The top-rated long-term care insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 527 reviews. Other highly rated options include Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin, FirstLight Home Care of Alameda. This directory lists 13 long-term care insurance agents serving Alameda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lux - State Farm Insurance Agent | 2221 Harbor Bay Pkwy | (510) 521-1222 |
| 2 | Christie Kennett - State Farm Insurance Agent | 550 Park St Ste 108 | (510) 521-0060 |
| 3 | Farmers Insurance - Alfonso Servin | 550 Park St Ste 104 | (510) 522-0123 |
| 4 | FirstLight Home Care of Alameda | 1070 Marina Village Pkwy Suite 206 | (510) 954-3878 |
| 5 | Farmers Insurance - Leah Nishi | 1516 Oak St Suite 100 | (510) 473-5565 |
| 6 | Aurora Noche - State Farm Insurance Agent | 2236 Mariner Square Dr STE 100 | (510) 865-2110 |
| 7 | Alameda Alliance for Health | Headquarters, 1240 S Loop Rd | (510) 747-4567 |
| 8 | Larkins insurance Agency | 1101 Marina Village Pkwy suit 202 | (341) 223-3403 |
| 9 | Caffrey Insurance Solutions, Inc. | 2413 Webb Ave ste c | (510) 444-5447 |
| 10 | Larry Bolton - State Farm Insurance Agent | 934 Central Ave | (510) 521-4272 |
Kelly Lux - State Farm Insurance Agent serves Alameda County and the surrounding Bay Area metro, specializing in long-term care insurance solutions. This agency helps individuals plan for future care needs by offering coverage that protects assets and provides access to home health aides or nursing care. As a local provider, it guides clients through policy options that address both in-home and facility-based services, ensuring financial security during later life stages. The office handles care coordination support and assisted living coverage among its specialized offerings.
Christie Kennett - State Farm Insurance Agent in Alameda, CA, provides long-term care insurance planning and policy management services for individuals. Ongoing support includes assistance with policy adjustments, claims guidance, and regular policy reviews to ensure coverage aligns with evolving needs over time. The agency serves a variety of properties requiring this specialized coverage, such as single-family homes, apartments, retail businesses, and restaurants.
Homeowners and small-business owners in Alameda working to plan for future care needs turn to Farmers Insurance - Alfonso Servin. This agency specializes in long-term care insurance policies, which help cover assistance with daily activities such as bathing and dressing. Clients often seek guidance on protecting personal assets from the high costs of extended care, whether at home or in a facility. The agent conducts consultations to explain coverage options available in the broader Oakland metropolitan area.
Serving Alameda and the surrounding East Bay communities, FirstLight Home Care of Alameda functions as a long-term care insurance agent. It specializes in guiding clients through the selection of policies designed to cover extended care needs. The agency helps individuals assess their future personal care requirements and match them with appropriate coverage. Its typical approach involves a detailed consultation to review a client's financial situation and health goals before presenting clear, manageable policy options tailored to specific long-term scenarios.
Farmers Insurance - Leah Nishi provides long-term care insurance services for families in Alameda, California, focusing on coverage that helps protect retirement savings from high care costs. It also assists clients with general insurance needs while emphasizing personalized guidance on navigating policy options for extended care. Many families seek its help during the open enrollment period or when a sudden health event raises questions about future nursing or home care.
As Alameda’s population ages, residents often seek reliable plans to protect savings from extended care costs. Aurora Noche - State Farm Insurance Agent provides guidance on long-term care insurance policies, explaining coverage options and premium structures. The company helps clients understand policy benefits for home, assisted living, or nursing facility care. Each consultation begins with a thorough review of the individual’s current health and financial situation. A personalized policy comparison is then compiled before scheduling the initial assessment meeting.
Alameda Alliance for Health in Alameda, CA, helps clients choose between one-time policy consultations and recurring service options for coverage review updates. As a long-term care insurance agent, the company works with individuals planning for future care needs, including home health aides and assisted living facility costs. Policies typically cover services such as nursing home care and personal assistance. Service arrangements for existing clients run on either a scheduled or an as-needed basis depending on each policyholder’s specific annual review preference.
Larkins Insurance Agency works directly with clients to evaluate personal risk factors and financial goals regarding future care needs. Its specialty lies in structuring long-term care policies that provide support for home health aides, assisted living, and skilled nursing facility stays. Operating in Alameda, California, the agency focuses on explaining policy features such as benefit triggers, elimination periods, and inflation protection options. It serves commercial sectors including office spaces, warehouses, and food service operations by addressing business owners’ coverage needs in these environments.
Caffrey Insurance Solutions, Inc., located in Alameda, California, is known for specializing in long-term care insurance coverage. The company helps clients plan for future care needs by offering policies that cover services such as home health aides, assisted living, and nursing home care. The agent works with individuals and families to compare different policy options suited to personal financial goals. An added specialty service includes consulting on hybrid policies that combine life insurance with long-term care benefits.
Larry Bolton - State Farm Insurance Agent serves residents of Alameda, California, providing long-term care insurance policies that help cover future personal and home-based care needs. Commercial coverage is also available for small businesses looking to protect their financial interests in the area. The agency assists clients in understanding policy options and filing claims within Alameda County. Follow-up consultations are offered between regular visits to review changes in health or financial situations.
What Does a a Long-Term Care Insurance Agent in Alameda Cost?
Long-term care insurance costs in California vary widely based on age, health, and coverage level. A typical policy for a 55-year-old can range from $1,500 to $3,500 per year. California Partnership plans may have different pricing. This is general information, not insurance advice.
About long-term care insurance agents in Alameda
Long-term care insurance agents in Alameda, California help residents plan for future care needs. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work with Medi-Cal.
Frequently Asked Questions
What does a long-term care insurance agent in Alameda do?
An agent helps you compare policies from different insurers to find coverage that fits your needs. They explain benefit triggers, elimination periods, and inflation options. They also guide you through California Partnership plan requirements.
Are there California laws that affect long-term care insurance?
Yes. California requires insurers to offer inflation protection and a 30-day free look period. Policies must also include a nonforfeiture benefit option. Agents must be licensed by the California Department of Insurance.
How do I choose a long-term care insurance agent in Alameda?
Look for an agent with experience in California Partnership plans and a valid California insurance license. Ask about their familiarity with local care costs in Alameda County. Check their history with the California Department of Insurance.
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