood Rd | (864) 381-8044 |
| 7 | Gloria Boyter - State Farm Insurance Agent | 1100 Boiling Springs Rd | (864) 573-6847 |
| 8 | Compass Insurance Group LLC | 118 Southport Rd | (864) 764-1714 |
| 9 | Farm Bureau Insurance | 1412 John B White Sr Blvd | (864) 587-1717 |
| 10 | Excel Insurance Services, LLC | 1398 Boiling Springs Rd suite b | (864) 973-7676 |
Calidad Insurance serves the Spartanburg, South Carolina area as a life insurance agent. The firm assists local residents in navigating life insurance options, helping them select coverage suited to personal financial circumstances and family needs. Its work focuses on providing information about policy types and the application process. A life insurance agent in this region manages term and whole life policy inquiries for Spartanburg clients.
Select Source Insurance in Spartanburg, SC, provides a range of life insurance agent services, including policy selection and enrollment support. The company offers ongoing service by helping clients review and update their coverage to align with changing personal circumstances. It assists with claims guidance and policy maintenance to ensure beneficiaries are properly designated. The firm services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants, where owners seek to protect their financial obligations through life insurance policies.
Hub City Insurance Group serves homeowners, business owners, and individuals in Spartanburg, South Carolina, by offering life insurance policies tailored to their financial protection needs. Its agents help clients understand term, whole, and universal life options to secure coverage for families and estates. The work includes assessing long-term goals and explaining how benefits can address mortgage, education, or income replacement. Hub City Insurance Group also covers the nearby community of Greer and the surrounding metro area, providing local support for life insurance planning.
Serving Spartanburg, South Carolina, and the surrounding communities, this agency works with individuals and families to secure life insurance coverage. It handles term and permanent policies designed to protect financial futures. The agency evaluates each client’s particular needs and long-term goals during initial consultations. It then presents policy options that fit within a family’s budget. A typical job begins with a thorough review of the applicant’s financial situation and health factors to recommend the most suitable plan.
Carolina's Choice Insurance Agency, LLC in Spartanburg, SC explains the difference between term life policies, which provide coverage for a set period, and permanent options that build cash value over a lifetime. This local agent helps clients understand how their financial situation and family needs determine the ideal coverage amount. Policy reviews and adjustments are available to keep plans relevant as circumstances change. Service for existing clients runs on an as-needed basis, with no set schedule for check-ins but availability always an option.
Trusted Advisors provides specialized life insurance planning, focusing on term, whole, and universal policies to address diverse protection needs. The company serves the Spartanburg area by helping clients secure income replacement and final expense coverage. Policyholders receive guidance on beneficiary designations and policy reviews to ensure alignment with evolving family circumstances. Approaching the holiday season, the firm assists local residents in evaluating life insurance adjustments to cover increased travel or family gathering risks, ensuring adequate protection for temporary exposures.
As Spartanburg families prepare for the summer travel season or consider their long-term financial stability, Gloria Boyter - State Farm Insurance Agent offers focused guidance on life insurance policies that can protect loved ones. This local agency addresses common concerns about ensuring dependents are provided for in unexpected circumstances. By scheduling an initial consultation, residents can review personal coverage needs and begin a straightforward assessment of their current protection.
Compass Insurance Group LLC in Spartanburg, SC, is known for helping local residents select appropriate life insurance policies that provide financial protection for their families. The agency guides clients through the process of comparing term, whole, and universal life options tailored to individual needs and budgets. As a life insurance agent in the area, the company assists clients in understanding coverage amounts and policy benefits during personal consultations. For those planning for long-term care needs, the company can also add a supplemental long-term care rider to qualifying life policies.
Farm Bureau Insurance in Spartanburg, SC, provides residential life insurance coverage to local homeowners and their families, helping secure financial protection for loved ones. The agency also offers commercial life insurance options for small businesses in the Spartanburg area. Their service area encompasses the city and surrounding communities within the county. Following an initial policy setup, agents regularly follow up with clients to review coverage needs and provide repeat service between annual visits, ensuring policies remain aligned with changing circumstances.
What Does a a Life Insurance Agent in Spartanburg Cost?
The cost of life insurance in South Carolina varies by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. A 60 year old with health issues might pay 100 to 200 dollars per month for a smaller final expense policy. This is general information not insurance advice.
About life insurance agents in Spartanburg
Life insurance agents in Spartanburg South Carolina help residents find coverage that fits their needs and budget. South Carolina law requires agents to hold a state license and follow regulations set by the South Carolina Department of Insurance. Local agents understand the Spartanburg community and can guide you through term life whole life and final expense options.
Frequently Asked Questions
What license does a life insurance agent need in South Carolina?
Agents must pass the South Carolina life insurance licensing exam and complete pre licensing education. They must also renew their license every two years and complete continuing education courses.
How long do I have to file a life insurance claim in South Carolina?
South Carolina law does not set a specific time limit to file a claim but most policies require prompt notice. The insurer must pay or deny the claim within 30 days after receiving proof of death.
Can a life insurance agent in Spartanburg help with final expense policies?
Yes many agents in Spartanburg offer final expense or burial insurance. These policies have lower face amounts and are often easier to qualify for than traditional life insurance.
Life Insurance Agents in Other South Carolina Cities
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