The top-rated long-term care insurance agent in Benicia, California is Farmers Insurance - Pouria Inanlou, rated 5.0 stars across 162 reviews. Other highly rated options include Stephanie Scanlan - State Farm Insurance Agent, Bill Warring - State Farm Insurance Agent, Farmers Insurance - Julia Allen. This directory lists 16 long-term care insurance agents serving Benicia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Pouria Inanlou | 555 First St #305 | (707) 297-6569 |
| 2 | Stephanie Scanlan - State Farm Insurance Agent | 739 First St | (707) 746-0350 |
| 3 | Bill Warring - State Farm Insurance Agent | 855 First St | (707) 552-2925 |
| 4 | Farmers Insurance - Julia Allen | 2044 Columbus Pkwy | (707) 745-3355 |
| 5 | John Villanueva - State Farm Insurance Agent | 1422 E 2nd St | (707) 425-1067 |
| 6 | Ken Stewart - State Farm Insurance Agent | 560 First St Ste B150 | (707) 428-6070 |
| 7 | Steve McClure - State Farm Insurance Agent | 560 First St Ste B150 | (707) 745-0848 |
| 8 | Farmers Insurance - Kristen Barich | 701 Southampton Rd Suite 103 | (707) 746-1319 |
| 9 | Jeffrey Wong Insurance Agency | 638 First St c | (707) 634-7253 |
| 10 | Integral Insurance Solutions | 555 First St #302 | (707) 400-0636 |
Farmers Insurance - Pouria Inanlou serves the Benicia, California area, offering long-term care insurance that helps clients plan for future health and personal care needs. An agent in this field typically evaluates financial assets and goals to determine appropriate coverage for home care, assisted living, or nursing facility expenses. This agency provides personalized guidance on policy options designed to protect retirement savings from the high costs of extended care. It handles plan comparisons and enrollment for long-term care coverage within the local community.
Stephanie Scanlan - State Farm Insurance Agent offers a range of long-term care insurance services, focusing on policies that help cover expenses for extended medical or personal care needs. The agency provides assistance with policy selection, plan management, and claim support. Local clients can access guidance on navigating the complexities of coverage for nursing homes, assisted living, or home-based care. The agency serves residents of single-family homes, apartments, retail spaces, and restaurants throughout the Benicia, CA area.
Bill Warring - State Farm Insurance Agent serves local homeowners, renters, and business owners in Benicia, California, who are preparing for future care needs. The agency offers long-term care insurance policies that help cover expenses related to assisted living, nursing homes, or in-home care. Each policy is designed to protect personal savings while ensuring access to necessary support services. Bill Warring also provides long-term care insurance for clients in the surrounding Vallejo area.
Farmers Insurance - Julia Allen serves Benicia, California, and the surrounding Solano County communities. It handles long-term care insurance policies, addressing clients' needs for coverage related to extended personal or medical assistance. The agency assists individuals and families in planning for potential future care scenarios, helping to clarify available policy options. For a typical job, it begins by consulting with the client to assess their personal situation and financial goals, then presents suitable coverage plans for their review and consideration.
For long-term care insurance, John Villanueva’s agency in Benicia, CA, can explain the difference between a single-premium policy purchased once and ongoing annual premium plans that require recurring payments. Coverage typically helps pay for assisted living, home health aides, or nursing facility care when the insured can no longer perform daily activities independently. Policyholders can schedule an initial consultation, then arrange further meetings or phone check-ins as needed, with service provided on an as-needed basis rather than via a fixed schedule.
Ken Stewart - State Farm Insurance Agent in Benicia, CA provides long-term care insurance planning as a specialty service, helping clients protect assets against the rising costs of extended care needs. The agency also offers general insurance services for auto, home, and life coverage to local residents. For those nearing retirement or adjusting to health changes, it assists with policies that address coverage concerns during open enrollment periods.
As Benicia residents plan for the costs of extended medical needs, Steve McClure – State Farm Insurance Agent provides local long-term care insurance guidance. The agent explains policy benefits for home health or nursing facility stays, ensuring coverage aligns with family budgets. Each consultation begins with a review of personal health history and financial goals, followed by a discussion of available plan options. An initial eligibility assessment is then scheduled to define the specific coverage parameters.
Farmers Insurance - Kristen Barich serves the Benicia area with residential long-term care insurance policies tailored to individual needs. The agency also provides commercial coverage options for local business owners seeking protection for themselves or key personnel. Covering Benicia and surrounding communities, the office guides clients through policy selection and eligibility requirements. Follow-up service is available to adjust coverage as personal situations evolve, and repeat customers often return between regular visits for annual policy reviews.
Jeffrey Wong Insurance Agency operates in the Benicia, CA area, primarily focusing on long-term care insurance agent services. It helps clients plan for future care needs by evaluating policy options and explaining coverage details. In addition, the agency can address cost concerns by reviewing benefit structures for individual plans. It works with clients seeking to protect assets from rising care expenses. The agency serves commercial sectors including local offices, warehouses, and food service businesses.
Integral Insurance Solutions in Benicia, CA is known for guiding local families through the often complex process of selecting appropriate long-term care policies to protect assets and ensure future care needs are met. The agency provides personalized consultations in northern California, helping clients compare coverage options from multiple carriers to align with individual budgets and health considerations. Integral Insurance Solutions also specializes in assisting with qualified long-term care partnership programs that can offer additional asset protection within the state.
What Does a a Long-Term Care Insurance Agent in Benicia Cost?
Long-term care insurance premiums in California vary widely by age health and coverage level. A typical policy for a 55 year old might cost between 1,500 and 3,000 dollars per year. For a 65 year old the same policy could be 2,500 to 4,500 dollars per year. Costs also depend on daily benefit amount benefit period and inflation options. This is general information not insurance advice.
About long-term care insurance agents in Benicia
Long-term care insurance agents in Benicia help residents plan for future care needs. California offers the Partnership for Long-Term Care program which allows policyholders to keep more assets under Medi-Cal. Local agents can explain how these plans work with your retirement strategy.
Frequently Asked Questions
What does a long-term care insurance agent in Benicia do?
An agent helps you compare policies from different insurers. They explain benefit triggers, inflation protection, and elimination periods. They also guide you on California specific rules like the Partnership program.
How does the California Partnership for Long-Term Care affect my policy?
This state program lets you keep assets equal to the benefits your policy pays out. If you use 100,000 dollars in benefits you can keep 100,000 dollars in assets if you later need Medi-Cal. Agents in Benicia can show you which policies qualify.
Are there time limits to apply for long-term care insurance in California?
There is no state deadline but insurers often have age and health requirements. Most people apply in their 50s or 60s to get lower premiums. California law gives you a 30 day free look period to cancel a new policy.
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