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Find Long-Term Care Insurance Agents Near You in Windsor, CO

Browse long-term care insurance agents serving Windsor, Colorado. Updated 2026-07-14.

The top-rated long-term care insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Windsor.

Showing 17 long-term care insurance agents in Windsor, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gabriel Garcia-Hitt671 Academy Ct UNIT A(970) 686-6839
2Scott Horvath - State Farm Insurance Agent1295 Main St #6(970) 686-6161
3Joe Unruh: Allstate Insurance1051 Main St(970) 686-1026
4Scott Harper - State Farm Insurance Agent819 Main St(970) 674-0937
5Heidi Washburn - State Farm Insurance Agent519 Main St(970) 833-5304
6Farmers Insurance - Tammy Woods208 Main St(970) 686-6555
7Mary Agcaoili: Allstate Insurance1039 Main St H(970) 686-1026
8Squires Insurance Solutions421 Main St B(970) 686-7778
9LSI Insurance Agency, Inc.401 Pointe Plz Dr Suite B(970) 674-1151
10Brian Binder Agency Inc American Family Insurance400 Main St B(970) 674-3223
FI
671 Academy Ct UNIT A
Farmers Insurance - Gabriel Garcia-Hitt
Long-Term Care Insurance Agent · Windsor, CO

Farmers Insurance - Gabriel Garcia-Hitt serves Weld County and the Windsor, Colorado area, specializing in long-term care insurance agency services. The company helps individuals plan for future care needs by offering insurance policies that cover extended medical or personal assistance not paid by standard health plans. Their agents assist clients in evaluating different coverage options for services like nursing home care, assisted living facilities, and in-home care support. They specifically handle consultations regarding personal care plans and policy enrollment for eligible residents.

SH
1295 Main St #6
Scott Horvath - State Farm Insurance Agent
Long-Term Care Insurance Agent · Windsor, CO

Serving homeowners and families in Windsor, Colorado, Scott Horvath - State Farm Insurance Agent provides long-term care insurance to help clients plan for future care needs. The agency assists individuals in understanding policy options that cover services like nursing home care and in-home assistance. It also works with property managers and business owners seeking to protect their assets and employees. Scott Horvath - State Farm Insurance Agent supports customers in surrounding communities, including the Greeley area and northern parts of the Front Range metro.

JU
1051 Main St
Joe Unruh: Allstate Insurance
Long-Term Care Insurance Agent · Windsor, CO

Joe Unruh: Allstate Insurance provides long-term care insurance planning services for individuals in the Windsor, CO area, focusing on policies that help cover the costs of assisted living, nursing home care, and in-home support. The agency offers annual policy reviews and can assist with plan modifications as coverage needs evolve over time. Services are available for clients residing in single-family homes, apartments, retail spaces, and restaurants.

SH
819 Main St
Scott Harper - State Farm Insurance Agent
Long-Term Care Insurance Agent · Windsor, CO

Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding communities in northern Colorado. The agency handles long-term care insurance, which helps individuals plan for future personal care needs that are not covered by standard health insurance or Medicare. It works with local families to evaluate policy options that address extended care expenses while protecting retirement savings. The agent approaches each case by first reviewing the client’s current financial situation and health expectations before recommending coverage that aligns with long-term goals.

HW
519 Main St
Heidi Washburn - State Farm Insurance Agent
Long-Term Care Insurance Agent · Windsor, CO

Heidi Washburn, a State Farm Insurance agent in Windsor, CO, helps individuals understand the difference between one-time facility admissions and recurring at-home care needs when planning for long-term services. She provides guidance on long-term care insurance policies that can cover assisted living, nursing home costs, and in-home support. This address the financial risks associated with extended care needs not covered by standard health insurance. Her service runs on an as-needed basis, allowing clients to schedule policy reviews when their personal situation or financial goals change.

FI
208 Main St
Farmers Insurance - Tammy Woods
Long-Term Care Insurance Agent · Windsor, CO

Winter in Windsor, Colorado, often brings concerns about planning for extended healthcare needs later in life. Farmers Insurance - Tammy Woods assists local residents by explaining long-term care insurance options that address potential future costs. The agency provides clear guidance on coverage for services such as nursing home stays or in-home assistance. Conversations are tailored to individual financial situations and future health scenarios without pressuring immediate decisions. The process begins with a thorough initial assessment of personal needs and policy choices available in the region.

MA
1039 Main St H
Mary Agcaoili: Allstate Insurance
Long-Term Care Insurance Agent · Windsor, CO

Mary Agcaoili: Allstate Insurance specializes in long-term care insurance, helping clients in Windsor, CO, prepare for potential future health needs. As an agent, Mary provides general insurance services, including guidance on policies that cover assisted living, nursing homes, and in-home care. She works with individuals and families to understand coverage options that protect assets during retirement. As the colder months approach, she assists clients in reviewing their policies to ensure adequate protection for seasonal health risks that may require extended care.

SI
421 Main St B
Squires Insurance Solutions
Long-Term Care Insurance Agent · Windsor, CO

Squires Insurance Solutions provides long-term care insurance services designed to help clients plan for future care needs. The agency offers individual policies and policy add-ons that increase coverage for in-home assistance and assisted living facilities. As a Long-Term Care Insurance Agent based in Windsor, Colorado, the business assists clients throughout the surrounding Northern Colorado region. The agency serves commercial sectors including offices, Warehouses, and Food Service facilities needing employee benefit planning.

LI
401 Pointe Plz Dr Suite B
LSI Insurance Agency, Inc.
Long-Term Care Insurance Agent · Windsor, CO

As Colorado’s Front Range winters bring increased risk of slips and falls, many Windsor seniors begin planning for potential long-term care needs. LSI Insurance Agency, Inc. specializes in Long-Term Care Insurance policies that help cover home aides, assisted living, or nursing home expenses. Local residents seek their guidance when organizing financial protections against future health declines. Every consultation begins with a personalized needs assessment of the client’s health history and coverage goals. The agency then schedules a free initial policy review to ensure clarity before any enrollment begins.

BB
400 Main St B
Brian Binder Agency Inc American Family Insurance
Long-Term Care Insurance Agent · Windsor, CO

Brian Binder Agency Inc American Family Insurance in Windsor, CO, provides insurance guidance for individuals and families. It also specializes in long-term care insurance, helping clients protect assets and prepare for future care needs. The agency partners with carriers to offer coverage options that can support aging at home or in facilities. It serves local residents and businesses, including those needing group benefits. These commercial sectors may include offices, warehouses, and food service operations.

BI
701 Main St
Best Insurance Group, LLC
Long-Term Care Insurance Agent · Windsor, CO
(970) 674-5000
bestinsured.net
RI
1349 Water Valley Pkwy
Renaissance Insurance Group
Long-Term Care Insurance Agent · Windsor, CO
(970) 674-8825
reninsurance.com
PI
1345-1425 Water Valley Pkwy Pk
Prosper Insurance LLC
Long-Term Care Insurance Agent · Windsor, CO
(970) 369-9114
EH
515 Main St
Evergreen Health Insurance, LLC
Long-Term Care Insurance Agent · Windsor, CO
(970) 840-8114
DI
935 Merchant Ct
D. Insurance Ltd.
Long-Term Care Insurance Agent · Windsor, CO
(970) 364-9479
jaquelynneall65411.wixsite.com/d--insurance-ltd
HM
1204 W Ash St suite g
Horace Mann Insurance - Susan Krantz Agency
Long-Term Care Insurance Agent · Windsor, CO
(970) 674-9475
agents.horacemann.com//SusanKrantz
DS
605 Main St
Darien Schaefer - COUNTRY Financial Agent
Long-Term Care Insurance Agent · Windsor, CO
(970) 372-3061
agents.countryfinancial.com/usa/co/windsor/darien-schaefer

What Does a a Long-Term Care Insurance Agent in Windsor Cost?

Long-term care insurance premiums in Colorado vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Costs increase with age and for richer benefits like inflation riders. This is general information not insurance advice.

About long-term care insurance agents in Windsor

Long-term care insurance agents in Windsor Colorado help residents plan for future care needs. They can explain how Colorado law affects policy choices including the Colorado Partnership for Long-Term Care. This program allows policyholders to protect assets while qualifying for Medicaid if needed.

Frequently Asked Questions

What does a long-term care insurance agent in Windsor do?

An agent helps you compare policies from multiple insurers and explains coverage options. They can also advise on Colorado specific rules like the Partnership program and inflation protection requirements.

How does the Colorado Partnership for Long-Term Care work?

This state program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Agents in Windsor can help you choose a policy that qualifies for this asset protection.

Are there age or health requirements for long-term care insurance in Colorado?

Most insurers require applicants to be between 18 and 84 years old and pass medical underwriting. Colorado law allows insurers to deny coverage based on health conditions but they cannot discriminate unfairly.

Long-Term Care Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.