Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 long-term care insurance agents in Pelham, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blake Guy - State Farm Insurance Agent
2132 US-31 Suite B, Pelham, AL 35124
(205) 988-4525
blakeguyinsurance.com
Standifer Insurance Group: Allstate Insurance
199 Canyon Park Dr, Pelham, AL 35124
(205) 664-3200
agents.allstate.com
Acceptance Insurance
2852 Pelham Pkwy, Pelham, AL 35124
(205) 564-7096
locations.acceptance.com
Acrisure Pelham, AL (DSD Insurance)
135 Hayesbury Dr, Pelham, AL 35124
(205) 621-1770
acrisure.com
The Family Agency, Inc: Allstate Insurance
3183 Pelham Pkwy Ste E, Pelham, AL 35124
(205) 664-1892
agents.allstate.com
Karen The Medicare Lady
2709 Pelham Pkwy Suite D, Pelham, AL 35124
(205) 216-6448
karenthemedicarelady.com
InsuranceSouth
240 Applegate Pkwy, Pelham, AL 35124
(844) 235-5754
insurancesouth.com
Alfa Insurance - The Crocker & Henson Agencies
2691 Pelham Pkwy Suite G, Pelham, AL 35124
(205) 663-7161
alfainsurance.com
Farmers Insurance - Vincent Pierce
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
(205) 444-9494
agents.farmers.com
American National Insurance Co
3363 Pelham Pkwy, Pelham, AL 35124
(205) 621-0286
anico.com
Well Plus Health Insurance AL
110-150 Cahaba Valley Rd, Pelham, AL 35124
(205) 433-5117
Ana's Insurance LLC
1020 Commerce Blvd, Pelham, AL 35124
(205) 230-5061
anasinsuran.my.canva.site
Alabama Assurance
2116 Old Montgomery Hwy, Pelham, AL 35124
(205) 293-9446
alabamaassurance.com
Vince Pierce Agency-Farmers Insurance
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
(205) 444-9494
agents.farmers.com
SHUBERT & ASSOC LLC
135 Hayesbury Dr, Pelham, AL 35124
(205) 621-1770
allstateagencies.com
Tu Aseguranza
104 Commerce Pkwy, Pelham, AL 35124
(205) 703-8538
facebook.com
Neil Bailey Insurance
105 Hilltop Business Dr, Pelham, AL 35124
(205) 985-4517
Cullifer & Associates Insurance
160 Yeager Pkwy Suite 110, Pelham, AL 35124
(205) 979-6453
cullifer.net
Cotton States Insurance
2531 Meadowview Ln b, Pelham, AL 35124
(205) 664-4800
Lateef Insurance
2709 Royal Ln, Pelham, AL 35124
(205) 410-0694
lateefinsurance.com
A long-term care insurance agent in Pelham, Alabama helps residents find policies to cover nursing home stays, assisted living, and home health care. Alabama law allows for partnership policies that protect assets if you later need Medicaid. These agents can explain how Alabama-specific rules affect your coverage options.
What Does a Long-Term Care Insurance Agent in Pelham Cost?
The cost of long-term care insurance in Alabama varies by age, health, and policy features. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Premiums increase with age and health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Pelham do?
An agent helps you compare policies from different insurers to find coverage for long-term care services. They explain policy features like benefit periods, daily benefit amounts, and inflation protection. They also help with the application and underwriting process.
Does Alabama have a partnership program for long-term care insurance?
Yes, Alabama has a Long-Term Care Partnership Program. Policies that meet federal and state requirements allow you to protect a portion of your assets equal to the benefits paid if you later need Medicaid. An agent can tell you which policies qualify.
Are there Alabama tax incentives for long-term care insurance?
Alabama offers a state income tax deduction for premiums paid on qualified long-term care insurance policies. The deduction amount depends on your age and policy type. An agent can help you understand how this applies to your taxes.