The top-rated long-term care insurance agent in Northport, Alabama is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include Alfa Insurance- Josie Horton Agency, Ryan Whitson - State Farm Insurance Agent, Terry Insurance Group. This directory lists 15 long-term care insurance agents serving Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 225 McFarland Blvd Suite C | (205) 248-2057 |
| 2 | Alfa Insurance- Josie Horton Agency | 6054 US-43 | (205) 235-3020 |
| 3 | Ryan Whitson - State Farm Insurance Agent | 1503 Bridge Ave | (205) 722-2804 |
| 4 | Terry Insurance Group | 2403 10th St | (205) 352-2335 |
| 5 | Derek Daniel - State Farm Insurance Agent | 4604 AL-69 | (205) 758-3391 |
| 6 | James Anthony: Allstate Insurance | 217 Main Ave | (205) 985-7717 |
| 7 | Andrew Kniphfer: Allstate Insurance | 4705 McFarland Blvd #3 | (205) 722-9201 |
| 8 | Alfa Insurance - Brandy Estes Agency | 3009 43rd Ave | (205) 339-0426 |
| 9 | Bentley Insurance Inc. | 401 20th Ave Unit 3 | (205) 758-6700 |
| 10 | Alfa Insurance - Joe McCurnin Agency | 5401 Rose Blvd | (205) 473-3888 |
Jay Moyer - State Farm Insurance Agent serves the Northport, Alabama area and surrounding Tuscaloosa County. This agency provides long-term care insurance coverage designed to help individuals and families plan for future care needs. Clients can receive guidance on policies that assist with expenses related to assisted living, nursing home care, or in-home support services. The agency also handles inquiries regarding policy options for protecting retirement assets against the high cost of extended care.
Alfa Insurance- Josie Horton Agency in Northport, AL provides long-term care insurance agent services, assisting clients with planning for future care needs through policy selection and enrollment guidance. The agency offers ongoing account management to help policyholders maintain coverage and adjust plans as circumstances change. Its support includes claims assistance and benefit coordination during care events. The company services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Ryan Whitson - State Farm Insurance Agent in Northport, Alabama serves local homeowners and individuals seeking financial protection against the high cost of extended care. This agency offers long-term care insurance policies designed to help cover expenses for nursing homes, assisted living, or in-home support services. Clients in the broader Tuscaloosa area are also assisted with these important coverage options.
Terry Insurance Group serves Northport, Alabama, and the surrounding Tuscaloosa County communities. It handles long-term care insurance, which helps families prepare for the potential costs of assisted living, nursing homes, or in-home care as they age. The agency assists clients in reviewing various policy features, including benefit amounts and elimination periods. It typically begins each engagement by assessing a client's personal circumstances and financial goals before comparing available coverage options from different insurers to recommend a suitable plan.
Derek Daniel - State Farm Insurance Agent in Northport, AL, helps clients understand the difference between a one-time policy purchase and recurring service options for ongoing coverage adjustments. Long-term care insurance agents in this area typically guide individuals through plan selection that addresses future care needs such as home health or assisted living support. The company’s client service runs on an as-needed basis, allowing customers to contact the office whenever they require policy reviews or updates.
As Northport residents begin planning for their later years, securing coverage against extended care needs becomes a practical concern. James Anthony: Allstate Insurance in Northport, AL, assists local people in evaluating long-term care insurance agent policies that help protect savings from future care costs. An agent will sit with you to review your current health situation and financial goals. This initial consultation typically includes a needs assessment to determine the appropriate level of coverage.
Andrew Kniphfer: Allstate Insurance helps clients in the Northport, AL area secure long-term care insurance policies to protect against the high costs of assisted living, nursing home care, and in-home support services. The agency also provides general insurance guidance, assisting customers in understanding their coverage options and planning for future health needs. As retirement approaches, many residents seek assistance with evaluating policies that address the financial risks of extended care later in life.
Alfa Insurance - Brandy Estes Agency in Northport, AL, provides long-term care insurance consultation for local residents. The agency also assists clients with commercial coverage needs within the surrounding service area. Long-term care policies help families manage future medical and personal care expenses. The agent conducts thorough reviews of individual health histories and financial situations to recommend suitable plans. Follow-up appointments are scheduled after policies are issued, and the agency encourages repeat visits for annual policy adjustments or changes in coverage needs.
Bentley Insurance Inc. functions as an insurance agency in Northport, Alabama, focusing specifically on securing long-term care insurance policies for clients in the region. This work centers on helping individuals manage the financial risks of extended custodial care needs. The agency offers supplemental insurance products that address daily personal assistance services not covered by standard health plans. It serves varied commercial sectors including local offices, warehouses, and food service establishments needing employee benefit options.
Alfa Insurance - Joe McCurnin Agency helps clients plan for future care needs, specializing in long-term care insurance policies to protect assets and manage costs. The agency operates in Northport, Alabama, serving individuals and families across the local area. Long-term care coverage addresses expenses not covered by standard health insurance, such as in-home assistance and nursing facility stays. The agency serves commercial sectors including office environments, warehouse operations, and food service businesses.
What Does a a Long-Term Care Insurance Agent in Northport Cost?
Long-term care insurance costs in Alabama vary by age health and coverage level. A typical policy for a 55 year old may cost between 100 and 300 dollars per month. For a 65 year old the cost can range from 200 to 500 dollars per month. These are estimates and actual premiums depend on your personal situation. This is general information not insurance advice.
About long-term care insurance agents in Northport
Long-term care insurance agents in Northport Alabama help residents plan for future care needs. Alabama law requires agents to hold a valid license and follow state regulations for policy sales. These agents can explain how Alabama Partnership for Long-Term Care policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Northport do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options and costs based on your age and health. They also ensure the policy meets Alabama state requirements.
How does the Alabama Partnership for Long-Term Care affect my policy?
The Alabama Partnership program allows you to keep some assets if you later need Medicaid. A qualified agent can explain how this works with your long-term care policy. This program is specific to Alabama residents.
Are there time limits for buying long-term care insurance in Alabama?
Alabama does not have a state time limit for purchasing long-term care insurance. However many companies have age limits or health underwriting requirements. It is wise to buy coverage before you have health issues.